Franklin Loan Center | Erick Winchester
Originating Branch Manager
Erick Winchester is an experienced Mortgage Banker and Broker based in Modesto, California, with over 30 years in the home lending industry. He specializes in a wide range of loan products including FHA, VA, Jumbo, Conventional, and Down Pa...... Show More
Location & Business Hours
Friday
8:00 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Erick was very helpful and easy to work with!
Reply from Franklin Loan Center | Erick Winche...
May 6th, 2026 05:24 PM
I'm glad to hear you found my assistance helpful and easy to work with, Carol. Thank you for your kind words!
You got me through it. Thanks!
Reply from Franklin Loan Center | Erick Winche...
April 8th, 2026 09:35 PM
I'm glad I could be of help, Sara. It was a pleasure working with you. If you ever need further assistance, please feel free to reach out.
Working with Erick made the tedious and arduous loan process as good as it could possibly be. Erick was a fantastic communicator, thorough and highly responsive through the full process. As a result, I would highly recommend working with him...
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Reply from Franklin Loan Center | Erick Winche...
March 2nd, 2026 06:10 PM
Derek, I appreciate your thoughtful review. It's great to know that my communication and responsiveness helped make the loan process more manageable for you. Thank you for recommending my services to others. I look forward to working with you...
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Ive worked with Erick multiple times over the years and its always been a great experience! He's communicative and keeps things on track! Thanks Erick!
Reply from Franklin Loan Center | Erick Winche...
February 27th, 2026 08:04 PM
I appreciate your continued trust and support, Lori. It's great to hear that each experience has been positive and seamless for you. Thank you for highlighting my communication efforts, and I look forward to our future collaborations.
Erick was professional and timely.
Reply from Franklin Loan Center | Erick Winche...
February 23rd, 2026 06:56 PM
I appreciate your feedback, Jason. It's great to know that my professionalism and timeliness met your expectations. If there's anything else I can do for you, please don't hesitate to reach out.
Franklin Loan Center | Erick Winchester has received a review with 5 star rating from Desiree M
Reply from Owner
February 23rd, 2026 06:58 PM
I appreciate your positive rating, Desiree. Thank you for choosing me and Franklin Loan Center.
Excellent experience overall. Professional, efficient, and made the process seamless for my clients.
Reply from Franklin Loan Center | Erick Winche...
December 22nd, 2025 10:43 PM
I'm really pleased to hear about your excellent experience, Desiree. It's always my aim to make the process as smooth and efficient as possible. Thank you for sharing your feedback—it's much appreciated.
great experience for buyers, agents and all involved
Reply from Erick Winchester
December 22nd, 2025 10:43 PM
I'm glad to know that you had a great experience. It’s always my goal to ensure a smooth process for everyone involved. Thank you for sharing your feedback!
Friendly and very professional staff. They made the process of purchasing a home very easy!
Reply from Owner
February 23rd, 2026 07:01 PM
Rosalba, I'm glad to hear that you found the process seamless and our staff supportive during your home purchase. It was a pleasure to work with you, and your feedback is truly appreciated. If there's anything more I can do for you in the future,...
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The experience was wonderful. I've heard buying a home is very stressfu, but Erick and his team made this process super easy to follow. We are forever thankful for Erick and his team!
Reply from Franklin Loan Center | Erick Winche...
November 24th, 2025 05:28 PM
It's great to hear that your home-buying experience was positive. I'm glad I could contribute to making the process straightforward for you. Your gratitude means a lot, and I'm thankful for the opportunity to have worked with you. Wishing you...
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About
Erick Winchester is an experienced Mortgage Banker and Broker based in Modesto, California, with over 30 years in the home lending industry. He specializes in a wide range of loan products including FHA, VA, Jumbo, Conventional, and Down Payment Assistance programs. Erick also works with first-time homebuyers, self-employed borrowers, veterans, and clients seeking specialized loan options such as reverse mortgages, construction loans, HELOCs, and Non-QM products. Known for his dedication and long-standing success, Erick has earned Presidents Club honors every year from 2012 to 2024. Outside of work, he takes pride in being a devoted husband and father.
Specialities
Conventional 10,15,20,30
Jumbo 15,30
FHA 15,30
High Balance 15,20,30
VA
USDA
NON QM
ALL Down Payment Assistance
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Search Rank ScoreLearn More →
601
/850
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Positions
- Franklin Loan Center - Originating Branch Manager Apr 30th, 2025 - Current
Memberships
- NMLS
- DRE
- DRCC
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Addresses and Serving Areas
Year Started
1985
Time Zone
Pacific Standard Time (PST)
Licenses
- CalDRE 01345389, NMLS 237060
Achievements
- Husband and Father
Hobbies
- Baseball
- Golf
- Music
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Disclaimer
NMLS: #237653 © 2022 Franklin Loan Center is a Franklin Loan Corporation Company Equal Housing Lender Licensed by the Department of Financial Protection & Innovation under the California Residential Mortgage Lending Act, 4131316. http://nmlsconsumeraccess.org/