

David Hutchison
VA Loan Specialist | Loans by Hutch, powered by NE...

Mortgage loan originator since 2000. Broker with NEXA Lending in Medford, NJ, focused on VA loans and licensed in New Jersey, Pennsylvania, and Florida.
VA loans first, and every other loan too
I'm David J. Hutchison II, "Hutch" to most p... Show More
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9 AM to 5 PM
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Reviews from Web
Had a wonderful time working with Dave! Thank you for being apart of us finding our beautiful home to raise our children in!
Reply from Owner
October 17th, 2022 04:16 PM
Thank you JessieLynn, the pleasure is mine! I hope you are enjoying your new home!
Super responsive! He was always one step ahead of where we thought we needed to be. Very professional and helped us close ahead of schedule. He made the whole process of re-fi super easy and took the time to explain what was happening and why...
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Reply from Owner
October 17th, 2022 04:17 PM
Thank you for the great review James!!
Dave is thoughtful and professional. He answered our questions and concerns in a timely manner. Lastly, he delivered on his promise to get us the lowest possible rate on our mortgage.
Reply from Owner
October 17th, 2022 04:17 PM
Thank you Victor, it was a pleasure working with you!
Dave was extremely helpful and detail oriented. This was my first time buying a home, and, with Dave's help, it was super smooth.
Thanks Dave!
Reply from Owner
October 17th, 2022 04:18 PM
Thank you for the great review Scott, it was a pleasure working with you!
Closely works with my realtor sister and got me into a house quickly and efficiently. My process was simple and taken care of and I had a great experience
Reply from Owner
July 15th, 2021 01:25 PM
Thank you for the review James, congratulations on your new home!!
My experience was stellar, I've learned more with my experience than ever before. The services were on point and very professional. I was kept in the loop every step of the way. Dave Hutchinson is very smart and very educated and will go the...
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Reply from Owner
July 7th, 2021 05:12 PM
Joe, thank you very much! I always do my best to provide the best service and experience for every client of mine. Congratulations on your new home!!!
I was referred to Garden State Mortgage from a friend. My experience was excellent, David and the GSM team was very responsive, efficient and easy to do business with!!!
Reply from Owner
July 7th, 2021 05:05 PM
Thank you for the kind words Chuck! I was a pleasure working with you.
David Hutchison has received a review with 5 star rating from Sarah S
Reply from Owner
July 6th, 2021 05:19 PM
Thank you for the 5 stars Sarah!!
David Hutchison has received a review with 5 star rating from Matt D
Reply from Owner
July 6th, 2021 05:20 PM
Thank you for the 5 Stars Matt!!
David Hutchison is amazing, humble person that helped our family out as if it was his family. Just a good person. Lucky and blessed to have him working with us. He navigated us through this process with ease. Great experience.
Reply from Owner
July 6th, 2021 05:19 PM
Thank you so much Mark, it's was a great pleasure getting to work with you and Tara!!
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About
Mortgage loan originator since 2000. Broker with NEXA Lending in Medford, NJ, focused on VA loans and licensed in New Jersey, Pennsylvania, and Florida.
VA loans first, and every other loan too
I'm David J. Hutchison II, "Hutch" to most people, a mortgage loan originator since 2000 and a mortgage broker with NEXA Lending, based at our branch in Medford, New Jersey. My main focus is VA home loans for veterans, active-duty service members, Guard and Reserve members, and military families, including many near Joint Base McGuire-Dix-Lakehurst.
I also help first-time buyers using FHA, conventional, USDA, and down payment assistance programs; self-employed borrowers with bank statement loans; investors with DSCR loans; and homeowners looking at a refinance or cash-out.
Why a broker
As a broker with NEXA Lending, I can shop your loan across a network of wholesale lenders rather than one bank's menu. That matters most when a file doesn't fit a simple checklist, like VA buyers with partial entitlement, self-employed income, or investment properties.
How I work
Plain English, quick answers, and no surprises at closing. Most of the process happens by phone, text, email, and a secure online portal, so it works the same whether you're in Medford, Philadelphia, or Tampa.
Licenses
Individual NMLS #63021
New Jersey Mortgage Loan Originator License
Pennsylvania Mortgage Originator License #60155
Florida Mortgage Loan Originator License #LO67908
NEXA Mortgage, LLC dba NEXA Lending, Company NMLS #1660690; Branch NMLS #2567328, Medford, NJ
Equal Housing Opportunity.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
USDA Loans
Non-QM
DSCR Loans
Self-Employed Mortgages
1099 Income Loans
Home Equity Line of Credit
Specialities
VA Loans
FHA Loans
First-Time Homebuyers
Down Payment Assistance
DSCR Loans
Bank Statement Loans
Refinance and Cash-Out
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Memberships
- NEXA Lending broker network
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2000
Licenses
- NMLS #63021
- Company NMLS #1660690 (NEXA Lending)
- Licensed in New Jersey
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Awards
UWM Top 1% Loan Of...
UWM Top 1% Loan Of...
UWM Top 20 NJ Purc...
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Achievements
- Licensed mortgage loan originator in NJ, PA and FL (NMLS #63021)
Hobbies
- Family time
- Being a dad
- Philadelphia Eagles
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Disclaimer
David J. Hutchison II, Individual NMLS #63021. NEXA Mortgage, LLC dba NEXA Lending, Company NMLS #1660690. Licensed in New Jersey, Pennsylvania, and Florida. Equal Housing Opportunity.