Ernesto Lamas
Mortgage Loan Originator
Hola! I'm Ernesto Lamas. I was born and raised in Los Angeles, California, to parents who immigrated from Mexico, so I grew up in a bilingual home speaking both Spanish and English. In 2015, I met my wife, Cinnamon, and after two years of l... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
9 AM to 5 PM
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Reviews from Web
"I highly recommend Ernesto for anyone facing a complex or unique mortgage situation. He successfully navigated my closing through a government shutdown, a major snowstorm, and several last-minute lender requirements. He was able to secure...
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Reply from Owner
February 4th, 2026 12:00 AM
Thank you so much for this incredible review. We’re truly grateful you took the time to share your experience. Ernesto’s dedication, responsiveness, and ability to navigate even the most challenging situations are exactly what we strive for,...
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Working with Ernesto was hands-down the best decision I made in my home-buying journey. I had a unique situation that required a non-traditional approach, and where others might have seen a dead end, Ernesto found a way. He secured a zero-down...
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Ernesto was an amazing lender to work with! As a first time buyer I was very cautious and had a lot of questions. Ernesto was always willing to work with me, taking the time to answer my questions and helping me through the whole process. He...
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Reply from Owner
December 3rd, 2025 12:00 AM
Thank you so much for sharing your experience! We’re thrilled to hear that Ernesto provided the guidance, support, and communication you needed as a first-time homebuyer. He takes great pride in helping clients feel confident and informed throughout...
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Ernesto was absolutely amazing to work with. I have bought and sold 5 times in the last 21 years this loan application procedure was the BEST ever. Ernest simplified the paperwork, was always available to answer question, assist with gathering...
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Ernesto represented extremely well. He worked out issues to expedite the process with minimal pressure on us. He was always available to answer questions, calm our nerves, and provide resources and advise. We have bought several homes and have...
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I just finished working with Ernesto Lamas - Integrity Home Mortgage Corporation on the purchase my clients' new home. His communications are fantastic, as he kept me updated about the loan status from the time my folks started looking at houses...
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Reply from Ernesto Lamas - Integrity Home Mort...
December 5th, 2024 02:37 PM
Thank you so much for the kind words, it was a pleasure working with you and the entire process was great from the beginning. Your communication was top tier as well and I look forward to working with you again in the near future.
Ernesto Lamas is a wonderful loan originator. He worked with me to get the best rate possible. He was very calm and compassionate, smoothing out any bumps along the way. I absolutely recommend him.
Reply from Ernesto Lamas - Integrity Home Mort...
August 27th, 2024 02:47 PM
Thank you for the kind words, it was a pleasure working with you and thank you for putting your trust in me during this process.
Ernesto Lamas is truly one of the kindest and most patient people I've had the privilege of working with. He tolerated my freak out texts and emails with compassion and calm. He worked to get me the best rate. He was very responsive and in...
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Reply from Owner
August 27th, 2024 12:00 AM
Thanks for leaving us such a wonderful review. We are glad that you were pleased and had a smooth loan process. Ernesto and his team will be pleased to learn of your high praise. He works very diligently, and this will provide him with encouragement...
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Ernie did a fantastic job helping my wife and I secure our new home.
Ernesto (will always be Ernie to me now!) is a rock star. From the very beginning - Ernie was transparent, a wealth of knowledge and one of the most responsive people I’ve ever met. We’ve been known to turn around requests for additional paperwork...
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Reply from Owner
May 8th, 2023 12:00 AM
Thank you so much for your kind words. We really appreciate you taking the time out to share your work experience with us—and we agree, Ernie is truly an asset to have on our team! Thank you once again for this review and recommendation.
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About
Hola! I'm Ernesto Lamas. I was born and raised in Los Angeles, California, to parents who immigrated from Mexico, so I grew up in a bilingual home speaking both Spanish and English. In 2015, I met my wife, Cinnamon, and after two years of long distance, I made Culpeper, Virginia my home. Today we're raising our family of six and love being part of this community. Helping people has always been my passion, and as a Mortgage Loan Originator, I have the privilege of helping individuals and families achieve the dream of homeownership.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
Specialities
Bilingual, Fluent in Spanish and English
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Positions
- Integrity Home Mortgage - Loan Originator, Loan Officer AssistantDec 7th, 2020 - Current
Memberships
- Culpeper Chamber of Commerce
- Greater Piedmont Realtors Association
- Culpeper Wednesday Lead Share Group President
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 2138070
Hobbies
- Playing with my Kids
- Watching Formula1 Racing
- Baseball
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Disclaimer
Integrity Home Mortgage Corporation is not affiliated with or acting on behalf of or at the direction of FHA, USDA/RD, VHDA, VA, FL Housing, MMP, NCHFA, PAHFA, SC Housing TSAHC, WVHFD or the Federal government. All applications are subject to underwriting guidelines and approval. This does not constitute an offer to lend. Not all applicants will qualify for all loan products offered. All loan programs, terms and interest rates are subject to change without notice. All fees are subject to state and federal high-cost thresholds. IHMC is licensed in AL, AR, CO, DE, DC, FL, IA, LA, MD, MI, MN, MO, NM, NC, OH, OK, PA, SC, TN, VA , WV and licensed by the N.J. Department of Banking and Insurance”. N.J. Admin. Code § 3:2-1.4(b)(6) and Integrity Home Mortgage Corporation of Texas. NMLS ID #208516 (www.nmlsconsumeraccess.org). Equal Housing Lender.