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Eric Nowik at Prosperity Home Mortgage - Lake...
Mortgage Consultant | NMLS # 404105
Eric strives to present customers with a range of products, programs and services to help meet their ever-changing needs.
Eric understands that his clients look to him for assistance throughout the home financing process. Sharing his exten... Show More
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Reviews from Web
Taking the time to explain everything and answer any questions I had every step of the way.
The level of communication and drive to get the refinance complete along with the low closing costs are what elevated the experice with Eric and Prosperity Home Mortgage.
Reply from Eric Nowik at Prosperity Home Mortg...
February 26th, 2026 04:04 PM
I'm grateful for your feedback, Fabio. Thank you for choosing me for your refinance. Please enjoy your spring and summer!!
Being a first time home buyer, Eric was more than willing to answer and questions during the entire process. Extremely professional and also putting our minds at ease along the way. I could not have asked for a better and more seamless experience....
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Reply from Eric Nowik at Prosperity Home Mortg...
February 18th, 2026 04:37 PM
I appreciate your feedback, Jordan. That's very kind. If there's anything else I can assist you with, please feel free to reach out. Enjoy every moment in your new home!
Excellent communication, readiness to answer all questions, went above and beyond throughout the process
Reply from Eric Nowik
January 15th, 2026 06:21 PM
I'm glad to hear that my communication and commitment throughout the process met your expectations, Samuel. It was important to me to be there for any questions you had along the way. Thank you for trusting me with your mortgage needs at Prosperity...
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Eric was a great communicator and very thorough. He was always available to answer our questions. We has a great experience working with Eric!
Reply from Eric Nowik at Prosperity Home Mortg...
January 2nd, 2026 05:58 PM
Thank you Rachel!!! So happy for you guys!!!!!
We were well informed every step of the way. All went smoothly from quote to rate locks to close. TYVM
Reply from Eric Nowik at Prosperity Home Mortg...
December 29th, 2025 01:52 PM
Thank you Donna! Happy New Year!!
Eric Nowik was exceptional throughout our recent home refinance. This was the second time Eric helped us. He was professional, highly responsive, and incredibly efficient, making the entire process smooth and stress-free. Eric communicated...
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Eric Nowik was exceptional throughout our recent home refinance. This was the second time Eric helped us. He was professional, highly responsive, and incredibly efficient, making the entire process smooth and stress-free. Eric communicated...
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I really wish I would have known that I would not save any money per month by re-financing. In fact this is going to cost me $50 extra per month as you all are taking more out for escrow than needed. It's not a pleasant experience anyway -...
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Reply from Eric Nowik at Prosperity Home Mortg...
December 15th, 2025 09:40 PM
Hi Lauren. That isn't correct. I will send you an email that outlines your substantial savings. I don't believe you have all of the details. My email will make more sense. Thank you.
Eric and the team at PHM were extremely helpful and responsive throughout the entire process from application to final closing. We were referred to a few other mortgage lenders, but we're really happy we chose PHM. Would highly recommend their...
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Reply from Eric Nowik at Prosperity Home Mortg...
December 15th, 2025 03:30 PM
Thank you very much Marvin!! That's very kind. If there's anything more I can do for you, please feel free to reach out. Enjoy this Holiday Season!!!
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About
Eric strives to present customers with a range of products, programs and services to help meet their ever-changing needs.
Eric understands that his clients look to him for assistance throughout the home financing process. Sharing his extensive product knowledge and simplifying the process are his top priorities. By actively listening, anticipating his borrowers’ needs, and providing frequent, open communication, Eric strives to ensure that all customers feel they are receiving the professional, individualized service they deserve. Eric cares that his clients feel comfortable throughout the loan process. He wants them to be confident that they have chosen the loan that will help them meet their individual home financing goals.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
Investor
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Memberships
- NMLS
Addresses and Serving Areas
Primary Serving Area
Year Started
2006
Time Zone
Central Standard Time (CST)
Licenses
- NMLS 404105
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
