

Edward Badrak-Longbridge Financial, LLC
Reverse Mortgage Consultant-NMLS#302807


San Diego State University
See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
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Ed was a pleasure to work with from start to finish. He was very instrumental in explaining the entire process and was steadfast to the end. Amazing individual. Thanks Ed!
Reply from Edward Badrak-Longbridge Financial,...
February 24th, 2026 05:37 PM
H0w sweet of you to make me a family member. I am honored. You and Glen are great people and deserve to live in a happy, and wholesome atmosphere. Thank you for trusting my guidance. Enjoy
Ed was terrific , absolute pro!! Answered all of our questions and helped us feel comfortable with our decision with the reverse mortgage. Very heplful and responsive from start to finish. Could not ask for more!
Reply from Owner
January 22nd, 2026 05:07 PM
Chuck, thank you for the kind words. You folks have a beautiful home which is representative of the California Dream home. No detail is missed.
It is always a pleasure to talk about the business.
My Gratitude for your Trust.
ed
I wanted to take a moment to express my heartfelt thanks for the invaluable support and guidance Ed Badrak has provided us throughout the entire reverse mortgage process. When we first began this journey, we were completely unfamiliar with...
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Reply from Edward Badrak-Longbridge Financial,...
February 24th, 2026 01:22 AM
Robert, catching up with life I appreciate the kind words you shared about me. We typically do reviews of existing programs 18 months to 2 years to determine if everything is meeting your goals.
Again, my gratitude.
Ed was very easy to work with. He meticulously explained everything as we went. He contacted me in a timely fashion, as necessary. He was always courteous and attentive to any questions I had. I will definitely recommend him to anyone.
Reply from Owner
November 26th, 2025 08:00 AM
Barbara, thank you for your kind words. It was really pretty cool that your property has been multigenerational.you built a home on that land looking at the various plot maps, working out solutions it was very enjoyable. you have a beautiful...
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Longbridge MortgageTo Whom It May Concern,My husband and I literally lost our comfortable happy lives when the Paradise Camp Fire destroyed our community, our home and our lively-hood. A small insurance policy was our only buffer while attempting...
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Reply from Owner
July 23rd, 2025 01:09 AM
Dear Laury,
my gratitude for your kind words. I thank you for trusting our team to enable you to move your life forward.
Ed
Through out the process of acquiring a reverse mortgage Ed demonstrated competence, excellence and thoroughness. When challenges occurred his 34 years of experience produced good results. I most appreciated his willingness to go the extra mile...
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Reply from Owner
February 24th, 2026 01:24 AM
James
You were very easy to work with and you home is amazing it is like you have your own world surrounding this legacy home. I appreciate your trust in allowing me to serve your needs
ed
Ed was amazing! The case I had was very tricky, but he managed to be helpful and kind and offer support when needed. He went out of his way to pick up papers and support me and my family. I would refer him to anyone because his work is quality...
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Reply from Edward Badrak-Longbridge Financial,...
February 24th, 2026 01:26 AM
Helena,
You are a Star with how you treat and work with people. You have a gift in helping people which you demonstrated throughout the entire process. You care.
ed
As I mentioned and specified in my review of my agent, Ed Badrak, things from start to finish with Longbridge Financial were no less than exceptional. All details of selected programs were provided and explained along with advice on which one...
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Reply from Owner
February 9th, 2025 05:02 AM
John thank you for the kind words. You were a pleasure to work with and timely in responding to clarification questions. You are good people.
I've known and respected Ed for years through serving on various boards and working together on sundry community and civic endeavors. So when we had to shut down our small business during Covid, Ed was my first call for loan advice. Ed saved...
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Reply from Owner
September 27th, 2023 04:00 AM
Your statements are very kind and thank you. It was an honor that if your hour of need you trust me I appreciate that always
Ed
After spending several weeks discussing the pros and cons of reverse mortgages, we decided to give Ed Badrak a call. From the moment we met Ed, we knew this was someone whom we could trust with our business. He handled the ups and downs of...
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Reply from Owner
June 8th, 2023 04:53 AM
Marilyn & Harry I truly appreciate your kind words. Your active participation throughout the process made a great difference in how we succeeded in funding your loan. You have a very cool property with an amazing historyMy gratitudeEd
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About
See why millions of Americans are using reverse mortgages to help improve cash flow, establish lines of credit and consolidate debt. Or, if you're purchasing a home, ask me about my reverse mortgage for purchase options.
Products & Services
Mortgage Loan Officer
Jumbo Reverse Mortgages
Home Equity Conversion Mortgages(HECM)
Financing Retirement
Funding for Aging in Place
Home Equity Loan
Specialities
Home Equity Loan
Jumbo Equity Loan
Financing Retirement
HECM
Reverse Mortgage
Reverse Mortgage Pros & Cons
Funding for Aging in Place Home Care
How Does a Reverse Mortgage Work
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Education
- San Diego State UniversityMasters musicJan 1977 -Jun 1978

