

Estela Gamboa
VP/Senior Loan Officer: Estela Gamboa NMLS: 172741

Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior t... Show More
Location & Business Hours
Business Hours
Mon
8 AM to 5 PM
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
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Reviews from Web
Every question or questions were always answered in a timely fashion and to our level of understanding. Which helped the process go smoothly.
Reply from Estela Gamboa
October 15th, 2025 04:51 PM
I'm thrilled to hear that you found our communication and explanation of the process to your satisfaction, Randall. Your positive feedback is deeply appreciated. Helping you smoothly navigate your VA loan process was my pleasure. At CrossCountry...
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(Translated by Google) The process was very fast, always attentive to everything, very good communication and above all very friendly, now we have our own house, it seemed impossible but you dedicated many hours and entire days to make this...
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La mejor experiencia con usted el mejor trato, siempre al pendiente de todo el proceso y por que se realizara rapido,muy buena comunicacion y sobre todo muy amable, Gracias Estela
Reply from Estela Gamboa
October 15th, 2025 04:51 PM
Amelia, fue un honor poder ayudarlos a realizar su sueño de tener su casa propia. Muchas gracias a ustedes.
Estela attention to detail was very reassuring! We had complete trust in her recommendations!
Reply from Estela Gamboa
October 15th, 2025 04:51 PM
I appreciate you and Randy trusting us and being attentive to all that was needed to ensure a smooth closing. Many blessings to you and your family.
Estela and her team were Great with updates, commmunication and customer Lazer focus.
A transaction which had many moving parts was brought to the table seamlessly.
Thank you Estela
Estela and her team were amazing! I never had to wonder what she was doing before I asked any questions, because of how she communicated so well on a weekly basis if not more. They were able to get the loan closed a week before schedule due...
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Very professional, and helpful.
Estela is the best!!! She is very knowledgeable, Patient and Professional .
Its always a pleasure working with her.
Carmen
Working with Estela is amazing she made the home buying process simple and easy and worked her magic with the numbers on getting me a great deal! 10/10 would recommend!
It seemed impossible to even get pre-qualified at the beginning, but Estela and her team figured out a way and really made us feel confident I our decision to purchase a home. It was stressful for my wife and I .Estela did all the work and...
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Reply from Estela Gamboa
October 15th, 2025 04:51 PM
Thank you so much Daniel, I'm so happy we were able to make the mortgage process a positive experience for you both! As always, I'm here to answer any of your mortgage questions :) I look forward to assisting your friends and family with all...
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About
Personal commitment to professional excellence, coupled with a strong desire to help others, is the common thread among the Loan Officers at NOVA. We often hear that the experiences that our clients have working with NOVA are far superior to those encountered at other lending institutions. NOVA HOME LOANS has served the needs of homeowners and homebuyers since 1980. We are able to originate loans in 12 states. In 2001, we merged our flexibility as a mortgage broker with the efficient service of a mortgage banker & broker to create a better way of lending. Loan applications are handled in-house from start to finish - eliminating the need to ship your application around the country for underwriting, approval and document preparation.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Fluent in Spanish
Licensed in AZ, CA, OR, TX, WA
First-time Homebuyers
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Positions
- NOVA Home Loans - VP and Senior Loan OfficerAug 5th, 2025 - Current
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2007
Time Zone
Pacific Standard Time (PST)
Licenses
- AZ
- NMLS # 172741
- CA
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Achievements
- Reverse Mortgage Specialist
Hobbies
- Strength and conditioning training
- Hiking
- Travelling
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Disclaimer
Estela Gamboa, VP/Senior Loan Officer, NMLS #172741 | NOVA® Home Loans, NMLS #3087 | BK 0902429 | Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act #4131230. Also licensed by the CA-DFPI under the CFL #6036566. Loans made or arranged pursuant to a California Financing Law License. | 6245 E. Broadway Blvd, Ste. #400 · Tucson, AZ 85711 | Branch NMLS #3087 | Equal Housing Opportunity | https://www.nmlsconsumeraccess.org/EntityDetails.aspx/COMPANY/3087 |
Consumers wishing to file a complaint against a Mortgage Banker or a Licensed Mortgage Banker Residential Mortgage Loan Originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department’s website at www.sml.texas.gov . A toll-free consumer hotline is available at 1-877-276-5550.
The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department’s website at www.sml.texas.gov. |