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Eugene Reyes - Certified Mortgage Advisor in Chula Vista, CA

Eugene Reyes

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Certified Mortgage Advisor

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Bellevue University
Bellevue University
I’m a Certified Mortgage Advisor dedicated to helping you achieve homeownership and long-term financial security. With a background in tech, private lending, and business ownership, I bring a unique, analytical approach to guiding you throu...... Show More
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Bellevue University
Bellevue University
Location & Business Hours
Friday
24h
Saturday
24h
Sunday
24h
Overall Ratings
5.0
(21)
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Reviews from Web
  • 5.0
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    Nicholas K
    Posted on January 23rd, 2026 11:13 PM
    Working with Eugene was an absolute game-changer for our home-buying journey. He was incredibly educational, super responsive, and made my wife and me feel completely at ease throughout the entire process. Thanks to him, we closed on our dream...
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  • 5.0
    Zillow
    K
    Kevin C
    Chula Vista, CA
    Posted on July 6th, 2020 12:00 AM
    Ditto from our past experience in 2018. Third time Eugene helped us with loan financing. He exceeded all expectations again!Speed: He was able to close our refi in 2 weeks! We expected 30 days. Needed to transition quickly from our old loan...
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  • 5.0
    Zillow
    M
    Meghan S
    Chula Vista, CA
    Posted on March 9th, 2020 12:00 AM
    We appreciated all of Eugene's help as this was our first time buying a home. Prior to even starting the search we sat down and discussed what we could expect during this process. We appreciated all the help and knowledge that he gave us. He...
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  • 5.0
    Zillow
    M
    Matthew H
    San Diego, CA
    Posted on February 27th, 2020 12:00 AM
    My friend from the Navy referred me to Eugene. Eugene was very knowledgeable with every aspect of the home refinance process; additionally he was able to explain everything to me in terms which I understood. The moment I sent him my mortgage...
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  • 5.0
    Zillow
    J
    Jovytaitague
    Chula Vista, CA
    Posted on February 23rd, 2020 12:00 AM
    Eugene began working with us long before we were ready to buy our home. He provided us with easy steps to prepare our financial profile for preapproval we would be getting 6 months later. He was detail oriented and stayed on top of market trends...
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  • 5.0
    Zillow
    J
    Joemagtoto
    National City, CA
    Posted on September 16th, 2019 12:00 AM
    I highly recommend Eugene for mortgage needs and services. He was very knowledgeable and thorough. He explained and answered well all questions i had during the process of my transaction. The loan was even completed ahead of schedule as I requested...
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  • 5.0
    Zillow
    M
    Melinda R
    Chula Vista, CA
    Posted on August 22nd, 2019 12:00 AM
    Our experience with Eugene was nothing but great. He is an incredible and knowledgeable broker/lender. We regret that we couldn’t use him as the lender when we closed our house which could have been a much smoother process. He worked with us...
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  • 5.0
    Zillow
    C
    Ccnj
    Ramona, CA
    Posted on June 28th, 2019 12:00 AM
    Very knowledgeable, always answers calls regarding any questions I had. Loan process was very fast and smooth!! Would highly recommend him for all your loan needs.
  • 5.0
    Zillow
    K
    Kevincruzado8
    Chula Vista, CA
    Posted on November 12th, 2018 12:00 AM
    Eugene guided us through every step of the loan process. He went out of his way to lock the best rates! He communicated well and often! Eugene kept us informed daily sometimes multiple times a day. When we had last minute requests to close...
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  • 5.0
    Zillow
    R
    Ruby A
    Chula Vista, CA
    Posted on May 25th, 2018 12:00 AM
    As first time homebuyers we knew nothing about how to even obtain a loan for a mortgage. Once you start the process of buying a home the paperwork and all the loan jargon can be confusing and overwhelming. Eugene explained in great detail what...
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  • 10 of 21
    About
    I’m a Certified Mortgage Advisor dedicated to helping you achieve homeownership and long-term financial security. With a background in tech, private lending, and business ownership, I bring a unique, analytical approach to guiding you through Conventional, VA, FHA, and select commercial hard money loans. What sets me apart is the time I will invest in understanding your current situation. Instead of pushing volume, I focus on a partnership with you in education and tailored strategies that will empower you to make confident decisions— whether purchasing, refinancing, or restructuring debt. As a student of Barry Habib’s Certified Mortgage Advisor program, I stay at the forefront of industry insight to deliver clarity, trust, and results.
    Specialities
    Helping buyers and homeowners build stability through smart mortgage and debt strategies.
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    Education
    • Bellevue University
      Bachelor of Science
      Sep 2007 -Jun 2012
      logo photo

    Year Started

    2007

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS #348041
    • DRE #01723076