Gayle Cunningham - AnnieMac Home Mortgage
Team Mortgage Loan Originator | NMLS# 96167
Gayle understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughou... Show More
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Reviews from Web
i cannot say enough great things about Gayle and Kyle. They walked me through the home buying process from start to finish without adding an ounce of stress. They were personable, thorough and efficient .
Reply from Gayle Cunningham - AnnieMac Home Mo...
July 13th, 2026 08:11 PM
Hi Chris, thanks for the nice review.... means the world to me and Kyle! It was an exiting journey! You and Steph were awesome, we loved working with both of you and very glad we were able to help you guys purchase to your new home. Hope the...
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Gayle is lovely! So friendly and knowledgeable
Reply from Gayle Cunningham - AnnieMac Home Mo...
July 10th, 2026 01:02 PM
Stephanie, I appreciate your kind words about my friendliness and knowledge. It's wonderful to know you had a positive experience. I am so happy for you and Chris! Enjoy your beautiful new home.
Communication was awesome; I never had to guess. I love it when you and Jeff are able to be involved.
Reply from Gayle Cunningham - AnnieMac Home Mo...
July 8th, 2026 02:51 PM
Ron, I'm grateful for your kind words about the communication. It's wonderful to know that having both Jeff and me involved made a positive impact on your experience. If there's anything else you need, please don't hesitate to reach out to...
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Gayle made this experienced less stressful by explaining the process for a first time home buyer and giving advice when asked. Gayle was extremely patient, friendly, and thoughtful and we would highly recommend her to anyone!
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Reply from Gayle Cunningham - AnnieMac Home Mo...
June 2nd, 2026 12:49 PM
Ashley, I'm grateful for your kind words and recommendation. It's wonderful to know that I could help make your first home-buying experience less stressful by providing clear explanations and advice. If you have any more questions in the future,...
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Gayle made this whole process almost painless! She communicated quickly using text and email which made it so much easier for me. She was and to clearly and simply communicate answers to all my questions and really worked with me to find the...
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Reply from Gayle Cunningham
May 14th, 2026 02:19 PM
Aaron, I'm so glad to hear that you found the process almost painless and that my communication style worked well for you. It's important to me to provide personalized service and accommodate your individual needs, even if it requires some...
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Gayle was amazing in describing everything about our loan! We came from a mortgage company that was very confusing and we did not feel they had us in their best interest. Once we got in touch with Gayle, we could immediately tell she wanted...
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Reply from Gayle Cunningham - AnnieMac Home Mo...
March 9th, 2026 01:18 PM
It's great to hear that your experience with me was so positive, Evan. I'm glad I could provide clarity and a sense of trust during your loan process. Knowing that you felt well-informed and reassured about your best interests is very important...
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Gayle stayed on top of things but most importantly my clients really liked her and the way she explained things to them. She made them very comfortable.
Reply from Gayle Cunningham - AnnieMac Home Mo...
March 5th, 2026 03:38 PM
I appreciate your feedback, Tracy. It's important to me that your clients felt comfortable and well-informed throughout the process. Staying engaged and ensuring a positive experience for everyone involved is my priority. If you or your clients...
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Gayle and her Team are superb at explaining the mortgage process to my clients and keeping all parties informed and updated! My client had so many fabulous things to say about Gayle!
Reply from Gayle Cunningham - AnnieMac Home Mo...
March 5th, 2026 03:40 PM
Lisa, thank you for sharing your client's experience. I am happy to know that the explanations provided were helpful and that your client had positive feedback. Keeping everyone informed throughout the process is something we focus on, and...
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This is the second home I have purchased through Gayle. She is incredibly patient, knowledgeable, efficient, personable and able to guide and motivate me through the tricky waters of a closing, while reassuring me all the way. Her and Kyle...
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Reply from Gayle Cunningham
January 8th, 2026 06:28 PM
I'm truly grateful for your kind words, Joy. Helping you through the purchase of your second home means a lot to me. Working with clients like you makes the process rewarding. It’s great to hear that both Kyle and I could contribute to making...
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Gayle kept my client and I informed every step of the way. She handled issues as they arose and did her best to provide a solution.
Reply from Gayle Cunningham - AnnieMac Home Mo...
December 17th, 2025 04:03 PM
I'm grateful for your feedback, Rob. Keeping you and your client informed is something I prioritize, and I'm pleased to know that it made a difference. Handling issues promptly and finding solutions is important to me. If there's anything else...
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About
Gayle understands that purchasing or refinancing a home is one of the most significant financial decisions you'll ever make. This is why she is committed to guiding you every step of the way, ensuring you're informed and empowered throughout the process. With a comprehensive background in various mortgage lending facets, Gayle is equipped to assist with diverse needs—whether you're a first-time homebuyer, seeking a new home, or exploring refinancing options. Specializing in Conventional, Jumbo, FHA, VA, USDA, and Renovation loans, her goal is to find not just any loan, but the perfect one for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Mortgage Lender
Non-QM
DSCR Loans
Specialities
Cash2Keys Programs!!!!
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2011
Time Zone
Eastern Standard Time (EST)
Licenses
- 96167
Disclaimer
©2026 American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage). Corporate NMLS# 338923 (http://www.nmlsconsumeraccess.org/). AnnieMac Home Mortgage is an Equal Housing Opportunity. For a complete list of our licensed states visit: https://annie-mac.com/licensing. American Neighborhood Mortgage Acceptance Company LLC (dba AnnieMac Home Mortgage) is not affiliated with the U.S. Department of Veteran’s Affairs, the U.S. Department of Housing and Urban Development, the U.S. Department of Agriculture, or any other Federal Government Agency.