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Denise Baker - First Commonwealth Mortgage
Senior Mortgage Loan Originator | NMLS# 288338

Denise Baker has worked in the Mortgage industry for 25 years, covering Ohio, West Virginia and Pennsylvania.
Her experience provides an advantage in creating streamlined transactions for customers, in the ever-changing mortgage industry. D... Show More
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Denise is wonderful with everything!!
Reply from Denise Baker
January 2nd, 2026 08:47 PM
Elissa, I appreciate your kind review. It's gratifying to know that you had a positive experience throughout the process. If you have any further questions or need assistance in the future, I'm just a call away. Thank you for your support!
I would recommend Denise to anyone looking for a loan. She is the best!
Reply from Denise Baker
January 1st, 2026 05:32 PM
Christine, I'm grateful for your recommendation and kind words. I'm pleased to hear that you feel confident in my ability to assist with loans. If you or anyone you know needs further assistance, I'm here to help whenever needed. Thank you!
Besides being extremely knowledgeable, Denise is a very down to earth warm person. I would highly recommend her expertise to anyone looking to finance a loan.
Reply from Denise Baker
January 1st, 2026 04:18 PM
Gary, it's encouraging to hear that you found my approach both knowledgeable and approachable. Being able to convey warmth and understanding alongside expertise is important to me. Your recommendation means a lot, and I'm here if you or anyone...
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Denise had all the possible promotions i could get and created a more affordable closing cost amount. She worked with me every step of the process of getting the home loan.
Reply from Denise Baker
December 20th, 2025 03:14 PM
I'm pleased to hear that I could assist you with securing the best promotions and lowering your closing costs, Brian. Working closely with you through every step of obtaining your home loan was important to me, and I'm glad it made a difference....
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Constant communication, knowledgeable, always available for questions.
Reply from Denise Baker
December 9th, 2025 04:52 PM
Marissa, I’m grateful for your feedback. Staying accessible and informed are priorities for me, and I’m glad it made a positive impact on your experience. If you ever have more questions or need assistance in the future, please feel free to...
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I don't know how we could have done the home-buying-mortgage process without Denise's help. As a first time home buyer, there was so much to know; Denise was super helpful from our first call, she was available, understanding and flexible to...
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Reply from Denise Baker
December 9th, 2025 04:16 PM
Narendra, I'm really pleased to know that my support was valuable to you during the home-buying process. Navigating the world of mortgages can be daunting, and I'm glad I could help simplify things for you. It's important to me to be available...
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Her responsiveness and patience with us.
Reply from Denise Baker
December 1st, 2025 09:49 PM
It's great to know that you appreciated my responsiveness and patience, Richard. I aim to be as supportive as possible throughout the mortgage process. If there's ever more I can do to assist or any questions arise, please don't hesitate to...
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I could never say enough amazing things about Denise. As first time homebuyers, we honestly needed all the help we could get! Denise was the second lender I talked to, and immediately surpassed the first. From day one, she explained every thing...
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Reply from Denise Baker
November 27th, 2025 03:33 PM
Payge, I truly appreciate your heartfelt words. It's rewarding to know that I could support you throughout your journey as first-time homebuyers. Helping to clarify and guide you through each step was my pleasure, and I'm glad it made a difference....
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Denise maintained fantastic communication. She answered all messages within an hour. She was a great advisor. She was beyond patient with many questions. She exceeded expectations and went above and beyond her job many times. We will recommend...
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Reply from Denise Baker
November 27th, 2025 05:07 PM
Dana, it's wonderful to hear that my communication and guidance were helpful throughout your home-buying journey. I aim to make the process as smooth as possible, and your feedback on my responsiveness and patience is very much appreciated....
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Denise Baker made the very overwhelming and difficult ordeal much easier. She was the only bright spot in the whole process. We found her very knowledgeable and extremely helpful!
Reply from Denise Baker
November 21st, 2025 02:54 PM
It's reassuring to know that I could be a positive part of your experience, Karen. I'm glad I could assist in making things a bit easier and provide the support you needed. Your words about my knowledge and help mean a lot to me. If you ever...
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About
Denise Baker has worked in the Mortgage industry for 25 years, covering Ohio, West Virginia and Pennsylvania.
Her experience provides an advantage in creating streamlined transactions for customers, in the ever-changing mortgage industry. Denise’s goal is to always exceed her customers’ expectations when it comes to new home purchases as well as refinances, and she’s well-versed in Conventional, Portfolio, FHA, USDA, VA and Construction loans.
Denise lives in Columbiana County Ohio.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Construction Loan
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Qualified Mortgage Pre-Approvals
Specialities
First Time Homebuyer Programs
Construction Loans
Bridge Loans
Medical Professional Mortgages
Fixed Rate Mortgages
Adjustable Rate Mortgages
FHA Loans
VA Loans
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1987
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 288338
Disclaimer
First Commonwealth Mortgage NMLS # 479240 | Individual NMLS # 288338