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Eddie Cepeda at Prosperity Home Mortgage - He...
Mortgage Consultant | NMLS # 552598
Eddie Cepeda is a Mortgage Consultant | NMLS # 552598 for Prosperity Home Mortgage in the Henderson area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mort... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
He was able to find me the correct loan program. He returns all emails and calls. Up to date on my loan. Easy to reach.
Reply from Eddie Cepeda
September 11th, 2026 06:04 PM
Renato, I'm pleased to know that I could help you find the right loan program and keep you informed throughout the process. Thank you for your kind words about my communication and accessibility.
Eddie Cepeda gets the job done. You know you are in good hands because he will use every possible option to make a transaction work. He is the very best!
Reply from Eddie Cepeda
September 11th, 2026 05:44 PM
Joy, I'm thankful for your wonderful words and the trust you've placed in me. It's good to know you felt secure and well-supported throughout the process. I'm happy I could assist in making your transaction successful!
He saved the closing at the last day by getting Underwriting into gear.
A lack of communication and follow through meant we had to scranble at the last minute to get the mortgage on time. In particular, we were asked for "1031 documentation" without any explanation of what the underwriter specifically required...
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He's the best!
Reply from Eddie Cepeda
September 1st, 2026 05:55 PM
James, I'm glad to hear you had such a positive experience working with me. Thank you for your kind words!
attention to detail, competent loan processing department, better communication between the processing department and the underwriter. Most importantly, if the mortgage agent paid attention to getting the loan done timely - the entire process...
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Eddie is the absolute BEST! I refer him to everyone I know and will continue to do so. His attention to detail is awesome. His professionalism and his ability to get the most challenging deals done is amazing. He seems to always be able to...
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Reply from Eddie Cepeda
August 21st, 2026 08:18 PM
Tina, I appreciate your incredibly kind words and the trust you place in me. It's great to hear that my attention to detail and commitment to closing deals early have made a positive impact. Thank you for your continued referrals and support....
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Eddie, Debbie and the rest of the team were outstanding in working with us on the new VA loan for our new home. They kept us on top of necessary documents and answered all questions in a speedy time frame. The team was very professional and...
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Reply from Eddie Cepeda
August 10th, 2026 01:16 PM
Scott, I'm grateful for your kind feedback and recommendation. It's great to know that you found our team professional and helpful throughout your VA loan process. Thank you for choosing Prosperity Home Mortgage for your new home purchase.
Eddie Cepeda was an exceptional Mortgage Consultant throughout our entire home-buying process. He took the time to clearly explain all of our options, guided us through every step, and consistently kept us updated. His communication was excellent,...
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Reply from Eddie Cepeda
August 10th, 2026 04:16 PM
Sonya, I'm pleased to hear that you found my guidance and communication helpful throughout your home-buying process. It's great to know that I could make the experience smooth and easy for you. Thank you for your kind words and recommendation....
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He Is The Best!
Reply from Eddie Cepeda
August 5th, 2026 02:44 PM
Richard, I appreciate your kind words and I'm glad to know you had a positive experience. Thank you for choosing Prosperity Home Mortgage for your purchase.
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About
Eddie Cepeda is a Mortgage Consultant | NMLS # 552598 for Prosperity Home Mortgage in the Henderson area. Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Specialities
Residential Loans
Jumbo Loans
FHA Loans
VA Loans
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Year Started
2006
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS 552598
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
