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Edyta Pluta-Czarnecki - Mortgage Loan Originator | NMLS #445996 in Chandler, AZ

Edyta Pluta-Czarnecki

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Mortgage Loan Originator | NMLS #445996

5.0
(36)
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Edyta Pluta-Czarnecki was born and raised in the Southeast part of Poland where she graduated from the local college with a degree in psychology. After graduation, Edyta relocated to United States to continue her life journey. She spent alm...... Show More
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Location & Business Hours
Business Hours
Mon
8 AM to 7 PM
Tues
8 AM to 7 PM
Wed
8 AM to 7 PM
Overall Ratings
5.0
(36)
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Reviews from Web
  • 5.0
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    Zdzislaw K
    Posted on June 15th, 2026 08:44 PM
    Excellent service from Edyta help me save many dollars on intrest rates and credit score .
    Reply from Edyta Pluta-Czarnecki
    June 18th, 2026 03:15 AM
    Zdzislaw, I'm so glad to hear that I could help you save on interest rates and improve your credit score. Your kind words mean a lot, and I appreciate your feedback. If you need anything else, feel free to reach out.
  • 5.0
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    Katarzyna P
    Posted on June 15th, 2026 04:17 PM
    Edyta and the team did a fantastic job. Edyta is one of the Best mortgage lenders in the industry and I will always highly recommend her to anyone.
    Reply from Edyta Pluta-Czarnecki
    June 18th, 2026 03:16 AM
    Katarzyna, I'm so grateful for your kind words and recommendation. I'm pleased to hear that you had a great experience with my team and me. Thank you for trusting us with your mortgage needs!
  • 5.0
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    Krzysztof Z
    Posted on June 11th, 2026 08:09 PM
    Edyta was fantastic to work with throughout our entire loan process. She was always quick to respond, extremely knowledgeable, and took the time to answer all of our questions along the way. What could have been a stressful experience was actually...
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    Reply from Edyta Pluta-Czarnecki
    June 11th, 2026 09:01 PM
    Krzysztof, I'm grateful for your kind words and pleased to hear that you felt informed and supported throughout the loan process. It's wonderful to know that I could make the experience quick and easy for you. Thank you for your recommendation,...
    read more
  • 5.0
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    Marcin K
    Posted on May 13th, 2026 12:40 AM
    Highly recommend Edyta! She’s always been responsive and very dedicated to making sure all of our questions about our loans are answered along the way! Ty for your all your hard work and helping us!
    Reply from Owner
    June 18th, 2026 03:23 AM
    Hello Marcin, thank you so much for your kind review! It was a pleasure helping you through the loan process. I truly appreciate your trust and am always happy to answer questions and support you along the way. Congratulations, and thank you...
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  • 5.0
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    Jennifer D
    Posted on April 29th, 2026 12:30 AM
    Very satisfied with our experience. Your knowledge and guidance made things go smoothly. You were there with answers to questions we had and guided us through the whole process.
    Reply from Edyta Pluta-Czarnecki
    June 11th, 2026 09:03 PM
    Thank you so much for your continued trust and support! It was a pleasure working with you and Michael again, and we're grateful for the opportunity to help with your mortgage needs. Knowing that you returned to us means a great deal, and we're...
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  • 5.0
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    A
    Armir D
    Posted on April 27th, 2026 11:48 PM
    We were in the middle of buying our first home when my wife went into labor with our baby. Amid all the excitement and chaos of welcoming our little one, Edyta handled everything with patience, and care. Thanks to her, we were able to get our...
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    Reply from Edyta Pluta-Czarnecki
    June 11th, 2026 09:05 PM
    Armir, thank you so much for your kind words and for sharing your experience. It was truly an honor to be part of such an exciting and memorable time in your lives. Welcoming a new baby while purchasing your first home is a huge milestone,...
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  • 5.0
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    I
    Islanda M
    Posted on April 27th, 2026 08:54 PM
    We want to thank Mrs. Edyta for being so professional and helpful in the process of getting the best home and loan for us.
    Reply from Edyta Pluta-Czarnecki
    June 11th, 2026 09:07 PM
    Islanda, thank you so much for your kind words and for trusting me with your home financing journey. I'm delighted to hear that my professionalism and dedication helped make the process smooth and successful. Helping my clients find the best...
