Twenty-five years ago, I co-founded Homestead Financial Mortgage. We started out as retail mortgage brokers, originating purchases and cash out refinances. We've since grown into a reputable mid-sized, privately-owned mortgage banker, doing all the same things but now with complete control of the entire transaction. Our home office is in Chesterfield, MO. Over the last seven years, I've transitioned away from managerial duties, preferring instead to focus on client interactions and collaboration with real estate professionals. . Truth be told, my strengths lie less in managing operations and more in cultivating relationships and providing guidance to my employees. Charts, reports, and data collection were never my forte. Rest assured, my pledge to you is that my role with my company is one of absolute transparency. My financing options feature competitive rates and minimal closing costs. As an owner intimately involved in originating mortgages, I'm uniquely positioned to deliver added value and my commitment to accountability is unwavering. Your satisfaction and the prospect of earning your repeat business are paramount to me.