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Grady Underwood - Loan Officer | NMLS # 641271 in Paintsville, KY

Grady Underwood

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Loan Officer | NMLS # 641271

4.98
(105)
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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Republic State Mortgage Co has a wealth of knowledge and resources to assist you in finding the best loan to meet your individua...... Show More
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Overall Ratings
4.98
(105)
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Reviews from Web
  • 5.0
    Encompass
    B
    Brandon M M
    David, KY
    Posted on February 10th, 2026 03:49 PM
    Grady was always ready to handle any questions I had over the course of my loan process. He always had time to listen to my concerns and always kept me up to date and informed on how things were going.
  • 5.0
    write_review_unverified
    T
    Tracy M
    Posted on January 5th, 2026 02:45 AM
    Grady was amazing for my husband and I . He was very resourceful and kept us up to date on every aspect of our loan. Highly recommend for anyone looking for a mortgage loan for your forever home !❤️
  • 5.0
    Encompass
    T
    Terry M
    VAN LEAR, KY
    Posted on December 3rd, 2025 06:20 PM
    Grady walked us through every step
    Reply from Grady Underwood
    December 3rd, 2025 07:33 PM
    Thanks Brother!!!!!!!!
  • 5.0
    Encompass
    S
    Stephen G R
    Flatgap, KY
    Posted on November 22nd, 2025 12:17 PM
    They were very very knowledgeable about the the process Friendly truthful getting us the best interest rate i I beleave possible and also being avalible for us all through the process and also after we finished Good people to work with .
    read more
    Reply from Grady Underwood
    December 3rd, 2025 07:33 PM
    Thanks We appreciate your business!!!!!!!!!!
  • 5.0
    Encompass
    D
    Dianna W
    MOUNT STERLING, KY
    Posted on November 7th, 2025 08:35 AM
    easy to talk to especially if there were questions or concerns
    Reply from Grady Underwood
    November 20th, 2025 02:45 PM
    Thanks Dee Dee it always great working with you and anything we requested you had it to us immediately!!!!
  • 5.0
    Encompass
    T
    Timothy W
    BRODHEAD, KY
    Posted on October 19th, 2025 12:51 PM
    Grady and Delores were both so friendly and helpful. I could call or email at any time and they would promptly answer or respond.
    Reply from Grady Underwood
    November 20th, 2025 02:48 PM
    Thanks Tim it was great working with you!!!!
  • 5.0
    Encompass
    S
    Shawn C
    Paintsville, KY
    Posted on October 7th, 2025 04:54 PM
    Grady and Delorise were both fantastic and worked so hard to get the deal done
    Reply from Grady Underwood
    November 20th, 2025 02:46 PM
    Thanks Shawn it was Great working with you!!!
  • 5.0
    Encompass
    T
    Taylor E B
    VAN LEAR, KY
    Posted on September 20th, 2025 02:59 PM
    Grady , and Deloris where so helpful and made sure everything was taken care in a timely manner . i Highly recommend letting them help you.
    Reply from Grady Underwood
    November 20th, 2025 02:46 PM
    Thanks Taylor I hope you and your family enjoy your new home!!!
  • 5.0
    Encompass
    Z
    Zoe L B
    VAN LEAR, KY
    Posted on September 15th, 2025 06:11 PM
    everyone was very friendly and made sure our experience went as smoothly as possible
    Reply from Grady Underwood
    November 20th, 2025 02:47 PM
    Thanks Zoe I hope you and your family enjoy your new home!!!
  • 5.0
    Encompass
    M
    Megan B
    SALYERSVILLE, KY
    Posted on August 26th, 2025 06:40 PM
    Very quick to respond and did everything through the app.
    Reply from Grady Underwood
    November 20th, 2025 02:48 PM
    Thanks Megan I hope you enjoy your new home!!!
  • 10 of 105
    About
    The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. Republic State Mortgage Co has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships. As an experienced lender, Grady Underwood is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Grady Underwood can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Medical Professional Mortgages
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    175
    /850
    Search Rank Score
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    Memberships
    • NMLS
    Addresses and Serving Areas

    Year Started

    1992

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 641271
    Disclaimer
    © 2024 Republic State Mortgage Co. is an Equal Housing Opportunity Lender, Republic State Mortgage is headquartered at 815 Hawthorne St., Houston, TX 77006. Ph: 713-737-7121; NMLS #6241 (www.nmlsconsumeraccess.org) The material provided in this advertisement is for informational purposes only and is subject to change without notice. This is not an offer for an extension of credit or a commitment to lend. Alabama Consumer Credit License #22497; Colorado Mortgage Company Registration #6241, Regulated by the Division of Real Estate; Florida Mortgage Lender License MLD501; Georgia Residential Mortgage Licensee #15726; Indiana DFI First Lien Mortgage License #16155; Kentucky Mortgage Company License #MC23336; Louisiana Residential Mortgage Lending License; Maine Supervised Lender License #62411; Massachusetts Mortgage Lender License #MC62411; Licensed by the Mississippi Department of Banking and Consumer Finance, License #62411; New Hampshire 19938-MB, North Carolina Mortgage Lender License L-173684; Ohio Mortgage Loan Act Certificate of Registrations #MB.803018.000; Tennessee Mortgage License 108921; and Texas-SML Mortgage Banker Registration NMLS #6241 Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. a written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department's website at sml.texas.gov.