Derek Adair
Senior Loan Officer at Union Home Mortgage NMLS#20...
Derek Adair - Union Home Mortgage is located in Rochester, MI, and specializes in providing comprehensive mortgage services. Our dedicated team is committed to assisting clients in navigating the intricacies of the home financing process, ... Show More
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Reviews from Web
I had SUCH a great experience working with Derek while buying my first home!!!From the very beginning, he was so easy to work with and made the entire process feel much less overwhelming than I expected it to be. He was always quick to respond,...
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Reply from Owner
August 18th, 2026 12:31 PM
Thank you so much Stephanie for the very kind words and taking the time to complete this review. I am so grateful to hear how happy you are with your experience and I hope that you enjoy your new home! It was my privilege to be able to help...
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I’m very grateful to Derek for walking me through the process of my loan and happily surprised by the quickness and knowledge that he gave.. I would definitely recommend him because of that and how warm and kind of a person he is. Thank you...
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Reply from Derek Adair
August 5th, 2026 04:23 PM
I'm really glad to hear that you had a positive experience, Tina. I appreciate your kind words and am grateful for the opportunity to assist you with your loan process. Thank you for your recommendation!
Derek was very helpful with my loan today. He helped me out I give this guy five stars. He helped me with my loan. It was amazing. He taught me about all of the stuff that I need to know he’s very professional. I really recommend you to try...
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Reply from Owner
July 14th, 2026 01:19 PM
Thank you Jaxdon so much and I am so grateful to know this is how you felt and your very kind words. I appreciate the recommendation as well and it was a true pleasure to help you purchase your home. Best wishes to you and the best is yet to...
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Derek Adair has received a review with 5 star rating from Seth H
Reply from Owner
July 14th, 2026 01:16 PM
Thank you so much Seth for trusting me to help you purchase your very first home! I am glad to know the process was smooth, easy, and stress free for you which is exactly what we strive for. Best wishes in this exciting new chapter!
Very Awesome person to work with. There was no stress..he guided me every step of the way..not just because its his job but he genuinely cares about his clients..highly recommend!!
Reply from Owner
July 14th, 2026 01:17 PM
Thank you so much, Doris, for your kind words. I'm happy to hear that you felt guided and stress-free during the process. Your recommendation means a lot to me.
Derek was incredibly accommodating and reassuring throughout the entire process, especially being a first time buyer. He took great care navigating our particular needs during a complex time due to the nature of my non-linear income and made...
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Reply from Owner
July 14th, 2026 01:17 PM
Josh, I'm truly grateful for your kind words and am pleased to hear that you felt supported throughout the process. It was a privilege to assist you, especially given the complexities you mentioned. I'm glad everything worked out well, and...
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We had an amazing experience with Derek! From day one, he took the time to explain everything, answered all of our questions, and never made us feel overwhelmed—even when we had no idea how the process worked. He was always available to answer...
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Reply from Owner
February 4th, 2026 09:14 PM
Alyssa, thank you so much—this really made my day! 😊I loved working with you guys and I’m thrilled everything went smoothly. You were great to work with, and if you ever need anything down the road, I’m always here.Seriously appreciate you...
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Derek Adair was an excellent lender!! He explained each step of the process of the loan re-fi and explained everything to me answered all my questions. He is very personable and very knowledgeable. I would recommend him for all your loan needs!!!...
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Reply from Owner
December 15th, 2025 04:50 PM
It's great to hear that you had a positive experience with my assistance, Barbara. I'm pleased that my explanations and support throughout the loan refinancing process were helpful to you. Your recommendation means a lot, and I'm grateful for...
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Derek has been amazing thru the process of us buying our home here in Michigan about a year ago. When rates dropped for VA, he reached out right away to help us refinance to the lower rate. I wholeheartedly recommend Derek for all your mortgage...
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Reply from Owner
December 15th, 2025 04:51 PM
I'm truly pleased to know that you had a positive experience with both buying your home and refinancing when the opportunity arose. Helping you navigate these important steps was my privilege, and I deeply appreciate your trust. Thank you for...
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Derek was so helpful throughout the entire process. As first-time homebuyers, the process was entirely foreign to us, and he took the time to explain and re-explain everything to us so we felt comfortable. He also made himself available morning,...
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Reply from Owner
December 8th, 2025 06:08 PM
I truly appreciate your kind words, Kady. It was a pleasure to assist you as you navigated the home-buying process for the first time. I'm glad I could help make things clearer and more comfortable for you. Always here whenever you might need...
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About
Derek Adair - Union Home Mortgage is located in Rochester, MI, and specializes in providing comprehensive mortgage services. Our dedicated team is committed to assisting clients in navigating the intricacies of the home financing process, offering tailored solutions to meet diverse needs. We are laser focused on clear and consistent communication along with transparency, integrity, and accuracy. We aim to empower individuals and families to achieve their homeownership goals confidently. Every client as well as their needs are different, so we focus on the individual to ensure their complete confidence and satisfaction from start to finish."
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Specialities
Conventional
FHA
VA
USDA
Renovation Loans
Construction to Permanent
HELOC
Purchase
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Positions
- Union Home Mortgage - Senior Loan OfficerFeb 29th, 2024 - Current
- Caliber Home Loans - Senior Loan OfficerAug 10th, 2020 - Feb 28th, 2024
Memberships
- NMLS
- Zillow
- Google Business
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Addresses and Serving Areas
Primary Serving Area
Year Started
2020
Time Zone
Eastern Standard Time (EST)
Licenses
- Michigan
- Florida
- Texas
Gallery
Awards
Achievements
- Top Fundings November 2020
- Senior Loan Officer
- Renovation Loan Expert
Hobbies
- Movies
- Music
- Gaming
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Disclaimer
Derek Adair | NMLS #2012353 | P. 5866129827 | 92 Mill Street. Rochester, MI 48307 | https://www.uhm.com/loan-officers/derek-adair/ | OH RMLA RM.802837.000
Union Home Mortgage Corp. | NMLS #2229 | nmlsconsumeraccess.org | 8241 Dow Circle, Strongsville, OH 44136 | 800-767-4684 | Union Home Mortgage Corp. is an Equal Housing Lender. Loans are available on a fair and equal basis regardless of race, color, national origin, religion, sex, handicap, marital status, sexual orientation, gender identity, familial status (having children under the age of 18), age (if old enough to enter a contract), because income is from public assistance, or because a right was exercised under the Consumer Credit Protection Act.