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Franklin Loan Center | Erick Winchester
Originating Branch Manager
Erick Winchester is an experienced Mortgage Banker and Broker based in Modesto, California, with over 30 years in the home lending industry. He specializes in a wide range of loan products including FHA, VA, Jumbo, Conventional, and Down Pa... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
from start to finish
always comunicated everything through the whole loan process
Reply from Franklin Loan Center | Erick Winche...
September 12th, 2026 01:51 AM
Paul, I'm grateful for your feedback. It's nice to know that you appreciated the communication throughout the loan process. Thank you for sharing your experience.
Franklin Loan Center is one of the best loan company the I have had experienced with.
The team leader, Erick Winchester, is a great person, very friendly and sincere. Especially, he is so professional in his profession.
Reply from Owner
September 2nd, 2026 07:02 PM
Thank you Peter for the kind words. It was a pleasure of mine to work with you and your wife to help you accomplish this major event in your life. I pray God blesses you in your new home.
It has been a great experience working with you and your team.you are so professional and caring about your custumers.i am so very pleased with your services to help me fulfill my dream.Thank you so very much for everything you have done for...
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Reply from Franklin Loan Center | Erick Winche...
September 2nd, 2026 06:59 PM
Peter, I'm grateful for your kind words and am glad that I could help you fulfill your dream. It means a lot to me that you found my services professional and caring. Thank you for trusting me with such an important journey for your family....
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Eric was very easy to work with and very accommodating
Reply from Franklin Loan Center | Erick Winche...
August 12th, 2026 03:35 PM
Thank you, Susanne, for your kind words. I'm happy to hear that you found my assistance accommodating and easy to work with.
One of the smoothest transactions this year! Thank Erick for make it easy on all parties.
Reply from Franklin Loan Center | Erick Winche...
August 12th, 2026 03:34 PM
Margeley, I'm grateful for your kind words. It's great to know that the transaction went smoothly and was easy for everyone involved. Thank you for sharing your experience!
Erick and his team are such amazing people! They are the best Loan center around! They will make your dreams come true! I can't say enough on how great and easy buying my first home was with Erick and his amazing team!
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Reply from Franklin Loan Center | Erick Winche...
August 10th, 2026 04:48 PM
I'm grateful for your kind words, Tyler. I'm pleased to hear that buying your first home was a great and easy experience with my team and me. Thank you for placing your trust in us..
Erick and his team are amazing! Erick made sure to explain every step and helped me understand everything along the way. It was a pleasure working with them and I will definitely recommend them to anyone I know.
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Reply from Franklin Loan Center | Erick Winche...
August 10th, 2026 04:47 PM
Karen, I'm grateful for your kind words and recommendation. I'm pleased to know that I could help you understand every step of the process. It was a pleasure working with you, and I truly appreciate your support.
Erick goes the "extra mile" when helping us complete all that is needed for a loan. We have received loans through him several times and he is always very thorough and communicates every detail. We highly recommend Erick!
Reply from Owner
August 10th, 2026 04:46 PM
Greg, I truly appreciate your recommendation and am grateful for your continued trust in my services. It's great to know that my thoroughness and communication have made a positive impact on your experience. Thank you for choosing me for your...
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We have worked with Erik on a couple purchases, and our adult children have used him for home purchases too. He is very knowledgeable and communicates every detail. We have found that Erik "goes the extra mile" when helping to complete paperwork...
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Reply from Franklin Loan Center | Erick Winche...
July 7th, 2026 07:15 PM
Gregory, I'm grateful for your trust and the opportunity to assist both you and your children with your home purchases. It's great to know that my efforts to communicate clearly and go the extra mile have been helpful in navigating the loan...
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Erick is very personable.
Reply from Franklin Loan Center | Erick Winche...
June 26th, 2026 11:47 PM
I'm pleased to hear you found me personable, Dianne. Thank you for your kind words, and I'm glad I could provide a positive experience for you.
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About
Erick Winchester is an experienced Mortgage Banker and Broker based in Modesto, California, with over 30 years in the home lending industry. He specializes in a wide range of loan products including FHA, VA, Jumbo, Conventional, and Down Payment Assistance programs. Erick also works with first-time homebuyers, self-employed borrowers, veterans, and clients seeking specialized loan options such as reverse mortgages, construction loans, HELOCs, and Non-QM products. Known for his dedication and long-standing success, Erick has earned Presidents Club honors every year from 2012 to 2024. Outside of work, he takes pride in being a devoted husband and father.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional 10,15,20,30
Jumbo 15,30
FHA 15,30
High Balance 15,20,30
VA
USDA
NON QM
ALL Down Payment Assistance
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Positions
- Franklin Loan Center - Originating Branch Manager Apr 30th, 2025 - Current
Memberships
- NMLS
- DRE
- DRCC
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- CalDRE 01345389, NMLS 237060
Achievements
- Husband and Father
Hobbies
- Baseball
- Golf
- Music
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Disclaimer
NMLS: #237653 © 2022 Franklin Loan Center is a Franklin Loan Corporation Company Equal Housing Lender Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316. http://nmlsconsumeraccess.org/