

Elliott Miranda | West Capital Lending
Executive Branch Manager

For the majority of his career, Elliott has worked in high volume call centers which means that he's seen every loan scenario possible. There's no loan too complicated for Elliott. He takes pride in figuring out a way to ensure his clients ... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Elliot was great. I've never had such a smooth and painless experience with a lender before.
Reply from Elliott Miranda | West Capital Lend...
June 29th, 2026 07:12 PM
I appreciate you Trevor. It couldn't have gone any smoother. Glad it worked out!!
Do not use this guy. He takes money up front. And gives you the bait and switch. Run very far away
Mr. Miranda responded quickly to questions and took care of my needs within two weeks! He is the man if you are in need of a HELOC or other loan!!! I give him 10 out of 10!!!
Reply from Owner
September 8th, 2025 03:27 PM
you're the best. Thanks Cathi!
Working with Elliott to obtain my HELOC was the smoothest and fastest loan completion I've ever had. He "held my hand through" every step of the process and my loan was completed in less than two weeks! Thank you so much, Elliott Miranda!!!...
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Reply from Elliott Miranda | West Capital Lend...
June 29th, 2026 07:12 PM
Thank you Cathi! It was great working together :)
He answered emails, he returned phone calls!! this guy is amazing.... gonna do more business with him!!!
Reply from Elliott Miranda | West Capital Lend...
June 29th, 2026 07:12 PM
It was great working with you!!
Elliott Miranda | West Capital Lending has received a review with 5 star rating from Jr- N
Reply from Owner
July 16th, 2025 01:46 PM
Thanks JR!
Elliott and Aleksandra made everything so easy. They were able to get me the loan approved with the terms that I wanted. I highly recommend them.
Reply from Elliott Miranda | West Capital Lend...
June 29th, 2026 07:12 PM
I appreciate you Rodrigo. That was a tough loan but glad it worked out in the end. Thank you!
had to adjust mid way through based on the automated valuation and found us an even better option than anyone else could find from a valuation and interest rate perspective
Reply from Elliott Miranda | West Capital Lend...
June 29th, 2026 07:12 PM
It was great working with you Chris! glad we were able to make it happen
Awesome and professional
Reply from Elliott Miranda | West Capital Lend...
June 29th, 2026 07:12 PM
Thank you for the review Ebon!
Elliot explained everything.
Reply from Elliott Miranda | West Capital Lend...
June 29th, 2026 07:12 PM
It was great working with you Brandy!
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About
For the majority of his career, Elliott has worked in high volume call centers which means that he's seen every loan scenario possible. There's no loan too complicated for Elliott. He takes pride in figuring out a way to ensure his clients are in the best financial position possible. He's been a top 10 loan officer at every mortgage company he's worked for and has attended President Cup trips every year. In Elliott's spare time, he enjoys playing with his dog Griff and exploring Southern California's golf courses.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Conventional Financing
FHA Financing
FHA Streamline Financing
VA Financing
DSCR - Loans Using Rental Income To Qualify
Jumbo Financing
Home Equity Line of Credit
Home Equity Loan
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Positions
- West Capital Lending - Executive Branch ManagerJan 8th, 2024 - Current
Year Started
2016
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 1449494
- CO NMLS# 1566096
Gallery

Hobbies
- golf
- football
- spending time with my daughter
Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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