David Jr
Mortgage Loan Originator
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
As a first time homebuyer, I naturally did not know much about the process required to buy a house. I started reaching out to people for guidance and found Dave. He met with me via Zoom and talked me through the process for hours. I can confidently...
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Reply from Owner
May 13th, 2026 12:00 AM
Thank you so much for your kind words! We understand that buying your first home can feel overwhelming, and we are so happy to hear that Dave took the time to guide you through every step of the process and make sure you felt comfortable and...
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This is our first time using Dave to finance our property in the Northern Neck of Virginia. Dave was a great support to us. We had to close in 30 days and accordingly, it was a tight timeline to accomplish all of the necessary tasks to meet...
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Reply from Owner
May 6th, 2026 12:00 AM
Thank you so much for your kind words and for trusting Dave and the team with your financing needs in the Northern Neck of Virginia! We know how stressful a 30-day closing timeline can be, especially with the added challenges that can come...
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Dave’s experience, knowledge, and natural ability to connect with people set him apart as a lender. I used a Bridge Loan to manage the sale of my old home while purchasing a new one—no small task—and Dave’s expertise, patience, and guidance...
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Reply from Owner
May 5th, 2026 12:00 AM
Thank you so much for sharing your experience! We’re thrilled to hear that Dave’s knowledge, communication, and dedication made such a positive impact throughout your homebuying journey. Bridge loans can certainly be complex, and we’re glad...
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This was the 2nd time using David and his team . We have had nothing but exceptional experience with them. They are very personable, friendly, helpful and knowledgeable. Very dependable and there any time you have a Question. Top notch in my...
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Reply from Owner
May 5th, 2026 12:00 AM
Thank you so much for your continued trust in David and his team! It truly means a lot to us that you chose to work with us again. We’re thrilled to hear that your experience was exceptional once more and that the team’s personable, knowledgeable,...
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This is our second time working with Dave, and we are just as happy this time as we were the last time. He is so patient with all of our questions, and he is incredibly responsive any time we reach out. Davie is always willing to jump on a...
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Reply from Owner
May 1st, 2026 12:00 AM
Thank you so much for your continued trust and kind words! We’re truly honored to have had the opportunity to work with you again. Dave takes great pride in being responsive, transparent, and making sure every question is answered clearly—so...
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As a first time home buyer it has been a pleasure working with Dave, he has helped ease all of our fears by going above and beyond with taking time to show us a PowerPoint on a zoom call of expenses. Dave also fought to get our interest and...
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Reply from Owner
April 20th, 2026 12:00 AM
Thank you so much for sharing your experience! We’re thrilled to hear that your first homebuying journey was such a positive one. Dave truly takes pride in educating and guiding his clients every step of the way, and it’s great to know his...
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Dave was an exceptional help and an extremely knowledgeable lender to work with! My husband and I just bought our first home, and Dave helped explain all the information to us every step of the process. Not only was he quick with responding,...
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Reply from Owner
April 17th, 2026 12:00 AM
Thank you so much for your kind words! We’re thrilled to hear that Dave provided such exceptional support throughout your homebuying journey. Buying your first home is a big milestone, and we’re glad he was able to make the process clear, responsive,...
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Dave is so knowledgeable about everything related to buying a home. He made what's usually a stressful, complex process simple to understand. He advised us on things like buying down our rate and helped us understand the VA loan. He also hustled...
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Reply from Owner
April 6th, 2026 12:00 AM
Thank you so much for your kind words! We’re thrilled to hear that Dave made your homebuying experience smooth and easy to understand—especially with navigating options like buying down your rate and utilizing your VA loan benefits. His dedication,...
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Dave Couk is the ultimate mortgage professional. I’ve closed with him three times an each and every time he takes the time to ensure I understand the process, oversees everything and stays on top of it all. With his help we’ve been ready to...
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Reply from Owner
February 12th, 2026 12:00 AM
Thank you so much for your continued trust and for taking the time to share this! We are incredibly proud to have Dave Couk on our team. His commitment to communication, attention to detail, and proactive approach are exactly what we strive...
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My husband and I recently purchased our first home together, and I can’t possibly say how easy and enjoyable Dave and his whole team made our experience. He was so pleasant, flexible, and knowledgeable so we knew what to expect around every...
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Reply from Owner
October 20th, 2025 12:00 AM
Thank you so much for your kind words and for trusting Dave and our team to help with such an important milestone! We're thrilled to hear that your first home-buying experience was smooth and enjoyable — that's exactly what we strive for. It...
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About
At IHMC, you will find a creative team of mortgage loan originators available to assist you in finding the financing that suits your needs. We specialize in custom mortgages with lending solutions to best support your current life situation. We have an array of home loan programs to choose from and will educate you and walk you through the process every step of the way. With our team of experienced loan officers, we will make your experience as hassle free as possible. Whether you are a first time home-buyer or a seasoned homeowner we are here to assist you with your mortgage financing. We understand that it is more than just an investment; it’s your home.
Products & Services
Mortgage Lender
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Mortgage Refinance
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Year Started
2000
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 399299