Ebe Cotton at CrossCountry Mortgage
Originating Branch Manager | NMLS #150082
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
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Very punctural replies. Very nice to work with
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
I'm glad to know that you found my responses punctual and enjoyed working together. If any questions arise or there's anything else I can assist with, feel free to reach out. Thank you for your kind feedback and for choosing SUCCESS Lending....
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Communication and ease of sending documents.
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
I'm glad to hear that communication and the document process went smoothly for you. If you have any further questions or need assistance, I'm here to help. Thank you for choosing SUCCESS Lending.
Mr Cotton is an expert in what he does. I lost hope from my previous lender. He said he could help and he delivered. I am now a homeowner thanks to him.
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
It's wonderful to hear that I was able to assist in achieving your homeownership goals, especially after your experience with a previous lender. I'm glad I could provide the support and expertise you needed. Thank you for trusting me with your...
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Besides the first call, which was great and helpful, the rest of communication was terrible, not personal at all. Most communication was form emails that didn't apply to us. I couldn't get my questions answered easily and when I did get a response,...
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Ebe and his team were very responsive to all of our inquires and had great communication throughout. They worked very hard to meet our closing date, and we would highly recommend them!
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
I'm pleased to hear that you were satisfied with the responsiveness and communication during your lending experience. It's important to me that we met your closing date successfully. Thank you for your recommendation and for choosing to work...
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As first time home buyers, we naturally had many questions revolving around the entire home-buying process. Ebe did an excellent job of explaining the process and getting us within budget to proceed with our purchase.
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
I'm thrilled to hear that I could assist you as first-time home buyers and help answer your questions about the process. It's great to know that we were able to get you within budget for your purchase. Thank you for your kind words and for...
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Many things Ebe did definitely stood out to us. First and foremost was the amazing level of communication. As both my wife and I work full-time, having Ebe be able to contact us late in the evening was incredibly helpful. It did not matter...
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Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
Thank you so much for your thoughtful and detailed review! It truly means a lot to hear that the communication, guidance, and support made a positive difference in your home-buying experience. I understand how busy life can be, especially with...
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Well informed and reliable.
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
I'm glad to hear that you found the information provided helpful and reliable. It was a pleasure assisting you with your first time home purchase at SUCCESS Lending. Thank you for your positive feedback.
He really helped keep our closing date on time when the assessment was messed up.
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
I'm glad I could assist in keeping your closing date on track despite the appraisal issue. It was a pleasure working with you on the loan process at SUCCESS Lending. Thank you for your kind words and the great rating.
Ebe Cotton is on it! Great communicatio, personable, thorough
Reply from Elbert Cotton at CrossCountry Mortg...
September 25th, 2026 02:25 PM
Kathy, I'm so glad to hear you had a positive experience! It was a pleasure working with you on your refinancing journey. Being thorough and maintaining great communication are priorities for me, and I'm thrilled it made a difference for you....
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Cleveland, OH. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #150082 | Branch NMLS #3029
Products & Services
Mortgage Lender
Conventional Home Loan
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Positions
- Success Lending - Indiana Area ManagerDec 1st, 2022 - Sep 9th, 2026
Memberships
- MIBOR
- Our Lady of Grace Catholic Church
- Sagamore Golf Club
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Year Started
2026
Time Zone
Pacific Standard Time (PST)
Licenses
- 150082
Achievements
- 40 plus year mortgage banking professional
- 45 year licensed real estate agent
Hobbies
- Golf
- Travel
- Watching grandchildren
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095