Derrick Cozart
Sr. Loan Officer
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Business Hours
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM
Sat
closed
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Reviews from Web
Loved working with you, Derrick!
The team was so engaging and wanted to be as personal as possible. They always made sure I was on track and helped me comfortably make decisions as a first time home buyer.
Reply from Derrick Cozart
July 20th, 2026 08:58 PM
Grace, I'm pleased to know that you felt supported and engaged throughout your first home buying experience. It's wonderful to hear that the team was able to assist you comfortably along the way. If you have any more questions or need further...
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Derrick was on top of things. Starting from the initial pre approval, he was available and on top of all paper work and processes. Communication was quick and easy. He and his team were ahead of schedule and offered a great experience. Thanks...
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Reply from Derrick Cozart
July 1st, 2026 04:43 PM
Thomas, thank you for your kind words. I'm glad to hear that you found the process smooth and well-coordinated. If you have any further questions or need assistance, feel free to reach out.
Derrick made it great!
Reply from Derrick Cozart
June 8th, 2026 07:14 PM
Will, I appreciate your kind words. I'm glad to hear that you had a great experience with my services. If there's anything else I can do for you, feel free to reach out.
Derrick and his team are great to work with. He always made me and my clients feel like we were his main priority.
Reply from Derrick Cozart
May 7th, 2026 02:30 PM
Kasi, thank you for your kind words. I'm happy to hear that you and your clients felt prioritized during your experience with us. If there's anything else you need, please let me know.
Smooth, professional, and incredibly responsive from start to finish. Made the entire process easy to understand and stress-free. Highly recommend!
Reply from Derrick Cozart
May 6th, 2026 05:39 PM
Melonie, I appreciate your kind words and recommendation. I'm pleased that you found the process smooth and easy to understand. If you ever need assistance in the future, please don't hesitate to reach out.
I had an outstanding experience working with Derek Kozart and his team at Highland Residential Mortgage. From start to finish, their level of responsiveness and professionalism truly set them apart. Every question I had was answered quickly,...
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Reply from Derrick Cozart
May 5th, 2026 01:19 PM
Michael, I'm glad to hear about your positive experience with me and the team at Highlands Residential Mortgage. It's great to know that our responsiveness and professionalism gave you confidence during the process. I'm pleased that we could...
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Derrick was patient with both me and my client. He explained things well, and we were able to look at things together to ensure things were correct.
Reply from Derrick Cozart
April 23rd, 2026 08:47 PM
Mary, I'm grateful for your kind words. It's good to know that the explanations were clear and that we could work together to ensure everything was correct. If you have any other questions or need further assistance, please feel free to reach...
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Derrick and his team offered very proactive communication throughout the process. Derrick was a pleasure to work with and provided my clients with a top tier lending experience!
Reply from Derrick Cozart
March 9th, 2026 04:36 PM
Abigail, I'm happy to hear that you appreciated the proactive communication. Making sure your clients have a quality lending experience is always my goal. If there's anything else I can assist with, feel free to reach out.
Derrick was Fantastic, thorough, and made this home buying process so easy!!!
Reply from Derrick Cozart
March 9th, 2026 01:44 PM
Paul, I'm pleased to hear that the process was easy for you. Ensuring a thorough and straightforward experience is always a top priority. If there's anything further I can help with, please don't hesitate to get in touch.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 659281
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