

David Fallarino
VP of Sales | NMLS# 673167

At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local ... Show More
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Business Hours
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8 AM to 5 PM(Open now)
Sat
closed
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closed
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Reviews from Web
Great team, amazing experience.
Brilliant team and experience all around!
Reply from David Fallarino
May 11th, 2026 12:27 PM
David, I appreciate your kind words about the team and the overall experience. It's great to know you found everything brilliant! If there's anything else you need, feel free to reach out.
Very straightforward and easy to work with
Reply from David Fallarino
May 4th, 2026 08:12 PM
Rachael, I'm pleased to know that you found the process straightforward and easy to work with. If you ever have more needs or questions, feel free to reach out.
The team at Cliffco was very knowledgeable, prompt and helpful during our refinancing. They communicated clearly and worked with us and our timelines to gather the right documents and get us the best rate possible! Thank you!
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Reply from David Fallarino
May 4th, 2026 01:20 PM
Greta, I'm glad to hear that the team at Cliffco could assist you effectively during your refinancing. It's great that our clear communication and attention to your timelines helped secure the best rate for you. Thank you for your kind words!...
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First time home owners. David and team were very communicative and answered all our questions.
Reply from David Fallarino
May 4th, 2026 02:55 PM
Tanya, I'm grateful to hear that you found my communication helpful during your home buying process. It's nice to know we could answer all of your questions as first-time homeowners. If you need any further assistance, feel free to reach out....
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Solutions oriented. Worked extremely quickly when we needed a commitment letter.
Reply from David Fallarino
April 28th, 2026 04:58 PM
Miles, I appreciate your feedback on my solutions-oriented approach. I'm glad to hear that the quick delivery of the commitment letter met your needs. If there's anything else I can assist you with, please don't hesitate to reach out.
efficient, clear, communicative.
Reply from David Fallarino
April 27th, 2026 06:15 PM
Thalia, I'm pleased to hear that you found the process efficient and clear. Your kind words about my communication are greatly appreciated. If you have any more questions or need further assistance, please feel free to reach out.
appreciate you all!
Reply from David Fallarino
April 2nd, 2026 06:52 PM
I’m grateful for your appreciation. It’s been a pleasure assisting you. Should you have any more questions or need further assistance, feel free to reach out.
Cliffco has been absolutely amazing to work with throughout my home financing process. Their team was incredibly fast with everything — from pre-approval to clear-to-close and locking my rate — which made a huge difference in reducing stress...
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Reply from David Fallarino
March 10th, 2026 03:55 PM
Richard, I'm pleased to know that you had a positive experience with me and the team at Cliffco. It’s gratifying to hear that our speed and communication aligned well with your needs as an entrepreneur. I understand how frustrating the process...
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It was a pretty smooth experience all around and David and team helped us solve some hairy problems right at the end. There were a few unexpected things that came up (loan being 10K less than we expected, initially we thought we could do an...
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Reply from David Fallarino
March 10th, 2026 03:28 PM
I appreciate your feedback on the experience, Arif. I'm glad to hear that overall things went smoothly and that I could help address the challenges you faced toward the end. While I wish everything had gone as initially planned, it's good to...
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About
At Cliffco Mortgage Bankers, we value every client who enters our office, gives a call, or sends an email our way. You are never just a number to us. As a privately owned and operated lending institution with established roots in our local communities, we pride ourselves on walking our customers through every step of the mortgage loan process. Our commitment to personalized service has earned us an outstanding reputation among accountants, attorneys, builders, financial planners, real estate professionals, and, most of all, among our valued clients. Branch NMLS# 65328.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Home Renovation Loan
USDA Loans
Non-QM
Specialities
Conventional Loans
FHA Loans
Renovation Loans
Non-QM Loans
USDA Loans
VA Loans
Refinancing
Reverse Mortgage
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Addresses and Serving Areas
Primary Serving Area
Year Started
2000
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 673167
Disclaimer
Uniondale, NY
Cliffco, Inc. is not affiliated with or acting on behalf of the FHA or any government entity. Equal Housing Lender. Cliffco, Inc. Corporate NMLS#65328 (www.nmlsconsumeraccess.org) 70 Charles Lindbergh Blvd, Suite 200, Uniondale, NY 11553 (516) 408-7300. Licensed Mortgage Lender by AK Division of Banking and Securities AK65328, AK65328-1; AL Mortgage Broker/Lender License #23581; AZ Mortgage Banker License 1045708; CA DFPI Financing Law License 60DBO-181882; CO Dept. of Regulatory Agencies Division of Banking; CT Department of Banking MCL-65328; DE Office of the State Bank Commissioner 040096; DC Department of Insurance, Securities, & Banking MLB65328; FL Office of Financial Regulation MLD1245; GA Department of Banking & Finance 65328; IL Department of Financial & Professional Regulation MB.6761824; IN Indiana Department of Financial Institutions 70581; KS State Bank Commissioner of Kansas MC.0026625; KY Department of Financial Institutions MC838985; LA Office of Financial Institutions 65328; MD Office of Financial Regulation; NJ Department of Banking & Insurance; Licensed Mortgage Banker by the NYS Department of Financial Services LMBC109800; NM New Mexico Regulation & Licensing Dept.; NC Commissioner of Banks L-211081; OH Department of Commerce Residential Mortgage Lending Act RM.805200.000; OR Oregon Department of Consumer and Business Services 65328; PA Department of Banking & Securities 45275; SC State Board of Financial Institutions MLS-65328; TN Department of Financial Institutions Mortgage License 65328; TX Department of Savings & Mortgage Lending; VA Bureau of Financial Institutions MC-7742; VT Department of Financial Regulation LL-65328; WA State Department of Financial Institutions CL-65328. This is not a commitment to lend or extend credit. Restrictions may apply. All loans are subject to credit and underwriting approval. Not all loan products are available in all states. Rates may not be available at time of application. Information and/or data are subject to change without notice.