Top 5%
Dave Pennington at CrossCountry Mortgage
Branch Manager | NMLS #304758
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner conside... Show More
Location & Business Hours
Business Hours
Wed
8:30 AM to 5 PM
Thu
8:30 AM to 5 PM
Fri
8:30 AM to 5 PM(Open now)
View All days
Search Reviews
Search
Write a Review
Overall Ratings
Filter by Date
Range
Filter by Rating
Reviews from Web
I recently had the opportunity to work with Dave on a transaction, and I was very impressed with his communication and professionalism throughout the process. He was responsive, proactive, and kept all parties informed every step of the way,...
read more
Reply from Owner
July 2nd, 2026 07:00 PM
Victoria, I'm pleased to hear that you were impressed with the communication and professionalism during your transaction. Keeping everyone informed and ensuring a smooth process is always my goal. If you ever need assistance in the future,...
read more
Dave Pennington at CrossCountry Mortgage has received a review with 5 star rating from Dragan V
Reply from Owner
June 30th, 2026 01:22 PM
Thank you, Dragan, for the excellent rating. I'm glad to know that your experience with CrossCountry Mortgage was positive.
True to his word and incredibly fast, Dave worked dillegently to insure the loan was funded and escrow closed within a very tight timelime.
Reply from Owner
June 30th, 2026 01:23 PM
Thank you, Jef, for sharing your experience. I'm pleased to hear that I could meet your expectations and ensure the loan was funded and escrow closed promptly. If you need any further assistance, please don't hesitate to reach out.
Dave stepped up to the plate and delivered on a tight escrow timeline.
Reply from Dave Pennington
April 3rd, 2026 03:47 PM
I really appreciate the feedback and am looking forward to working with you again.
Dave was incredibly responsive and kept us informed at every step of the process. His expertise and quick communication made the process easy and smooth
Reply from Owner
June 30th, 2026 01:23 PM
Sasha, thank you for sharing your experience. I'm pleased to hear that my responsiveness and expertise contributed to a smooth process for you. If you need any further assistance, I'm here to help.
We were able to lock in a no cost refi and save money every month. The communication was clear and geared towards our needs. Thank you!
Reply from Dave Pennington
March 19th, 2026 12:44 PM
I'm pleased to hear that you were able to secure a no-cost refinance and see monthly savings, Dana. Ensuring clear communication tailored to your needs is always my goal. If any questions arise or you need further assistance, feel free to get...
read more
Always delivers!
Reply from Dave Pennington
March 2nd, 2026 06:21 PM
I really appreciate the feedback and am looking forward to working with you again.
Dave Pennington at CrossCountry Mortgage has received a review with 5 star rating from David T
Reply from Owner
June 30th, 2026 01:23 PM
Thank you, David, for your 5-star rating. I appreciate your support and am here if you need any assistance in the future.
couldn't have done it without him co couldn't have done it without him
Reply from Dave Pennington
February 24th, 2026 02:43 PM
It was a pleasure to assist you, David. Knowing that my support made a difference in your process is gratifying. If there's anything else you need or questions you may have, I'm here to help.
Dave Pennington at CrossCountry Mortgage has received a review with 5 star rating from David T
Reply from Owner
July 7th, 2026 12:00 AM
Thank you, David, for your 5-star rating. I appreciate your support and am here if you need any assistance in the future.
41–50 of 445
About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Encinitas, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #304758 | Branch NMLS #2338410
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
View All
Search Rank ScoreLearn More →
What is the Search Rank Score®?
Experience.com’s Search Rank Score measures a professional’s online search visibility across hundreds of key SEO attributes.
Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 304758
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095