

Frank Bailen
Senior Mortgage Loan Originator | NMLS# 518344

I have 38 years of experience in the mortgage and finance industry and over 5000 happy clients. My clients are able to rely on my experience to ensure the best possible decisions at each juncture. I can help with various loan financing opt... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
You always are keep updated and you will close on time every time.
Reply from Frank Bailen
August 31st, 2026 02:05 PM
Thank you so much for your kind words and the 5-star review, Carol. I'm delighted to hear that you had a positive experience with the FHA loan process at First State Mortgage. I strive to keep my clients updated and ensure a timely close on...
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Frank and his team were there to guide me through the entire home loan process. Frank took the time to answer questions whenever they'd come up about any loan or class or just in general the home buying process. He was great helping me find...
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Reply from Frank Bailen
August 31st, 2026 02:05 PM
I'm thrilled to hear that you had such a positive experience with us, Stephanie. It was truly a pleasure to guide you through the home loan process and ensure you found a home within your budget. I'm glad that our communication and knowledge...
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Smooth sailing, thanks Frank!
Made everything easy
Frank kept me updated during the entire process and worked with my attorney to resolve some issues with the mortgage.
I have worked with Frank for years and have had several personal mortgages with him. He still has the same thorough work ethic I have always experienced.
Frank answered all questions that were asked and he’s really down to earth.
Frank was so kind to me and always professional. I will definitely recommend him to others.
Frank was so helpful. He answered all my questions about the him buying process. I would recommend him to anyone whom I know that would be interested in buying a home. He sent me copies of everything and called me to reassure that I received...
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Frank is very knowlegdable and knew how to procede for a loan in our individual needs.
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About
I have 38 years of experience in the mortgage and finance industry and over 5000 happy clients. My clients are able to rely on my experience to ensure the best possible decisions at each juncture. I can help with various loan financing options, but I specialize in these products: First Time Home Buyers, FHA/VA, and JUMBO financing. My unique experiences and industry insights have led me to specializing in helping self-employed borrowers.
Contact me today for all your home loan needs!
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
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Positions
- Luminate Bank - Senior Mortgage Loan OriginatorAug 25th, 2026 - Current
Memberships
- Champaign County Association of Realtors
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1989
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 518344
Awards
Top Producer
Achievements
- Doctorate in Finance
Hobbies
- Investing in real estate