Deric Steven Garcia

Mortgage Loan Officer

First National Bank of Griffin - Griffin, GA

5.0

(30)

Georgia State University

Mortgage

Mortgage Loan Officer

Georgia State University

Contact Info

(678) 350-4322

Griffin, GA

https://first-national-bank-of-griffin.mymortgageapp.com/signup?brokerId=735c003a-25f5-48db-8d20-a9d7d71cac7d

Location & Business Hours

Business Hours

Tues

9 AM to 5 PM

Wed

9 AM to 5 PM

Thu

9 AM to 5 PM

View All days

Search Reviews

Write a Review

5.0

(30)

Filter by Date

Range

Filter by Rating

5 Star

100%

4 Star

3 Star

2 Star

1 Star

Deric was a pleasure to work with. He kept me informed throughout the process. I was able to relay to the sellers how we were proceeding with the buyers loan and that made me a winner with my seller. Deric gets an A++ from me!

Reply from Deric Steven Garcia

March 10th, 2026 01:44 PM

Hi Lorie, It's great to hear you had such a positive experience. I'm glad I could keep you well-informed and help facilitate good communication with the sellers. Thank you for taking the time to share your thoughts and for the kind words. If...

I highly recommend Deric Garcia to anyone seeking a reliable, knowledgeable, and attentive mortgage professional. He genuinely goes above and beyond for his clients.

Reply from Deric Steven Garcia

March 9th, 2026 06:35 PM

Maria, I'm truly grateful for your kind words and recommendation. It's important to me to be reliable and attentive in helping clients with their mortgage needs. If there's anything more you need in the future, don't hesitate to reach out.

Thanks for a quick and smooth closing process!

Reply from Deric Steven Garcia

March 9th, 2026 06:35 PM

It's great to hear that you appreciated the quick and smooth closing process, Kelly. I'm glad I could assist efficiently. If there's anything else you need in the future, feel free to let me know.

Deric gave my client 1st class service and got the job done on time.

Reply from Deric Garcia

March 9th, 2026 02:43 PM

Thank you, Brett. I appreciate your confidence in sending your client my way.

Working with Deric for our recent home purchase was a fantastic experience. As we navigated the process of buying a new construction home, Deric stayed on top of every deadline and ensured everything moved forward without a hitch. His communication...

Reply from Deric Garcia

March 9th, 2026 01:25 PM

Chase, Thank you for the great review! It was an honor helping you with your new construction home purchase. Making sure everything stays on schedule and keeping everyone informed throughout the process is something I take a lot of pride in....

Deric was great to work with and answered all my questions no matter If it was at night or on weekends! Very responsive and knowledgeable! I even had some last minute changes and Deric worked with us and made our experience even better! Couldn’t...

Reply from Owner

September 5th, 2018 12:00 AM

Thank you, Susan.

Deric was very helpful and communicated with us through the process.He answered all of our questions in a very timely manner and would definitely recommend his services.

Reply from Owner

August 10th, 2018 12:00 AM

Thank you, Maria. Hope you and Roberto are enjoying your new home.

Extremely professional, easy to work with, I would highly recommend using him for all your home financing needs. He made everything as easy as possible.

Reply from Owner

August 10th, 2018 12:00 AM

Thanks, Trey.

Deric Steven Garcia has received a review with 5 star rating from James D C

As first time home buyers, my husband and I couldn’t have been more pleased after working with Deric. He walked us through every single step of the financing side of buying a home and made it feel effortless. He was in constant communication...

21–30 of 30

About

As a lender with years of experience in real estate financing, I can help you obtain the mortgage loan you need to purchase or build your dream home. At First National Bank, we have the ability to smoothly and efficiently take you from application to closing. Please contact me for closing costs estimates and product options. I look forward to helping you find the right mortgage loan to fit your needs.

Products & Services

Mortgage Loan Officer

FHA Home Loan

Jumbo Home Loan

Conventional Home Loan

Fixed Rate Mortgages

Adjustable Rate Mortgages

DSCR Loans

Cash-Out Refinances

Bank Statement Mortgages

Search Rank ScoreLearn More →

What is the Search Rank Score®?

Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.

Education

Georgia State University

Finance

Master of Business Administration (MBA)

University of Georgia

Finance

Bachelor of Business Administration (BBA)

Positions

FIRST BANK, THE - Vice President - Mortgage Loan Officer
Jan 1st, 2023 - Mar 31st, 2025
Renasant Bank - Vice President - Mortgage Loan Officer
Apr 1st, 2025 - Sep 30th, 2025

Memberships