

Erica Kelley
Senior Mortgage Banker | NMLS# 1257333

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Tues
8:30 AM to 5 PM(Open now)
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
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Reviews from Web
Erica is amazing she has worked with us continuously! it's more than just her job she went above and beyond for my family and I, she is professional,kind, and absolutely knowledgeable in her job she was there step by step we felt took care...
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Reply from Owner
June 22nd, 2025 12:00 AM
It was a pleasure serving you Andrew!!! I know you are going to have so many amazing family blessings and memories in your new home!
Erica is wonderful!!!!! She spent so much time with me explaining everything! Who does that? Erica does! She really cares about you as a person and helping you get into your home. She goes the extra 100 miles to help you. She keeps you updated...
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Erica is wonderful!!!!! She spent so much time with me explaining everything! Who does that? Erica does! She really cares about you as a person and helping you get into your home. She goes the extra 100 miles to help you. She keeps you updated...
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Reply from Owner
June 22nd, 2025 12:00 AM
Mary Jane you are just such an amazing soul! I could not be more proud of what you accomplished with this experience and next steps on your journey! I know you are going to host the most amazing group nights at your home! I can't wait to hear...
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Would have preferred to have had better communication regarding what my buyer needed ahead of time regarding his rental history and appraisal process.
Erica continually reached out to me to ask if I had any questions/ concerns. She was there and it felt as though she genuinely cared about the quality of this process.
Reply from Erica Kelley
August 22nd, 2024 02:11 PM
Thank you, Peyton! You were amazing to work with and super excited to see where this step of Home Ownership takes you!
The Erica Kelley Group goes above and beyond! They support the business model I use as an independently owned title company, which is the customer always comes first no matter what else is happening ! Always get a response immediately via phone...
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Reply from Owner
June 22nd, 2023 12:00 AM
Thank you Emily! It was a pleasure working with you! You are a top notch PRO at what you do and you always bring that extra special touch to the client experience! Looking forward to serving many more families together this year!
Erica is an absolute rockstar at what she does. My home purchase was during one of the most stressful times in my life and Erica was the calm! She presented me with lending options that valued my needs and considered my fears. She has the heart...
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Reply from Erica Kelley
September 5th, 2024 02:26 PM
Thank you so much for the kind words, Trey! It is always a pleasure to serve other community leaders and take as much of the stress off a major event as possible. It was also your confidence in me and my team that we could get the job done...
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Erica is an absolute rockstar at what she does. My home purchase was during one of the most stressful times in my life and Erica was the calm! She presented me with lending options that valued my needs and considered my fears. She has the heart...
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Erica and her team were fantastic! They went above and beyond and made the process so easy. Thank you so much! It was truly a delight working with you.
Reply from Erica Kelley
August 22nd, 2024 02:12 PM
I'm thrilled to hear that you found our service exceptional and the process easy, Elisa! It was genuinely our pleasure to assist you. Your positive feedback means a lot to myself and my team at Flat Branch Home Loans. Thank you so much for...
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I’ll start by saying my experience was amazing. I was referred to Erica and her team by friends and boy did they put in the work for me! Erica was great with communicating back and forth with me even during odd hours. Quick to answer all my...
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Reply from Owner
June 22nd, 2024 12:00 AM
What an absolute joy it was to serve you Stephan! As a First Time Home Buyer you had great questions and a great attitude every step of the way! Let's plan on this just being the first of many homes you will buy in your real estate portfolio!...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Primary Home Loans, Second Home Loans, Investment Properties, 1-4 Unit Properties, Conventional, FHA, VA, USDA, THDA, First Time Home Buyers Loans
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Positions
- Flat Branch Home Loans - Senior Mortgage Banker
Memberships
- None
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1257333
Gallery




Hobbies
- Mom Life, Lover of all things Jesus, Good Italian Food, Hiking, Camping, Beaching
Disclaimer
NMLS# 224149