- Chapman Universityliberal Arts Pschology, history, MusicSep 1969 -Mar 1970

Positions
- Frankly Swinging - Vocalist - TromboneApr 6th, 2020 - Current
Memberships
- San Diego Association of Realtors SDAR
- NAREBSD.org
- Real Estate legislative organization promoting equality in housing
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1990
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS #302807
- CA-DRE License #01723727
Hobbies
- Musician perform with a Jazz Quintet Frankly Swinging www.FranklySwinging.com
Disclaimer
LO Office Phone# (619) 857 4422. LO NMLS #302807. LO Branch NMLS #2369412.
This social media page is not a customer service channel. If you need help with a service or your account, please visit https://longbridge-financial.com/contact/, to contact a licensed mortgage originator or the appropriate service department. Any information submitted through this page, including complaints or personal information, is subject to the privacy and security policies of the operator of this social media website, which policies are not under Longbridge Financial, LLC’s control. In sending any content through this page, you assume all risks and responsibilities related to the security, privacy, and confidentiality thereof.
This page may contain links to other third-party websites. When you click on these links you will leave this page and will be redirected to another site. These links are provided as a convenience and do not imply endorsement or approval by Longbridge Financial, LLC of any of these sites. Longbridge Financial, LLC does not control these sites and is not responsible for the content provided therein.
For Reverse Mortgages: Charges such as an origination fee, mortgage insurance premiums, closing costs and/or servicing fees, if applicable, may be assessed and will be added to the loan balance. As long as you comply with the terms of the loan, you retain title until you sell or transfer the property, and, therefore, you are responsible for paying property taxes, insurance and maintenance. Failing to pay these amounts may cause the loan to become immediately due and/or subject the property to a tax lien, other encumbrance or foreclosure. The loan balance grows over time, and interest is added to that balance. Interest on a reverse mortgage is not deductible from your income tax until you repay all or part of the interest on the loan. Although the loan is non-recourse, at the maturity of the loan, the lender will have a claim against your property and you or your heirs may need to sell the property in order to repay the loan, or use other assets to repay the loan in order to retain the property.
This material has not been reviewed, approved or issued by HUD, FHA or any government agency. The company is not affiliated with or acting on behalf of or at the direction of HUD/FHA or any other government agency.
Longbridge Financial, LLC NMLS# 957935. 61 South Paramus Road, Suite 500, Paramus, NJ, 07652. 1-855-523-4326. For licensing information, go to: www. nmlsconsumeraccess.org. For additional Longbridge licensing and disclosures, please visit: https://longbridge-financial.com/licensing. Longbridge Financial Company Licensing Information: Arizona Mortgage Banker License #0930082; Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act; Loans made or arranged pursuant to a California Financing Law license; Georgia Mortgage Lender Licensee #44082; Massachusetts Mortgage Lender License # ML957935; Licensed by the New Jersey Department of Banking & Insurance; Licensed Mortgage Banker-NYS Department of Financial Services – in-state branch address 6161 South Park Avenue Room 2, Hamburg, NY 14075; Rhode Island Licensed Lender. For California, Nebraska, and Texas consumers: For information about our privacy practices, please visit: https://www.longbridge-financial.com/privacy. Not all products and options are available in all states. Terms subject to change without notice. Certain conditions and fees apply. This is not a loan commitment. All loans subject to approval.
Longbridge is a Licensed Mortgage Banker in the State of New York, but this LO and site are not authorized by the New York State Department of Financial Services. No mortgage loan applications for properties located in the State of New York will be accepted through this site.
Texas consumers: For state licensing information, please visit: https://longbridge-financial.com/licensing/texas-state-licensing-information/.
Longbridge Financial, LLC is an Equal Housing Lender.