

Baldeep Khosa
Sales Manager

Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business ... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
He went above and beyond to help expedite the process. He guided us through challenges and consistently found solutions in order to close in a timely manner with the best outcome for us.
Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
I really appreciate the feedback and am looking forward to working with you again.
Ur patience
Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
Thank you for the 5-Star review. If you need anything, feel free to give us a call.
Deep and his team were detail oriented and made sure to request all the information needed for a smooth closing. It's always tedious when applying for a mortgage, but grateful to work with a team that is patient and informative every step of...
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Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
Brandon, like you mentioned its more difficult to get a mortgage now that it has ever been, but when you have our team behind you to ensure we get to closing in a timely manner. We appreciate you as a repeat client AND for all the referrals...
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We never felt alone. There was always someone to talk to and they will take their time to explain things to your best understanding.
Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
Ms. Benedicta, it was a pleasure helping you purchase your first home. There are always a lot of questions and concern, but I am glad my team and I were able to get you into your new home!
I have worked with Fidelity Direct Mortgage and Deep on many loans for my clients, all of which have been smooth, timely and successful! This transaction was no different, we closed early and with no issues. Thank you!
Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
Mehrnoosh, thank you so much for the review. You are always a pleasure to work with. In one of our calls last week I thought Mehrnoosh always sounds like she is smiling on the other side of the phone. Always so friendly and wonderful to speak...
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Update to my previous rating which was a mistake! If I could give Baldeep 100 stars I would. He was very informative and me and my wife were very confident having him as our lender. I recommend him 100% if your looking to get a home loan for...
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Reply from Baldeep Khosa
October 14th, 2026 05:49 PM
Thank you for the redo Corey! Much appreciated
From the very beginning to the end of the process, my lender, Deep, was exceptional. He was incredibly knowledgeable about every step and every detail. Deep went above and beyond to ensure I always felt at ease and confident in each decision....
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Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
Thank you So much Ms. Young. Your patience and persistence paid off. We will continue to be in in touch, and will venture refinancing your loan to lower rates when that time comes
i am impressed with their thorough pre-qualification process.
Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
I'm pleased to hear that you found the pre-qualification process thorough, Winnifred. Ensuring a comprehensive and smooth experience is always a priority for me. Thank you for sharing your positive feedback.
I am First time home buyer and the process was very tedious but I love what the team.did ,they were always explaining and trying their best to make me understand all the paperwork. Really appreciate them all. And Deep Thank you for so much....
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Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
Ama, it was my pleasure working with you and finding the best solution for you and your family. So happy we were able to help you all, and look forward to continuing to work with you in the future when rates drop.
Good communication
Reply from Baldeep Khosa
August 7th, 2026 04:25 PM
Nana, thank you so much for the review! We try to do our best to communicate throughout the process. Next up we have to refi your other sister to a lower rate program!
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About
Fidelity Direct Mortgage, a brand of Absolute Home Mortgage Corp, is headquartered in Fairfield, NJ and provides quality mortgage banking services to existing homeowners and new home buyers. We're committed to the integrity of our business and providing exceptional lending services to people at every stage of owning a home.
As experienced mortgage bankers, we believe in matching individuals with the best loan that meets their unique needs, even under challenging conditions. As a result of the recent economic climate, homeowners are searching for new ways to accommodate tighter budgets and we're excited to give people the opportunity to save money through the smart lending services at Fidelity Direct Mortgage.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS ID 1190623
Disclaimer
All borrowers may apply, not all borrowers may qualify. This is not a commitment to lend. Subject to credit approval and underwriting guidelines. Rates, terms, and programs are subject to change without notice. Some products may not be available in all states. This advertisement was not issued, reviewed, or approved by HUD, FHA, VA, or any other government agency. Absolute Home Mortgage Corporation is not acting on behalf or at the direction of FHA/HUD or the federal government. Absolute Home Mortgage Corporation is an Equal Housing Lender.
Absolute Home Mortgage Corporation, D/B/A Fidelity Direct, Fidelity Direct Mortgage. NMLS ID# 176743 (www.nmlsconsumeraccess.org); Please visit https://ahmcloans.com/state-licensing/ for full state licensing information. 165 Passaic Avenue, Suite 411, Fairfield NJ 07004. Phone number 855-888-2462. California – Loans made or arranged pursuant to a California Financing Law license, DFPI Financing Law License #603L578; Colorado Mortgage Company Registration; Delaware Office of the State Bank Commissioner Lender License #025694; District of Columbia Mortgage Dual Authority License #MLB176743; Florida Office of Financial Regulation Mortgage Lender License #MLD424, Mortgage Lender Servicer License # MLD2617; Georgia Mortgage Lender License/Registration # 176743; Illinois Residential Mortgage Lender MB. 6761437; Indiana-DFI Mortgage Lending License # 70384; Maryland Division of Financial Regulation Mortgage Lender License # 176743; Michigan 1St Mortgage Broker/Lender License # FL0024163, 2nd Mortgage Broker/Lender Registrant # SR0024199; Licensed by the New Jersey Department of Banking and Insurance - Residential Mortgage Lender License # 9826392; North Carolina Mortgage Lender License #L-177842; Licensed under Ohio Mortgage Lending Act Certificate of Registration #RM.850254.000; Oklahoma Mortgage Lender License # ML016776; Oregon Mortgage Lending License # 176743, NMLS ID # 176743; Licensed by the Pennsylvania Department of Banking and Securities License #34628; South Carolina BFI Mortgage Lender #MLS-176743, MLS - 176743 OTN #1, MLS - 176743 OTN #2, MLS - 176743 OTN #3; Tennessee Mortgage License # 221915; Texas- SML Mortgage Banker Registration; Virginia State Corporation Commission # MC-5924; West Virginia Mortgage Lender License # ML-176743.