Florangel Pernia, Loan Officer, NMLS # 391706 - American Financial Network, Inc.'s Cover Image
Florangel Pernia, Loan Officer, NMLS # 391706 - American Financial Network, Inc. - Branch Manager | NMLS # 391706 in Woodbridge, VA

Florangel Pernia, Loan Officer, NMLS # 391706...

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Branch Manager | NMLS # 391706

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Senior Loan Officer working in the mortgage industry for 20 years. As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that ... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
97%
4 Star
2%
3 Star
0%
2 Star
1%
1 Star
1%
Reviews from Web
  • Encompass
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    Yadira C
    Dumfries, VA
    Posted on February 25th, 2021 03:06 AM
    The fact they helped me achieving my goals was what made it GREAT!
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    Miriam V
    Woodbridge, VA
    Posted on February 11th, 2021 01:32 PM
    Florangel is truly the best in her field.
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    Erika G
    Woodbridge, VA
    Posted on February 7th, 2021 09:48 PM
    "I can honestly say Mrs. Pernia made our refinance buying experience a very pleasant one. From our first conversation she explained each and every option that was available to us and we never felt pressured into any decision. My phone calls...
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    Guillermo D
    Fredericksbrg, VA
    Posted on February 6th, 2021 02:33 PM
    .
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    Oscar R
    Stafford, VA
    Posted on February 5th, 2021 12:08 AM
    She work very good
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    Jennifer N
    Stafford, VA
    Posted on January 20th, 2021 06:05 PM
    All I can say is Florangel went above and beyond to help assist me with the refinance of my loan!!
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    Salvador B
    Dale City, VA
    Posted on January 15th, 2021 03:13 AM
    It was a great refinance experience, Florangel was very patient with me and explained me all the loan process, the closing costs and I got the interest rate that I was looking for. I closed my loan in less than 30 days. I already recommended...
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    Jose M
    Fredericksbrg, VA
    Posted on January 15th, 2021 02:23 AM
    Florangel is very professional and knowledgeable, it was my first home purchase experience and she took all the time that I needed to understand the costs and the best option for my loan. I received help for the down payment and I feel blessed...
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    Maria C
    Alexandria, VA
    Posted on January 3rd, 2021 05:20 PM
    Better communication
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    Roberto J
    Manassas Park, VA
    Posted on December 24th, 2020 02:27 PM
    Florangel was very consistent up dating me and helping me through the process. I would definitely recommend her and her team to my friends. She exceeded my expectations!
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    About
    Senior Loan Officer working in the mortgage industry for 20 years. As a licensed Loan Originator who is familiar with a variety of loan types and specialized programs, I am ready, willing and able to help you find the mortgage product that is right for you. Whether you are looking to purchase a personal residence, 2nd home or investment property, or if you need to refinance an existing mortgage, I can find the product that best suits your needs and circumstance. AFN offers conventional, FHA, VA, USDA and Jumbo products, and I am prepared to find the one that is right for you. Prepare to walk an illuminated path on your journey with me as you are never left in the dark.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    We are a Direct Lender with delegated authority to underwrite, fund, and service Fannie Mae, Freddie Mac, FHA, USDA, VA, and Jumbo loan products in-house
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    Year Started

    2001

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS# 391706
    Disclaimer
    Equal Housing Lender

    American Financial Network, Inc. is an Equal Housing Lender

    American Financial Network, Inc. | NMLS ID 237341
    10 Pointe Drive, Suite 330, Brea, CA 92821| (714) 831-4000

    ©2026 All Rights Reserved
    NMLS Consumer Access: http://www.nmlsconsumeraccess.org
    Licensing | Privacy | Contact Us



    American Financial Network, Inc. is licensed by the California Department of Financial Protection and Innovation under the California Financing Law License (6038771) and holds a CA Bureau of Real Estate, Real Estate Broker's License (01317581) under Nationwide Mortgage Licensing System (NMLS), unique identifier of 237341. Broker is performing acts for which a license is required. Loans made or arranged pursuant to California Financing Law. Refer to www.nmlsconsumeraccess.org and input NMLS #237341 to see where American Financial Network, Inc. is a licensed lender. This is not an offer for extension of credit or commitment to lend. All loans must satisfy company underwriting guidelines. Not all applicants qualify. Information and pricing are subject to change at any time and without notice. The content in this advertisement is for informational purposes only. Products not available in all areas. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.