Eddie Morais
Branch Manager / Loan Officer | NMLS #243926
Rutgers, The State University of New Jersey
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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9 AM to 5 PM
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Reviews from Web
Everything made sense, and Eddie was very helpful through the whole process, answering questions whenever I had them.
Reply from Eddie Morais
February 2nd, 2026 06:49 PM
I'm happy to hear that you found the process clear and appreciated my assistance, Wade. Answering your questions and ensuring everything made sense to you was a key goal. If there’s anything else you need or further questions arise, please...
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Cliffco was great to work with. I specifically worked with Ed, Christian, Julie and Angelique. All of them were a pleasure to work with and answered any questions I had promptly. Anything they needed from me was communicated clearly. Thank...
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Ed, Christian, Angelique, and Julie were all a pleasure to work with. They answered any questions I had and responded quickly. Whenever they needed something from me, the asks were provided clearly and made it easy for me to know exactly what...
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Eddie was exceptional throughout the whole process . I would recommend him over and over again .
Reply from Eddie Morais
August 10th, 2025 03:38 PM
Gerardo, thank you for your generous words and the 5-star review! I’m really glad to hear that you found the process exceptional. Your recommendation means a lot to me. If you ever have future needs or questions, please feel free to reach out....
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Ed is a professional!
Reply from Owner
August 10th, 2025 12:43 AM
Gary, thank you for describing your experience with me as professional! It's great to know that my approach met your expectations. If there's anything else you'd like to discuss or need assistance with in the future, please feel free to contact...
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Working with Eddie and his team was a pleasure
great communication and fast response
Reply from Eddie Morais
August 4th, 2025 12:51 PM
Joseph, thank you so much for the 5-star review! I’m pleased to hear that you found the communication effective and experienced prompt responses from me and my team. It's important to me that the process is as seamless as possible for you....
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Eddie is professional and help me through the whole home buying process
Reply from Eddie Morais
August 1st, 2025 07:58 PM
Gary, thank you for your kind words and the 5-star rating! I'm glad to hear that I could assist you throughout the home buying journey. Ensuring you felt supported and informed was my priority. If you have any other questions or need further...
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Working with Eddie was such a great experience! As first-time buyers, we had a lot of questions (and nerves), but they made the whole loan process feel so much easier and less overwhelming. They were super patient, explained everything clearly,...
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Reply from Eddie Morais
August 10th, 2025 12:43 AM
Darshan, I'm grateful for your heartfelt review and thrilled to hear that you felt supported throughout your first home-buying experience. It's truly rewarding to know that I could help answer your questions and ease your concerns. Making this...
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I had a great experience with Eddie. He is very knowledgeable. I highly recomend him.
Reply from Eddie Morais
August 10th, 2025 12:44 AM
Ettore, thank you for sharing your experience! I'm really glad to hear that you found our time together valuable and appreciated my knowledge. Your recommendation means a lot to me. If you need any further assistance or have questions down...
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it was just fine
Reply from Eddie Morais
February 10th, 2025 05:19 PM
Ana, thanks for the feedback! "Just fine" is certainly better than a negative experience. I'd love to hear more about how I could make the process even better for you in the future. Anything specific I could've done differently? Even small...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
First Time Homebuyers
Real Estate Investment Loans
FHA Financing
Foreign National Loans
Fix & Flip
Self-Employed Borrowers
Mortgage Loan Officer
NON-QM
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Education
- Rutgers, The State University of New Jersey
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #243926
Hobbies
- Travel
- Skiiing
- Hiking
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Disclaimer
Newark, NJ
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice. NJ Department of Banking & Insurance; PA Department of Banking & Securities 45275.