Derek Harris
Loan Officer
Ohio University
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture... Show More
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Reviews from Web
My wife and I appreciated the communication throughout the entire process. Being first time home-buyers, we had a lot of questions and Derek was always right there to answer each and everyon. We appreciate everything he did to help us get into...
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Reply from Derek Harris
November 9th, 2026 01:05 PM
Thanks for taking the time to complete the survey request, Derek. I appreciate that. Please reach out in the future with any additional questions. Also, if you have any other family or friends looking to purchase a home in the near future,...
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No matter how many times I asked a question you would answer it in detail and yoyu were so patient with my family and I . You made this as as easy as possible and kept in touch and responded so quickly.
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Reply from Derek Harris
October 28th, 2026 03:27 PM
Thank you, Natalie, for taking the time for such a kind review. I really appreciate that. Also, don't hesitate to reach out in the future if any questions arise or if you want to consider refinancing to a lower rate in the future - if the market...
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Derek gave my clients a better interest rate and much cheaper closing costs than a previous lender they were working with. Communication from Derek and his crew was fantastic.
Reply from Derek Harris
October 27th, 2026 06:38 PM
Thanks for taking the time to complete this review, Jim. Always great working with you.
Derek's efficiency and quickness to step in and take cover the lending process. I was having a very negative experience with a different lender when I approached Derek over the weekend. He immediately sprung into action and assisted me. Always...
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Reply from Derek Harris
October 19th, 2026 04:04 PM
Thanks, Alexis for taking the time to complete the survey and your kind words. I'm so glad everything worked out and I also appreciate how proactive you were when things were requested of you. Hope you guys have many great years in your new...
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Derek was absolutely amazing! Every single question I had was answered in a way he made sure I understood it. Would recommend him to anyone who is looking to buy a home.
Reply from Derek Harris
September 17th, 2026 03:03 PM
Thanks for taking the time to complete this review. I hope all goes well with your new home and you guys enjoy many years there.
Communication was great. My buyers were also very pleased. I will add Derek to my "rolodex."
Reply from Derek Harris
August 29th, 2026 08:05 PM
Thanks, Branden for completing this and it was great meeting you yesterday at the closing. Hopefully, we can make that a regular occurrence. Don't hesitate to reach out if I can help with any of your clients.
Derek is wonderful to work with. He helped negotiate a difficult closing, and provided excellent insight every step of the way.
Reply from Derek Harris
August 10th, 2026 11:59 AM
Thanks for taking the time to complete this, Rob. I appreciate it and hope that the new house works out great for your needs.
Derek is always on top of things. He give the client excellent advice and then follows through.
Reply from Derek Harris
August 8th, 2026 06:53 PM
Thanks for taking the time to complete this, Brian. Always great working with you.
Derek is always on top of what needs to be taken care of !
Reply from Derek Harris
August 2nd, 2026 10:48 AM
Thanks, Craig. I’ll keep an eye out for Janet to call.
The entire process was easy and straightforward. Derek and team makes everything go smoothly. Highly knowledgable about his product to find the best solution for your needs.
Reply from Derek Harris
July 31st, 2026 12:24 PM
Thanks, Adam. I appreciate you taking the time to complete this. Good luck with the move-in!
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About
Highlands Residential Mortgage was created in 2010 in the midst of uncertainty and rapid change in the mortgage industry. A group of like-minded seasoned veterans came together to create a company with an employee-focused culture. A culture that values its members both personally and professionally and a company built on the idea that the customer comes first! We believe Highlands is such a place. Our Mission to value people drives everything we do.
We have the vision to be the world’s most respected mortgage brand. To accomplish this, we have created a culture that supports our team members, so they can deliver unmatched service and products to our customers and industry partners, while fulfilling the American Dream of homeownership.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Mortgage Refinance
Fixed Rate Mortgages
DSCR Loans
Self-Employed Mortgages
Bank Statement Loans
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Education
- Ohio UniversityBachelors in FinanceAug 1993 -May 1997
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 466010
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