Franklin Loan Center | Erick Winchester
Originating Branch Manager
Erick Winchester is an experienced Mortgage Banker and Broker based in Modesto, California, with over 30 years in the home lending industry. He specializes in a wide range of loan products including FHA, VA, Jumbo, Conventional, and Down Pa... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM(Open now)
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Erick goes the "extra mile" when helping us complete all that is needed for a loan. We have received loans through him several times and he is always very thorough and communicates every detail. We highly recommend Erick!
We have worked with Erik on a couple purchases, and our adult children have used him for home purchases too. He is very knowledgeable and communicates every detail. We have found that Erik "goes the extra mile" when helping to complete paperwork...
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Reply from Franklin Loan Center | Erick Winche...
July 7th, 2026 07:15 PM
Gregory, I'm grateful for your trust and the opportunity to assist both you and your children with your home purchases. It's great to know that my efforts to communicate clearly and go the extra mile have been helpful in navigating the loan...
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Erick is very personable.
Reply from Franklin Loan Center | Erick Winche...
June 26th, 2026 11:47 PM
I'm pleased to hear you found me personable, Dianne. Thank you for your kind words, and I'm glad I could provide a positive experience for you.
As a buyer's agent, I have the opportunity to work with many lenders, and Erick truly stands out. He provided an exceptional experience for my clients from the very beginning of the transaction through closing.Erick took the time to explain...
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Reply from Franklin Loan Center | Erick Winche...
June 18th, 2026 09:32 PM
Thank you, Cindy, for sharing such a comprehensive review of your experience working with me. I'm glad to hear that I could provide an exceptional experience for your clients and help navigate the challenges smoothly. It's important to me to...
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Erick was very helpful and easy to work with!
Reply from Franklin Loan Center | Erick Winche...
May 6th, 2026 05:24 PM
I'm glad to hear you found my assistance helpful and easy to work with, Carol. Thank you for your kind words!
You got me through it. Thanks!
Reply from Franklin Loan Center | Erick Winche...
April 8th, 2026 09:35 PM
I'm glad I could be of help, Sara. It was a pleasure working with you. If you ever need further assistance, please feel free to reach out.
Working with Erick made the tedious and arduous loan process as good as it could possibly be. Erick was a fantastic communicator, thorough and highly responsive through the full process. As a result, I would highly recommend working with him...
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Reply from Franklin Loan Center | Erick Winche...
March 2nd, 2026 06:10 PM
Derek, I appreciate your thoughtful review. It's great to know that my communication and responsiveness helped make the loan process more manageable for you. Thank you for recommending my services to others. I look forward to working with you...
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Ive worked with Erick multiple times over the years and its always been a great experience! He's communicative and keeps things on track! Thanks Erick!
Reply from Franklin Loan Center | Erick Winche...
February 27th, 2026 08:04 PM
I appreciate your continued trust and support, Lori. It's great to hear that each experience has been positive and seamless for you. Thank you for highlighting my communication efforts, and I look forward to our future collaborations.
Erick was professional and timely.
Reply from Franklin Loan Center | Erick Winche...
February 23rd, 2026 06:56 PM
I appreciate your feedback, Jason. It's great to know that my professionalism and timeliness met your expectations. If there's anything else I can do for you, please don't hesitate to reach out.
Franklin Loan Center | Erick Winchester has received a review with 5 star rating from Desiree M
Reply from Owner
February 23rd, 2026 06:58 PM
I appreciate your positive rating, Desiree. Thank you for choosing me and Franklin Loan Center.
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About
Erick Winchester is an experienced Mortgage Banker and Broker based in Modesto, California, with over 30 years in the home lending industry. He specializes in a wide range of loan products including FHA, VA, Jumbo, Conventional, and Down Payment Assistance programs. Erick also works with first-time homebuyers, self-employed borrowers, veterans, and clients seeking specialized loan options such as reverse mortgages, construction loans, HELOCs, and Non-QM products. Known for his dedication and long-standing success, Erick has earned Presidents Club honors every year from 2012 to 2024. Outside of work, he takes pride in being a devoted husband and father.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional 10,15,20,30
Jumbo 15,30
FHA 15,30
High Balance 15,20,30
VA
USDA
NON QM
ALL Down Payment Assistance
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Positions
- Franklin Loan Center - Originating Branch Manager Apr 30th, 2025 - Current
Memberships
- NMLS
- DRE
- DRCC
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- CalDRE 01345389, NMLS 237060
Achievements
- Husband and Father
Hobbies
- Baseball
- Golf
- Music
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Disclaimer
NMLS: #237653 © 2022 Franklin Loan Center is a Franklin Loan Corporation Company Equal Housing Lender Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316. http://nmlsconsumeraccess.org/