

Eddie Barragan
Executive Branch Manager

We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
Ease of starting and completing loan process.
Reply from Eddie Barragan
June 29th, 2026 07:13 PM
I appreciate your feedback, Steven. I'm glad to hear that the process for your cash out refinance was straightforward and smooth. It was a pleasure working with you at West Capital Lending. If you have any more questions or need assistance...
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Very friendly, maximize your loan ammount , great experience
Reply from Eddie Barragan
June 29th, 2026 07:13 PM
I'm really pleased to hear that you had a positive experience with your cash-out refinance, Richard. It's great to know that the process was friendly and that I was able to help maximize your loan amount. Thank you for taking the time to share...
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Very helpful, works with you to maximize your offer, takes his time to evaluate multiple options. Friendly, speak Spanish, ver happy with his service. Highly recommended.
Reply from Owner
July 16th, 2026 12:00 AM
It was a pleasure working with you! Anything you need in the future I am here for you.
Eddie never gave up, System fought our application over and over.
Reply from Eddie Barragan
June 29th, 2026 07:13 PM
I'm grateful for your recognition, Michael. Persistence is crucial in overcoming challenges, and I'm pleased that our efforts led to a successful outcome with your cash-out refinance. If there's anything else you need, feel free to reach out....
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Eddie was great in assisting with getting everything set for the HELOC loan review by the underwriters. The process went smoothly and approvals received within days. Highly recommend Eddie for anyone considering a HELOC or other loans.
Reply from Owner
July 16th, 2026 12:00 AM
It was a pleasure working with you! Anything you need in the future I am here for you.
Eddie was peomt and clear with all communocation and presented options for my different scenarios that i was cknsiderinf considering to
Reply from Eddie Barragan
June 29th, 2026 07:13 PM
I appreciate your feedback, Jesus. It’s great to hear that you found the communication prompt and clear. I always aim to present options suited to different scenarios, so I'm glad this was helpful for you. If you have any more questions or...
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The entire process was made very simple and Eddie was very helpful all throughout. I would highly recommend him to anyone looking to get a heloc loan.
Reply from Owner
July 16th, 2026 12:00 AM
It was a pleasure working with you! Anything you need in the future I am here for you.
Eddie was very persistent in following-up with me during my loan inquiries, which took some time. He was helpful in picking the right option, and aided in the process through closing.
Reply from Owner
July 16th, 2026 12:00 AM
It was a pleasure working with you! Anything you need in the future I am here for you.
Eddie was very very responsive and prompt to any questions regarding the loan. Pleasant conversation every time. He delivered what ge said he would!!
Reply from Eddie Barragan
June 29th, 2026 07:13 PM
Thank you, Phyumar, for your generous review. I'm glad to hear that my responsiveness and communication met your expectations during the cash-out refinance process. It's important to me to deliver on my commitments and ensure a smooth experience...
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The documentation process to get approval for my Equity Line of Credit was not time consuming and the documentation upload process was easy to navigate
Reply from Eddie Barragan
June 29th, 2026 07:13 PM
I'm glad to hear that you found the documentation and upload process smooth and efficient for your Equity Line of Credit. It's my priority to make things as straightforward as possible for you. If there's anything more I can assist you with...
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About
We aim to service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them with the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
Mortgage Refinance
Specialities
Refinance, Purchase, HELOC, DSCR, Home Equity Loan
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Memberships
- AI Profit Boardroom Member
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Pacific Standard Time (PST)
Licenses
- 1828140
Videos



Awards
Top 5 Percent Mort...
Achievements
- Built my very own mortgage quoting tool
Hobbies
- Building software
- Guitar
- AI Software Development
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
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https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing