Waterstone Mortgage Corporation - Emilio Cosc...
Senior Mortgage Banker
Emilio Cosculluela is an experienced mortgage professional dedicated to helping first-time homebuyers, repeat buyers, and real estate investors find the right home loan for their financial goals. Fluent in English and Spanish, he combines i... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
Emilio is outstanding loan officer. He will always keep you up to date, and he has an immense knowledge about lending programs. I would highly recommend Emilio as the loan officer.
Reply from Emilio Cosculluela at Waterstone Mo...
November 6th, 2019 06:11 PM
Thank you for your recommendation, Vladimir! Having a knowledgeable and professional loan originator certainly makes the mortgage process a positive one. Enjoy your new home!
Emilio was on top of everything from the moment we started the process till the end. Very honest and professional.
Reply from Owner
January 8th, 2026 11:27 AM
Thank you for the 5-star review, Aleksandar! Having a knowledgeable and professional loan originator certainly makes the mortgage process a positive one. We hope to work with you again in the future. Enjoy your new home!
Always acts with great integrity and a trusted resource who has my best financial interest. Made sure I was aware of all the disclosures and provided guidance throughout process. If you’re looking for a hard working, knowledgeable, trustworthy...
read more
Reply from Owner
August 8th, 2019 12:00 AM
Kendrick, we're happy to hear that your home loan process was a breeze with Emilio! We agree - having a helpful and knowledgable loan originator makes the experience even better. Thanks for sharing your feedback!
Emilio is awesome, he walked us through the whole process, kept us up to date on every loan phase, and had all docs complete early for the close. He was great, we highly recommed him.
Reply from Owner
August 8th, 2019 12:00 AM
An early closing makes the homebuying process that much better, doesn't it? We're happy to hear you had a great mortgage experience with Emilio. Stay in touch!
Emilio is one of the most professional, kind-hearted, and knowledgeable people that I have had a pleasure working with. I really appreciated that he was always available whenever I had questions. I will certainly recommend him to anyone in...
read more
Reply from Owner
August 6th, 2019 12:00 AM
Thank you for sharing your feedback, Kathrene. We're happy to hear that you had such a positive experience working with Emilio! Having a loan originator who is knowledgable and trustworthy certainly makes the mortgage process much easier. Enjoy...
read more
He is always on top of things and takes care of his clients. I would always recommend (and do) Emilio to anyone! He has done my personal loan as well as helped many of my clients.
Reply from Owner
August 6th, 2019 12:00 AM
Having a loan originator you can trust to close your loans on time is an awesome feeling, isn't it? We're glad you've enjoyed working with Emilio. Thank you for recommending us!
Emilio is great to work with and is always on top of everything. If you are looking for a great loan officer, look no further. I have been working with him for close to ten years now and nothing but the best.
Everything went smooth. Emilio was awesome! Great to work with! And everyone else I worked with was awesome!
Emilio was amazing! Very efficient, nice, efficient, and profesional. We would definetedly use him for a home loan in the future.
We LOVE Emilio!! Awesome, outstanding, experience!!
51–60 of 63
About
Emilio Cosculluela is an experienced mortgage professional dedicated to helping first-time homebuyers, repeat buyers, and real estate investors find the right home loan for their financial goals. Fluent in English and Spanish, he combines industry expertise with personalized service to deliver a smooth mortgage experience from start to finish. Born in Havana and raised in Miami, Emilio earned his Business Administration degree from Florida State University. Outside of work, he enjoys supporting numerous charities, scuba diving, traveling, hiking, exercising, and spending time with his Miniature Schnauzer, Kaiser
Products & Services
Mortgage Loan Officer
Conventional Home Loan
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2000
Time Zone
Mountain Time
Licenses
- NMLS# 225111
Awards
Disclaimer
Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions