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Elva Bustos - Senior Mortgage Loan Officer in Reston, VA

Elva Bustos

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Senior Mortgage Loan Officer

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With over 20 years of experience in the mortgage industry, Elva is passionate about helping first-time homebuyers take confident steps toward homeownership. Her deep knowledge of loan programs and steady guidance make her a trusted resource... Show More
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Location & Business Hours
Business Hours
Tues
24 hours
Wed
24 hours
Thu
24 hours
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5 Star
93%
4 Star
4%
3 Star
1%
2 Star
0%
1 Star
2%
Reviews from Web
  • Encompass
    R
    Ruben R
    Burke, VA
    Posted on July 12th, 2026 02:32 AM
    Professional and great comunication
    Reply from Atlantic Union Bank Home Loans
    July 21st, 2026 07:22 PM
    Thank you for sharing your experience, Ruben. Knowing you felt supported through professional service and effective communication means a great deal to our team. Your feedback is truly valued. -Renee
  • Encompass
    E
    Ermias T
    Washington, DC
    Posted on June 26th, 2026 03:46 PM
    Elva and Julie are an outstanding team. They are highly professional, organized, and always stay on top of every task. They respond to phone calls and questions promptly, making the entire process smooth and great. very responsivenes and amazing...
    read more
    Reply from Atlantic Union Bank Home Loans
    July 16th, 2026 03:41 PM
    Thank you for sharing such thoughtful feedback, Ermias. It’s wonderful to know Elva and Julie’s professionalism, organization, and responsiveness helped create a smooth experience for you. Clear communication and attention to detail can make...
    read more
  • Encompass
    M
    Maryam F
    Mclean, VA
    Posted on June 17th, 2026 12:55 PM
    Elva was very unresponsive and so was her boss, Malcom Hollensteiner. settlement was delayed 10 days and we had to chase them both to get an answer
    Reply from Atlantic Union Bank Home Loans
    June 26th, 2026 02:05 PM
    Thank you for taking the time to share your feedback. We understand how important timely and responsive communication is throughout the process, and we recognize that this may not have aligned with your expectations. Delays and difficulty getting...
    read more
  • 3rd Party Review
    N
    Narayan D
    Fairfax, VA
    Posted on July 31st, 2025 12:00 AM
    5 star customer review
  • Encompass
    M
    Martha C
    Mount Pleasant, SC
    Posted on November 26th, 2024 03:25 PM
    Elva it's a great loan officer
  • Encompass
    B
    Brenda A
    Bunker Hill, WV
    Posted on October 25th, 2024 06:39 PM
    Muy buena realtor la verdad nos ayudó a cumplir nuestro más anhelado sueño la comunicación muy buena volveríamos a trabajar con ella y la recomiendo mucho.
  • Encompass
    A
    Alexander R
    Bunker Hill, WV
    Posted on October 25th, 2024 12:42 PM
    The staff was great, the level of professionalism completely exceeded my expectations. I would always recommend them and in future purchases I will not hesitate to do business with you. Thank you for everything, God bless you.
  • Encompass
    L
    Lee A
    Alexandria, VA
    Posted on October 20th, 2024 04:58 PM
    Someone we trusted. Easy to work with.
  • Encompass
    C
    Chawalit S
    Arlington, VA
    Posted on September 23rd, 2024 04:15 PM
    We had a fantastic experience working with Elva! She was quick, communicative, and incredibly helpful throughout the entire process. Elva not only secured us a great grant but also found excellent housing programs that worked perfectly for...
    read more
  • Encompass
    J
    Jesus P
    Waldorf, MD
    Posted on September 12th, 2024 12:43 PM
    Gracias a usted y dios por todo
  • 1–10 of 269
    About
    With over 20 years of experience in the mortgage industry, Elva is passionate about helping first-time homebuyers take confident steps toward homeownership. Her deep knowledge of loan programs and steady guidance make her a trusted resource for clients navigating the mortgage process for the first time. She’s committed to making the home loan process as smooth and stress-free as possible.Outside of work, Elva enjoys knitting, hiking and photography.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Construction Loan
    Medical Professional Mortgages
    USDA Loans
    Non-QM
    Cash-Out Refinances
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    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS# 299764
    Disclaimer

    Atlantic Union Bank, located in Virginia and beyond, offers a wide range of financial solutions including checking accounts, savings accounts, business loans and more. Bank online or visit one of our conveniently located branches or ATMs today. Member FDIC. NMLS # 551889. ©2026 Atlantic Union Bank. All rights reserved.