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Gianni Cerretani - AnnieMac Home Mortgage
Branch Manager | NMLS# 787898

Gianni understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
Location & Business Hours
Business Hours
Wed
7 AM to 7 PM
Thu
7 AM to 7 PM
Fri
7 AM to 7 PM(Open now)
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Reviews from Web
Gianni was very professional and knowledgeable with all of our questions, He treated us like family. Great experience
Very good team and the communication was excellent. Everyone was on top of their duty.
Reply from Gianni Cerretani - AnnieMac Home Mo...
June 5th, 2026 06:25 PM
I'm incredibly delighted to hear you had such a positive experience with our team, Sylvester. We at Presidential Bank Mortgage strive to provide the best service and clear communication at all times. Thank you for taking the time to acknowledge...
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What made it great y'all always kept in touch with me, your people made it easier for me to understand how to buy a house y'all talk me a lot
Reply from Gianni Cerretani - AnnieMac Home Mo...
June 5th, 2026 06:25 PM
Thank you, Anthony, for your outstanding review! I'm delighted to hear that you had a great experience with us at Presidential Bank Mortgage. Keeping our clients well-informed and making the home buying process as comprehensible as possible...
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Everyone on the team is very knowledgeable and very responsive to all of my questions/concerns. The team made it a very smooth process.
Reply from Gianni Cerretani - AnnieMac Home Mo...
June 5th, 2026 06:25 PM
I'm delighted to hear that you've had such a positive experience with our team at Presidential Bank Mortgage, Patricia. We strive to provide top-notch service and be as responsive and knowledgeable as possible. Your kind words are incredibly...
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I recently had the pleasure of purchasing a home, a journey made exceptionally smooth and enjoyable thanks to the team at Presidential Bank, especially loan officer Gianni Cerretani and Debbie Harrah. From the onset, their professionalism,...
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Reply from Gianni Cerretani - AnnieMac Home Mo...
June 5th, 2026 06:25 PM
Thank you so much, Palmera, for your kind words and your detailed review. I'm thrilled to hear that you had a positive experience with our team at Presidential Bank Mortgage, and that you found our service both professional and efficient. It...
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Over my 50 years in the real estate profession; Gianni was probably one of the best loan officers that I have encountered. He overcame all obsticles; and there were quite a few! His dedication was absolutely on target during the entire process!...
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Reply from Gianni Cerretani - AnnieMac Home Mo...
June 5th, 2026 06:25 PM
Thank you so much for your kind words, Mr. Dave Edmondson. It was truly a pleasure to work with you and your client and I am thrilled to have exceeded your expectations. Overcoming obstacles is part of the job and I'm glad I could help in successfully...
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Gianni Cerretani along with my main contact Debbie Harrah made the entire home buying experience less stressful. If I had any question during the entire process they answered the phone on the first call or returned my call right away. They...
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Gianni Cerretani along with my main contact Debbie Harrah made the entire home buying experience less stressful. If I had any question during the entire process they answered the phone on the first call or returned my call right away. They...
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Reply from Owner
July 8th, 2026 12:00 AM
Cynthia, thank you so much for your thoughtful review! It was truly a pleasure helping you through your home buying journey. I'm so glad we were able to make the process less stressful and provide the communication and support you deserved....
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Working with Team Cerretani was a great experience for me. All my questions were answered patiently and in a timely manner. I’m very thankful I had them during this process! I will definitely recommend the team to anyone purchasing a home.
Reply from Owner
July 8th, 2026 12:00 AM
Thank you so much for your kind words! It was truly a pleasure helping you through your home buying journey. My team and I are so glad we could answer your questions and make the process as smooth and stress-free as possible. We know buying...
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They helped me secure a loan for my new home in just over a month, despite my unique circumstances , Gianni and his team was amazing to work with and always available to answer any questions I had. I couldn't have asked for a better experience!...
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Reply from Owner
July 8th, 2026 12:00 AM
Elbert, thank you so much for your thoughtful review! It was an absolute pleasure helping you secure financing for your new home. Every borrower's situation is unique, and I'm grateful you trusted my team and me to help navigate the process....
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About
Gianni understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why he is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Gianni is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, his goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- NMLS
- Homes for Heroes
- Active Duty Passive Incomes
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- 787898
Awards
#1 Homes for Heroe...
Achievements
- Servicing Mortgage Clients since 2001
Hobbies
- Lifelong Martial Artist
- Body Builder
- Television Host
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Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.