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Fernando Smith - Loan Officer in San Diego, CA

Fernando Smith

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Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each tran... Show More
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Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
92%
4 Star
6%
3 Star
2%
2 Star
0%
1 Star
0%
Reviews from Web
  • Encompass
    S
    Samuel W
    Perkasie, PA
    Posted on August 25th, 2026 06:30 PM
    He handled everything perfectly kept me informed and got me approved ahead of schedule
    Reply from Fernando Smith
    September 2nd, 2026 06:31 PM
    Samuel, I'm grateful for your kind words. I'm pleased to hear that you felt well-informed and experienced a smooth process with your approval. If you need any further assistance, feel free to reach out.
  • 3rd Party Review
    D
    Diane F
    San Diego, CA
    Posted on June 9th, 2026 12:00 AM
    Wonderful work great to work with and I will use for all my upcoming projects.
  • 3rd Party Review
    D
    Darci B
    San Diego, CA
    Posted on May 19th, 2026 12:00 AM
    Fernando made it a great and smooth transaction!
  • 3rd Party Review
    M
    Mariamawit M
    San Diego, CA
    Posted on January 26th, 2026 12:00 AM
    Mariamawit left no comments for Fernando Smith
  • 3rd Party Review
    C
    Colette S
    San Diego, CA
    Posted on January 14th, 2026 12:00 AM
    Colette left no comments for Fernando Smith
  • 3rd Party Review
    E
    Eric C
    San Diego, CA
    Posted on December 2nd, 2025 12:00 AM
    Experienced and knowledgeable. He had a answers and solutions and options for every roadblock we encountered during the process.
  • 3rd Party Review
    M
    Mekonnen E
    San Diego, CA
    Posted on November 27th, 2025 12:00 AM
    Excellent experience!! Definitely recommend for friends
  • 3rd Party Review
    C
    Corey M
    San Diego, CA
    Posted on October 7th, 2025 12:00 AM
    Fernando is a true professional and is laser focus on ensuring that your experience Newrez LLC is a positive one.
  • 3rd Party Review
    J
    Jahnae N
    San Diego, CA
    Posted on September 10th, 2025 12:00 AM
    Jahnae left no comments for Fernando Smith
  • 3rd Party Review
    N
    Nii-Ashirifie M
    San Diego, CA
    Posted on August 23rd, 2025 12:00 AM
    Nii-Ashirifie left no comments for Fernando Smith
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    About
    Synergy One Lending, Inc. is a San Diego based mortgage lender that puts the client first. We understand the needs, wants and concerns of the client, which is why we dedicate ourselves to providing the best customer experience for each transaction.Our core values drive our business from the ground up and are reflected among every department, employee, manager and executive. Striving for excellence is not just a goal to us, it's a state of mind.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • 189667.0
    Disclaimer
    Synergy One Lending, Inc., NMLS 1907235 | www.nmlsconsumeraccess.org | 610 W. Ash Street, Suite 1505, San Diego, CA 92101 | (888) 995-1256 | State required licensing information: AZ BK #1006787; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Act and the California Financing Law license; GA Residential Mortgage Licensee #70829; KS Mortgage Company License #MC.0025627 and KS Supervised Loan License #SL.0026885; MA Mortgage Lender/Broker License #MC1907235; NV Mortgage Company License #5186; Licensed by the N.J. Department of Banking and Insurance; OH Registration #RM.804609.000; Rhode Island Licensed Lender and Broker. Not affiliated with any government agency. All Loans are subject to underwriting approval. Terms and Conditions apply. Subject to change without notice. Equal Housing Opportunity.• https://s1l.com/privacy-policy/• https://s1l.com/licensing/• https://www.nmlsconsumeraccess.org/Enti-tyDetails.aspx/COMPANY/1907235