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Debra Smith at CrossCountry Mortgage
Producing Branch Manager | NMLS #1066945

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Plano, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering... Show More
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Debra Smith at CrossCountry Mortgage has received a review with 5 star rating from Larry A
Reply from Owner
November 2nd, 2026 01:55 PM
Thank you for the excellent rating, Larry. At CrossCountry Mortgage, LLC, I aim to provide a positive experience for all my clients.
Great experience!
Reply from Debra Smith
October 30th, 2026 06:10 PM
I'm happy to hear you had a great experience, Larry. At CrossCountry Mortgage, LLC, I strive to ensure a smooth and positive process for everyone.
Debra was amazing to work with. She made my first time home buyer process go very smoothly. Debra was a wealth of knowledge and explained each step along the way.
Reply from Debra Smith
October 22nd, 2026 08:26 PM
Wayne, I'm pleased to hear that your first-time home buyer experience went smoothly with my guidance. At CrossCountry Mortgage, LLC, providing clear explanations and support is something I always strive for. Thank you for your kind words.
Got the deal to closing!
Reply from Debra Smith
October 12th, 2026 07:00 PM
Jeffrey, I'm glad we could successfully get your deal to closing. At CrossCountry Mortgage, LLC, facilitating a smooth process is always my priority.
Debra is amazing. Always available. Great communication. Extremely knowledgeable and able to explain everything to us. We needed a lot of explanations for sure. Would have been lost without her
Reply from Owner
August 4th, 2026 07:18 PM
Max, I appreciate your kind words and am glad that you found my communication and explanations helpful. It's good to know I could support you throughout the process at CrossCountry Mortgage, LLC. If you have any future questions or need assistance,...
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Debra is amazing. Always available. Great communication. Extremely knowledgeable and able to explain everything to us. We needed a lot of explanations for sure. Would have been lost without her
Reply from Debra Smith
August 3rd, 2026 08:29 PM
Steven, I'm thankful for your kind words and appreciate that you found my communication and explanations helpful. It's good to know that I could be there for you throughout the process. If you need any more assistance in the future, feel free...
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Debra's knowledge of the market, financial product, and her customer service make her a true professional. she's a pleasure to work wit.
Reply from Debra Smith
July 15th, 2026 09:25 PM
Thank you Joe for the nice feedback. It makes my job so much easier working with a Realtor of your caliber. Thank you for trusting me with your clients.
Debra Smith at CrossCountry Mortgage has received a review with 1 star rating from Barley M
Debra was amazing to work with from start to finish. Communicated clearly, and was always responsive and available for my many questions. Would strongly recommend and will be back for my next home purchase.
Reply from Owner
June 2nd, 2026 03:49 PM
Curtis is was a pleasure working with your family. Thank you for the great review and comments. My team will be ready to assist on your next one as well. Enjoy the new home.
Debra was amazing to work with from start to finish. Communicated clearly, and was always repsonsive and available for my many questions. Would strongly recommend and will be back for my next home purchase.
Reply from Debra Smith
June 8th, 2026 07:37 PM
Curtis, I'm grateful for your kind words and am pleased to hear that you found my communication clear and responsive throughout the process. It's wonderful to know you're considering coming back for your next home purchase. Thank you for your...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Plano, TX. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #1066945 | Branch NMLS #2771279
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loan
VA Loan
Jumbo Loan
Fixed Rate Mortgage
Adjustable Rate Mortgage
FHA Loan
USDA Home Loan
FHA 203k Limited Refinance
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Memberships
- NMLS
- Metro Tex
Year Started
2003
Time Zone
Central Standard Time (CST)
Licenses
- 1066945
Awards
D Magazine
Hobbies
- Wake Surfing
- Travel
- Football
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Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095