Erica Kelley
Senior Mortgage Banker | NMLS# 1257333
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Business Hours
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8:30 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Erica and her team kept my client and I well informed throughout the entire process.
Reply from Erica Kelley
March 13th, 2026 01:33 PM
Thank you Courtney!
When we started our home buying experience we started with a challenge. Our DTI was extremely high and Erica helped us by letting us know where we needed to concentrate to get us through to the finish line. She did a whole lot of work behind...
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Reply from Erica Kelley
November 13th, 2025 05:55 PM
I'm pleased to know that I could assist you in navigating the challenges you faced with your home buying journey. It's important to me to help clients focus on the key areas that can make a significant difference. I'm glad that the work behind...
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Erica Kelley has received a review with 5 star rating from Teleen S
Reply from Erica Kelley
March 13th, 2026 01:33 PM
Thank you Teleen!
Thanks for being so knowledgeable and being a terrific teacher throughout this entire process, Erica. Also, you were always speedy to respond to our questions. Thank you!!
Reply from Erica Kelley
October 31st, 2025 05:42 PM
I'm glad to hear that you found my guidance helpful and that my responsiveness met your expectations. It's important to me that you feel informed and supported every step of the way. If any more questions come up, feel free to reach out anytime....
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Erica Kelley and team were fantastic to work with. Erica has a ton of experience, is incredibly knowledgeable, and she was a patient and terrific teacher throughout the entire process. Also, she was always speedy to respond to our questions...
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Reply from Owner
October 22nd, 2025 12:00 AM
Thank you so much Kelley! It means the world to hear that you had a great experience! Enjoy the country air!
Erica is a absolute joy to work with. She is very knowledgeable, put me at ease in obtaining a home loan. This is the second home loan I have completed with Erica. she is my forever mortgage loan person. Flat Branch is extremely fortunate to...
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Reply from Erica Kelley
October 28th, 2025 01:41 PM
Brenda, I'm sincerely grateful for your kind words and your continued trust in me. Knowing that I could make the home loan process comfortable for you, especially as this is your second experience, truly means a lot. It's fulfilling to be part...
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Erica and her team were amazing!
Reply from Erica Kelley
November 17th, 2025 06:12 PM
I'm grateful for your positive feedback. It's always motivating to hear that my team and I were able to provide a supportive experience. If there's anything else I can assist you with, please let me know. Thank you for your review!
Erica was great to work with and we felt like she was on our side and there to guide and help us .
Reply from Erica Kelley
October 9th, 2025 03:41 PM
I'm happy to hear that you felt supported throughout the process. It’s always my aim to guide and assist in a way that makes you feel confident about your decisions. If there’s anything else you need or further questions arise, feel free to...
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Erica is ALWAYS amazing! From start to finish, she goes above and beyond, and if she says we can put a deal together, I don’t question it-I know it’s handled.A lot of my clients come to me with a mortgage broker already lined up, which can...
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Reply from Erica Kelley
September 24th, 2025 07:45 PM
It's wonderful to hear such positive feedback from you, Chelsea. I appreciate your trust and confidence in my work. Ensuring every detail is managed carefully is something I truly prioritize, and it's gratifying to know it makes a difference...
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They did a great job helping my loan go through without any problems. Also answered any questions that I had.
Reply from Erica Kelley
March 13th, 2026 01:34 PM
Thank you Merrill!
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Primary Home Loans, Second Home Loans, Investment Properties, 1-4 Unit Properties, Conventional, FHA, VA, USDA, THDA, First Time Home Buyers Loans
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Positions
- Flat Branch Home Loans - Senior Mortgage Banker
Memberships
- None
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1257333
Gallery
Hobbies
- Mom Life, Lover of all things Jesus, Good Italian Food, Hiking, Camping, Beaching
Disclaimer
NMLS# 224149