    read more
  • 5.0
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    Viktor I
    Posted on January 12th, 2026 10:34 PM
    Edyta made my home refinancing process so easy and stress-free. She was professional, friendly, and always available to answer questions. I highly recommend Edyta to anyone looking for a smooth and straightforward experience!
    Reply from Edyta Pluta-Czarnecki
    February 9th, 2026 08:19 PM
    Thank you so much for taking the time to share this! I truly appreciate your trust and the opportunity to help with your refinance.My goal is always to keep the process clear, organized, and as stress-free as possible - so hearing this means...
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  • 5.0
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    Camilla M
    Posted on December 29th, 2025 07:28 PM
    Edyta Pluta-Czarnecki provided incredible assistance throughout the process of purchasing my first home. She was very kind and always helped clarify my questions and made everything easier to understand. I am grateful for all of her support...
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    Reply from Edyta Pluta-Czarnecki
    February 9th, 2026 08:18 PM
    Thank you so much for your kind words! It truly means the world to me that I could be part of your first home journey. Buying your first home is such a big milestone, and I’m honored you trusted me to guide you through it.I’m so happy I could...
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  • 5.0
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    A
    Armir D
    Posted on December 24th, 2025 11:24 PM
    Edyta is an experienced and sensible agent. She’s wonderful to work with and walks you through step by step. I was working with another company who didn’t give me the rate and closing cost that Edyta at Barrett Financial provided. So glad,...
    read more
    Reply from Edyta Pluta-Czarnecki
    December 25th, 2025 03:21 PM
    Thank you so much, Armir, for the wonderful review and for being a returning client. Your continued trust means everything to me. I’m happy we were able to secure better terms with a lower interest rate and closing costs. Providing clear guidance...
    read more
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    About
    Edyta Pluta-Czarnecki was born and raised in the Southeast part of Poland where she graduated from the local college with a degree in psychology. After graduation, Edyta relocated to United States to continue her life journey. She spent almost thirty years living and working in Illinois and as of 2022 calls Arizona her new home. Edyta has over twenty-five years of experience in the mortgage industry. Before joining The Federal Savings Bank, she worked for a private investor on non-performing mortgage accounts. This experience allowed her to develop an additional outlook on foreclosure process outcomes and homeowners experiencing financial difficulties. She continuously assists clients in making positive decisions for their future. In addition to acting as a trusted guide to her clients, Edyta actively works to educate clients on their mortgage options and believes in helping people develop skills needed to maintain a positive financial lifestyle. Edyta can provide a wide array of products and an unmatched service to her customers, realtors, and referral sources. She continues to focus on growing and improving daily, both personally and professionally. Edyta's biggest joy in life is her teenage son Matthew, who is a bookworm and recently fell in love with fencing. When away from work, she, and the family travel locally - as well as internationally. She also enjoys being outdoors, is an avid hiker, yogi, and loves DIY projects.
    Products & Services
    Mortgage Broker
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Conventional Home Loan
    Home Renovation Loan
    Home Equity Loan
    Down Payment Assistance
    Mortgage Refinance
    Reverse Mortgage
    Home Purchasing Assistance
    474
    /850
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    Memberships
    • DIY home projects
    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS: 445996
    Hobbies
    • travel
    • gardening
    • social events
    Disclaimer
    The information contained in this website is believed to be reliable, but we do not warrant its completeness, timeliness or accuracy. The information on this website is not intended as an offer or solicitation for any mortgage product or any financial instrument. The information and materials contained in this website - and the terms and conditions of the access to and use of such information and materials - are subject to change without notice. Products and services described may differ among geographic locations, offices and as a result of individual conditions. Not all products and services are offered at all locations. In no event will we be liable for any loss or damage including without limitation, indirect or consequential loss or damage, or any loss or damage whatsoever arising from loss of data or profits arising out of, or in connection with, the use of this website.