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Declan Hartnett - VP of Mortgage Banking | NMLS # 1679954 in Chicago, IL

Declan Hartnett

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VP of Mortgage Banking | NMLS # 1679954

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"BUYING A HOME IS A MONUMENTAL MOMENT.  I’M HERE TO HELP MY CLIENTS ENJOY THAT MOMENT." Declan grew up on the Southside of Chicago in Beverly and is a graduate of the well-known Mount Carmel High School. Declan developed a passion for hock...... Show More
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Overall Ratings
4.99
(150)
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Reviews from Web
  • 5.0
    Zillow
    R
    Ryan B
    Louisville, KY
    Posted on January 6th, 2024 12:00 AM
    Declan is the best at what he does, and that is getting his clients into homes at the most affordable rates possible. Not only that, but he has strategies to mimimize upfront investment and maximize long-term equity. I highly recommend Declan...
    read more
  • 5.0
    Encompass
    A
    Austin K
    CHICAGO, IL
    Posted on May 30th, 2026 11:34 AM
    Declan and his team were responsive and offered fantastic help. Everything was right on time and went as planned
  • 5.0
    google
    A
    Austin K
    Posted on May 28th, 2026 02:33 AM
    Declan and his team were fantastic! Any questions or concerns were answered in a timely manner and he is always thinking a step ahead throughout the process. He made the first time purchasing a home stress free! Can’t thank Declan enough!
    Reply from Owner
    May 29th, 2026 02:53 PM
    Thank you, Austin! It was a pleasure working with you!
  • 5.0
    Encompass
    M
    Megan G
    OAK LAWN, IL
    Posted on May 7th, 2026 04:35 PM
    Communication with Declan and his team was always quick and efficien!
  • 5.0
    Encompass
    K
    Kayleigh R
    OAK LAWN, IL
    Posted on April 15th, 2026 05:07 PM
    Super helpful and responsive whenever I had questions
  • 5.0
    google
    N
    Nell V
    Posted on April 10th, 2026 02:21 PM
    Declan and his team went above and beyond to make purchasing our first home as easy as possible. He was so helpful in determining our budget and planning, quick to respond with any questions, and explained exactly how the process worked. We...
    read more
    Reply from Owner
    May 29th, 2026 02:53 PM
    Thank you, Nell! We loved working with you!
  • 5.0
    Encompass
    J
    John D D
    CHICAGO, IL
    Posted on April 3rd, 2026 03:34 PM
    Declan was fantstic throughout the process---super quick to respond to questions, very thorough and knowlegeable. A great experience in every way!
  • 5.0
    Encompass
    J
    Jill M D
    CHICAGO, IL
    Posted on April 1st, 2026 02:22 PM
    Declan helped us every step of the way. He and his team are fantastic!
  • 5.0
    google
    S
    Sam S
    Posted on December 3rd, 2025 08:19 PM
    Declan and his team made buying our first home beyond enjoyable and stress free. I can’t thank him enough for making my wife and I feel comfortable throughout the entire process. Always accessible to answer questions, ahead of the game when...
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    Reply from Owner
    December 15th, 2025 03:22 PM
    Appreciate the kind words, Sam! It was a pleasure working with you and your family!
  • 5.0
    Encompass
    R
    Rachel D
    EVANSTON, IL
    Posted on November 21st, 2025 06:16 PM
    Thank you Declan!
  • 10 of 150
    About
    "BUYING A HOME IS A MONUMENTAL MOMENT.  I’M HERE TO HELP MY CLIENTS ENJOY THAT MOMENT." Declan grew up on the Southside of Chicago in Beverly and is a graduate of the well-known Mount Carmel High School. Declan developed a passion for hockey at an early age. His time on the rink taught him the importance of hard-work and perseverance, and earned him the opportunity to play hockey at Western Michigan University while earning his degree in Marketing from the Hayworth College of Business. In this highly competitive environment he learned the importance of teamwork and leadership in achieving success. As a mortgage banker, Declan continues to bring his work ethic, team approach and contagious attitude to help his clients navigate the mortgage process. He is an avid student of the industry and a graduate of XINNIX, The Mortgage Academy of Excellence. A distinction earned by less than 1% of all mortgage bankers in the United States. Declan’s goal is to be a trusted mortgage adviser to his clients so they can enjoy the home buying / refinancing process. Working with a XINNIX-trained mortgage banker like Declan ensures you will be doing business with a knowledgeable professional you can trust.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Home Renovation Loan
    Mortgage Refinance
    Bridge Loans
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    223
    /850
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    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS # 1679954
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