Declan Hartnett
VP of Mortgage Banking | NMLS # 1679954
"BUYING A HOME IS A MONUMENTAL MOMENT. I’M HERE TO HELP MY CLIENTS ENJOY THAT MOMENT."
Declan grew up on the Southside of Chicago in Beverly and is a graduate of the well-known Mount Carmel High School. Declan developed a passion for hock... Show More
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Declan is the best at what he does, and that is getting his clients into homes at the most affordable rates possible. Not only that, but he has strategies to mimimize upfront investment and maximize long-term equity. I highly recommend Declan...
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Declan and Val were Very Helpful Helping Me in the Process of my Loan.
If you’re looking for a lender in the Chicagoland area or down in Dallas, Declan is your guy. Declan got my wife and I one of the most competitive mortgage rates we found anywhere, with low closing costs to match. Highly recommend.
Reply from Owner
August 13th, 2026 03:46 PM
Thank you so much for the review Chad! It was great working with you and your wife!
This was not an ordinary home buying situation for most, but Declan was with us every single step of the way and made us feel comfortable every day. He answered at all times of the day, put us first and gave us the positive reassurance we needed...
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Declan is the absolute best. Knows the mortgage market better than AI on steroids. No creative loan he cannot figure out.
Reply from Owner
August 13th, 2026 03:44 PM
Thank you Ryan! As always, it was a pleasure working with you!
Working with Declan and his team was honestly one of the best parts of our home-buying experience. He made the entire process feel so much less overwhelming, was always quick to answer our questions, and kept us informed every step of the way....
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Declan os is timely with responses and always professional ans and resourceful.
Declan was fantastic to work with throughout our home-buying process. He was incredibly knowledgeable, responsive, and always available to answer our questions. When we ran into a last-minute homeowners insurance issue, he used his connections...
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Reply from Owner
July 29th, 2026 12:57 PM
Thank you so much for the review Austin! It was a pleasure working with you both!
Declan made our first time home buying experience seamless from start-to-finish. He was always readily available, thoroughly explained all steps, communicated any needs from our end to ensure we stayed on track, and made sure his entire team...
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I highly recommend working with Declan and his team for your financing needs! He made the entire loan process incredibly smooth. Communication was flawless from day one, and he moved quickly to ensure everything was approved in a timely manner....
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About
"BUYING A HOME IS A MONUMENTAL MOMENT. I’M HERE TO HELP MY CLIENTS ENJOY THAT MOMENT."
Declan grew up on the Southside of Chicago in Beverly and is a graduate of the well-known Mount Carmel High School. Declan developed a passion for hockey at an early age. His time on the rink taught him the importance of hard-work and perseverance, and earned him the opportunity to play hockey at Western Michigan University while earning his degree in Marketing from the Hayworth College of Business. In this highly competitive environment he learned the importance of teamwork and leadership in achieving success.
As a mortgage banker, Declan continues to bring his work ethic, team approach and contagious attitude to help his clients navigate the mortgage process. He is an avid student of the industry and a graduate of XINNIX, The Mortgage Academy of Excellence. A distinction earned by less than 1% of all mortgage bankers in the United States.
Declan’s goal is to be a trusted mortgage adviser to his clients so they can enjoy the home buying / refinancing process. Working with a XINNIX-trained mortgage banker like Declan ensures you will be doing business with a knowledgeable professional you can trust.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Adjustable Rate Mortgages
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Time Zone
Central Standard Time (CST)
Licenses
- NMLS # 1679954
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