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Dustin Ngo - Mortgage Consultant NMLS 1748088 in San Diego, CA

Dustin Ngo

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Mortgage Consultant NMLS 1748088

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Dustin Ngo is a detail-oriented mortgage professional focused on creating a simple, yet precise loan process through exceptional service, accuracy, and efficiency. Early in his career in the financial services industry, Dustin realized his ... Show More
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Reviews from Web
  • Encompass
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    Claudia A
    Oceanside, CA
    Posted on May 24th, 2024 05:29 PM
    We needed a lot of guidance and reassurance during this entire process. Dustin and his team were available for discussion every step of the way, and with patience.
    Reply from Dustin Ngo
    August 11th, 2025 06:58 PM
    Claudia, thank you so much for your kind words. I'm glad I could provide the guidance and reassurance you needed. It was a pleasure to be there for you throughout the process, and I'm grateful for the trust you placed in me and my team. If...
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    Ryan D
    Posted on May 15th, 2024 08:51 PM
    Dustin was there for us every step of the way. The level of professionalism and personal care we received is a rare find these days!
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    Ryan D
    Julian, CA
    Posted on May 15th, 2024 08:47 PM
    My wife and I felt the entire time that Dustin cared about and was working towards getting the best deal possible for us. The level of attentiveness, personal availability, and clarity of communication we received from Dustin are a rare find...
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    Reply from Dustin Ngo
    August 11th, 2025 06:59 PM
    Ryan, thank you for such a thoughtful review. I'm genuinely grateful for the trust you and your wife placed in me during this process. It means a lot to hear that you felt supported and well-informed at every step. Working with clients like...
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    Colin S
    San Diego, CA
    Posted on May 11th, 2024 09:24 PM
    His steadfast dedication to getting escrow on time and closing sooner than expected. Easy to work with and highly competitive with the market rates. Dustin was on par with all expected expenses and left no surprise fees out. Managed all documentation...
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    Reply from Dustin Ngo
    August 11th, 2025 06:59 PM
    Colin, I truly appreciate your kind words and am delighted to hear that your experience with the escrow process was smooth and timely. It was a pleasure assisting you, and I'm glad I could provide competitive rates without any surprises. Thank...
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    Brian J
    Fort Worth, TX
    Posted on April 15th, 2024 10:59 PM
    This is my second purchase with Dustin and won't be my last. His communication and ability to shop rates to find what works best for my family is better than anyone else I have worked with. I have referred him to several friends and family...
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    Reply from Dustin Ngo
    August 11th, 2025 07:03 PM
    Thank you so much, Brian! I'm really glad to hear that you had a positive experience with both your purchases. It's great to know that the effort I put into communication and finding the best rates for you and your family is meaningful. I truly...
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    Dylan S
    Scottsdale, AZ
    Posted on April 15th, 2024 06:17 PM
    Dustin and his team were extremely easy to work with. With Fast and easy to understand instructions helped the process go smoothly and satisfying. Thank you Team!!
    Reply from Dustin Ngo
    August 11th, 2025 07:03 PM
    I'm glad to hear that you found the process smooth and satisfying, Dylan. It's wonderful that my team and I could make things easy for you with clear instructions. Thank you for taking the time to share your experience. If you need anything...
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    Ray F
    Escondido, CA
    Posted on April 12th, 2024 09:07 PM
    Can't say enough about Dustin and his team. I started off trying to refi with my bank, Wells Fargo. After more than 6 weeks of a very cumbersome and intrusive process, WF underwriters couldn't get it done largely due to my self employed status...
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    Reply from Dustin Ngo
    August 11th, 2025 07:04 PM
    Ray, I truly appreciate your kind words. I'm glad I could help streamline the process for you after your experience with Wells Fargo. Navigating the complexities of refinancing, especially with a self-employed status, can certainly be challenging....
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    Jared G
    Glendale, CA
    Posted on April 12th, 2024 07:31 PM
    Dustin and his team are top notch - very swift, clear and concise communications, always felt like they were in our corner.
    Reply from Dustin Ngo
    August 11th, 2025 07:04 PM
    Jared, I truly appreciate your kind words. It's great to hear that the communication felt swift and clear, and that you felt supported throughout the process. Being in your corner is important to me. If you ever need assistance in the future,...
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    Charles H
    Posted on April 9th, 2024 06:06 PM
    Dustin Ngo has received a review with 5 star rating from Charles H
  • Encompass
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    Charles H
    Oceanside, CA
    Posted on April 9th, 2024 06:06 PM
    Dustins attention to detail and continued support throughout the entire transaction was above and beyond all our expectations. Dustin made this transaction as smooth as could be with his communication not only with my wife and I but also with...
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    Reply from Dustin Ngo
    August 11th, 2025 07:04 PM
    Charles, thank you so much for your kind words. I'm thrilled to hear that the experience met your expectations and that my communication efforts were helpful throughout the process. It was a pleasure working with you and your wife, as well...
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    About
    Dustin Ngo is a detail-oriented mortgage professional focused on creating a simple, yet precise loan process through exceptional service, accuracy, and efficiency. Early in his career in the financial services industry, Dustin realized his passion for helping individuals with their financial needs. With customer service being one his top priorities, Dustin was drawn to RWM’s ability to provide a more personalized and premium service to all of its borrowers.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    FHA
    Conventional
    Jumbo
    Non-QM
    VA
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    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2018

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS 1748088
    Disclaimer
    Not all products are available in all states for all amounts. All mortgage applications are subject to underwriting guidelines and approval. This is not an offer of credit or a commitment to lend. Residential Wholesale Mortgage, Inc. dba RWM Home Loans is licensed by the CA Department of Real Estate 01174642 and Department of Business Oversight 4131353 under the California Residential Mortgage Lending Act. NMLS 79445