Erica Kelley
Senior Mortgage Banker | NMLS# 1257333
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Pleasant to work with and very responsive
Reply from Erica Kelley
August 31st, 2026 04:17 PM
Thank you, Linnea, for your positive feedback. I'm happy to know you found me pleasant and responsive during the process.
Erica Kelly was amazing to work with. I would say magical how she walked me through the whole process of my loan. Shes also very professional.
Mark Hampton
Reply from Erica Kelley
September 1st, 2026 02:15 PM
Thank you for your kind words Marc. I am so glad i was able to help you through this part of the process! Hopefully we can do this again soon Market willing!
Erica and her team are the best!
Reply from Erica Kelley
July 23rd, 2026 07:58 PM
Easton, I'm grateful for your kind words. I'm glad to hear that you had such a positive experience with me and my team at Flat Branch Home Loans. If there's anything else you need, feel free to reach out.
Erica and her team were amazing. I never had to wonder what was going on and she went over and beyond the expectation. Truely blessed to work with her and will be sending more buyers Her way.
Reply from Erica Kelley
July 27th, 2026 12:44 PM
Thank you so much, Heather, for your generous feedback. I'm pleased to hear that you felt well-informed throughout the process and that my team and I exceeded your expectations. Your willingness to recommend us to future buyers is greatly appreciated....
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Erica was incredible to work with! She walked us through everything step by step and made the process so simple. I cannot recommend her enough!
Reply from Erica Kelley
July 6th, 2026 03:23 PM
I appreciate your kind words, Chase. I'm glad that the step-by-step guidance made the process simple for you. Your recommendation means a lot to me, and I'm here if you need anything else in the future.
If you're looking for someone to walk alongside you through the home-buying process, Erica at Flat Branch Home Loans is the person you want in your corner.As first-time homebuyers, we had a million questions and very little understanding of...
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Reply from Erica Kelley
July 6th, 2026 03:44 PM
Arielle, I'm truly grateful for your thoughtful review. I'm pleased to hear that my support and guidance made your first home-buying experience more manageable and positive. It was wonderful to be part of such an important milestone in your...
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I felt that Erica's attention was beyond a normal business recognicion. She explained terminology that I was not familiar.
Reply from Erica Kelley
June 22nd, 2026 05:06 PM
Thank you for your kind words, Phillip. I'm happy that my explanations were helpful and made the process more understandable for you. If there's anything else you need assistance with, please feel free to reach out.
Erica Kelley has received a review with 5 star rating from Phillip J
Reply from Erica Kelley
September 14th, 2026 05:21 PM
Thank you Phil! You were a delight to work with!
Gave us everything we need and answered any questions we had.
Reply from Erica Kelley
May 14th, 2026 08:13 PM
Thank you for the kind words Gracie and congrats on the new home!
was there every step of the way giving me reminders for documents to be signed to keep the process moving along with helping me out with making the decisions when I was in a tough spot and at the end of the day I moved into my place with zero...
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Reply from Erica Kelley
May 14th, 2026 08:13 PM
Thank you so much Dillan! You were such a pleasure to help with your first home loan! You have such a bright future ahead of you and i can't wait to hear of all the memories you make in your new home! Extra thanks to Corey for connecting us!...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Primary Home Loans, Second Home Loans, Investment Properties, 1-4 Unit Properties, Conventional, FHA, VA, USDA, THDA, First Time Home Buyers Loans
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Positions
- Flat Branch Home Loans - Senior Mortgage Banker
Memberships
- None
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1257333
Gallery
Hobbies
- Mom Life, Lover of all things Jesus, Good Italian Food, Hiking, Camping, Beaching
Disclaimer
NMLS# 224149