Derrick Cozart
Sr. Loan Officer
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture...... Show More
Location & Business Hours
Friday
8:30 AM to 5:00 PM
Saturday
closed
Sunday
closed
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Reviews from Web
Derrick and his team are great to work with. He always made me and my clients feel like we were his main priority.
Reply from Derrick Cozart
May 7th, 2026 02:30 PM
Kasi, thank you for your kind words. I'm happy to hear that you and your clients felt prioritized during your experience with us. If there's anything else you need, please let me know.
Smooth, professional, and incredibly responsive from start to finish. Made the entire process easy to understand and stress-free. Highly recommend!
Reply from Derrick Cozart
May 6th, 2026 05:39 PM
Melonie, I appreciate your kind words and recommendation. I'm pleased that you found the process smooth and easy to understand. If you ever need assistance in the future, please don't hesitate to reach out.
I had an outstanding experience working with Derek Kozart and his team at Highland Residential Mortgage. From start to finish, their level of responsiveness and professionalism truly set them apart. Every question I had was answered quickly,...
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Reply from Derrick Cozart
May 5th, 2026 01:19 PM
Michael, I'm glad to hear about your positive experience with me and the team at Highlands Residential Mortgage. It's great to know that our responsiveness and professionalism gave you confidence during the process. I'm pleased that we could...
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Derrick was patient with both me and my client. He explained things well, and we were able to look at things together to ensure things were correct.
Reply from Derrick Cozart
April 23rd, 2026 08:47 PM
Mary, I'm grateful for your kind words. It's good to know that the explanations were clear and that we could work together to ensure everything was correct. If you have any other questions or need further assistance, please feel free to reach...
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Derrick and his team offered very proactive communication throughout the process. Derrick was a pleasure to work with and provided my clients with a top tier lending experience!
Reply from Derrick Cozart
March 9th, 2026 04:36 PM
Abigail, I'm happy to hear that you appreciated the proactive communication. Making sure your clients have a quality lending experience is always my goal. If there's anything else I can assist with, feel free to reach out.
Derrick was Fantastic, thorough, and made this home buying process so easy!!!
Reply from Derrick Cozart
March 9th, 2026 01:44 PM
Paul, I'm pleased to hear that the process was easy for you. Ensuring a thorough and straightforward experience is always a top priority. If there's anything further I can help with, please don't hesitate to get in touch.
Communicative, knowledgeable, great past experiences
Reply from Derrick Cozart
March 9th, 2026 03:22 PM
Katherine, knowing you've had positive experiences in the past and find my communication and knowledge helpful is important to me. If there's ever anything more you need or any way I can assist you further, just let me know.
Great communication. Smooth transaction. Clients were pleased.
Reply from Derrick Cozart
January 26th, 2026 09:03 PM
Shannon, it's encouraging to know that the communication and transaction process went smoothly for your clients. I always aim to ensure a seamless experience, and it's gratifying to hear that it resonated well with them. If there's anything...
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Derrick worked to get us approved very quickly, and he and his team stayed in constant contact with us every step of the way. He also assisted us with part of the closing costs, which was a very big help. Even though obtaining a mortgage loan...
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Reply from Derrick Cozart
December 29th, 2025 03:01 PM
I'm grateful for your remarks about the process. It's important to me that obtaining a mortgage feels manageable, and I'm glad I could assist with the closing costs and maintain clear communication along the way. If you have any more questions...
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Responsiveness. Easy to work with. Friendly.
Reply from Derrick Cozart
December 15th, 2025 08:20 PM
I'm pleased to hear that you found working with me straightforward and that the responsiveness met your needs. If there's anything more I can do to assist you, feel free to let me know.
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
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148
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 659281
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