Lend4Less.com: Dennis Hughes, Mortgage Broker
Mortgage Broker NMLS# 178729
Experience the Difference working with a highly skilled lender who cares about your needs & consistently delivers the best rates! ---30 years in the mortgage business -- over 10,000 closed loans as a loan officer, sales manager and mortgag... Show More
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Business Hours
Tues
8 AM to 6 PM
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
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Reviews from Web
Dennis was so knowledgable and helpful throughout this loan process, which we could have closed in 2 weeks if we had wanted to! He provided information on all options and made recommendations based on what I needed. Plus we had some fun and...
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Reply from Lend4Less.com: Dennis Hughes, Mortg...
October 15th, 2025 11:12 PM
Thanks Shannon for the review! I thoroughly enjoyed working with you on this home purchase. You made the process fun with your wit and intelligence--and the laughs were an added bonus. Thanks for trusting me with your home loan!
We can honestly say out of everybody involved in our home buying process, Dennis was the most knowledgeable guide and significant resource for us! His transparency, wisdom, and caring demeanor made him the perfect lender as first time home...
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Reply from Owner
September 7th, 2023 12:00 AM
Thank you for the kind words Ashley and Ryan! It's a pleasure to work with first time home buyers like yourselves who research and then ask very detailed questions. I'll always be available as a resource for you going forward. Reach out anytime...
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Don't you hate it when you inquire about refinancing your home, and your phone begins ringing off the hook?? Dennis is the real deal, and with no arm-twisting pressure! He has financed, as well as financed, homes for us. I'm a realtor, myself,...
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Reply from Owner
May 11th, 2021 12:00 AM
Donna-thank you! Always here any time I'm needed.
Dennis was absolutely wonderful to work with during our first home purchase. He answered all of our questions with so much thought and detail and always responded in minutes. His experience and attentiveness made me feel confident that he had...
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Reply from Owner
May 10th, 2021 12:00 AM
Alex-thank you for your kind words! It was a real pleasure being a part of your home purchase. Enjoy your new home and please feel free to contact me anytime with questions.
Dennis is a very kind and knowledgeable Gentlemen. He was very helpful helping me understand my Escrow, homeowners insurance policy issues I am having. Thank you for your time, and for all your help,GinaMarie
Reply from Owner
May 7th, 2021 12:00 AM
Thank you GinaMarie! Always happy to help and answer any questions you have.
I just closed on a second home in a highly controlled mountain community with wildfire risk. Dennis came highly recommended by my realtor, and soon after my initial communication, I quickly knew why. Dennis was not only very knowledgeable,...
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Reply from Owner
August 5th, 2020 12:00 AM
Thanks Jade for the kind words! It was a pleasure being a part of your vacation home purchase. You made my job a ton easier by your professionalism and how quickly you provided everything needed. Enjoy the mountains and the trees-and that beautiful...
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Dennis was so incredibly helpful as we purchased our first home! He was great at communicating with us and keeping us informed with regular updates on the status of the loan. Even during the stressful time of COVID-19, Dennis made sure that...
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Reply from Owner
May 13th, 2020 12:00 AM
Thank you Meghan & Jim-it was a pleasure working with you on your first home. Enjoy your hard work!
My husband and I quoted with a couple of different lenders throughout our process and none compared. Not just price wise but the relationship and service we received, we know we wouldn’t have found it with the other lenders. Dennis is extremely...
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Reply from Owner
January 7th, 2020 12:00 AM
Thanks Jackelyn and Leo! You have a wonderful family and I am so grateful to be a part of your first home purchase. Thank you for allowing me to help and I'll always be here for any questions you have in the future. Enjoy your new home, you...
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Dennis has done my purchase and a refi and without him we would not have got the deal closed on our purchase! On our refi he was able to get the best rate and super fast, we closed in less than 21 days.. I recommend him for any home lending...
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Reply from Owner
December 5th, 2019 12:00 AM
Thanks Jamie & Gerardo! Since that first purchase loan 9 years ago -- and all the loans since---you two are awesome to work with! Good luck on the new business venture.
My husband and myself can' t say enough about Dennis. His knowledge, professionalism and ability to make you feel very comfortable through this process was awesome. He keeps you updated on every aspect, and tells you your options, you are never...
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Reply from Owner
November 8th, 2019 12:00 AM
Thanks Alice & Doug for the kind words. And thanks for allowing me to be a part of your home buying experience--you two deserve the best!
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About
Experience the Difference working with a highly skilled lender who cares about your needs & consistently delivers the best rates! ---30 years in the mortgage business -- over 10,000 closed loans as a loan officer, sales manager and mortgage company owner! ---You communicate with me from start to finish -- I'm always available & ready to provide solutions with straight forward answers--and no sales pitch! I beat 99% of other lenders rates & fees -- and pass on the savings to borrowers like you! How? -- I keep my company overhead small and lean and capitalize on my 10,000+ funded loan experience to streamline your loan process, reduce your costs & eliminate loan hassles!
Products & Services
Mortgage Broker
FHA Home Loan
Jumbo Home Loan
Conventional Home Loan
Home Equity Loan
Specialities
Conventional
FHA
USDA
Jumbo
VA
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Positions
- Lend4less.com - Mortgage Broker
Memberships
- Nationwide Mortgage Licensing System (NMLS)
- California Department of Real Estate Licensed Broker
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Licenses
- NMLS #178729
- California RE Broker since 1988 ID 01001409
Gallery
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+2
Awards
Fastest purchase l...
Hobbies
- Fitness -gym rat, lifting for 40+ years
- Travel with my wife
- SF 49ers -season ticket holder
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Disclaimer
Disclaimer: All information provided is deemed reliable but is not guaranteed and should be independently verified. The accuracy of all information is not guaranteed and should be independently verified through personal inspection and/or with the appropriate professionals. All representations are for informational purposes only and are subject to errors, omissions, or changes without notice