Dave Erwin
Executive Mortgage Loan Originator
We broker loans with 100+ lenders to compare loan products and get the best rates for my clients. We always service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them the lowest interest... Show More
Location & Business Hours
Business Hours
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
Sat
closed
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Reviews from Web
Very open, honest and helpful!
Reply from Dave Erwin
June 30th, 2026 03:07 PM
Thank you so much Staci, it was a pleasure working with you. Please just let me know if I can ever assist in the future.
Dave was great, He got me exactly what he said he was going to be able to get for me from our first phone call. He was attentive and answered all my questions in a timely manner . I must admit I thought I was being scammed at first and very...
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Reply from Dave Erwin
June 30th, 2026 03:07 PM
Thanks so much for the positive feedback Nadine. Yes we had a couple hurdles in processing - we appreciate your patience and responsiveness. Overall not bad, I believe we were just over 2 weeks start to finish, great working with you as well....
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Very easy process, Dave Erwin answered all the questions we had. Very professional and would highly recommend west capital lending.
Reply from Dave Erwin
June 30th, 2026 03:07 PM
Thanks so much for the positive feedback Isam. It was a pleasure working with you. Please do not hesitate to reach out if we can assist in the future.
Dave was amazing to work with. He is very knowledgeable, thorough & patient. I called a few times on the weekend with questions expecting to leave a message, however Dave was available. Fantastic customer service.
Reply from Dave Erwin
June 30th, 2026 03:07 PM
Thank you Carol. I'm glad to hear that our team effort was successful in getting your loan approved. It was a pleasure working with you, and I appreciate your recognition of our hard work. Thank you for your feedback!
Dave is very knowledgeable about the whole mortgage process but what we most appreciated was the fact that he truly listened to our needs, communicated solutions and followed up completely. I’m sure we will do business with him in the future...
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Reply from Dave Erwin
June 30th, 2026 03:07 PM
Thank you so much for your kind words. I truly enjoyed being a part of this journey in your life and looking forward to re-connecting again.
Dave always being available & responding so efficiently to our inquiries even months before our recent loan request is what I appreciate about him. During our loan process he was awesome! He guided us & kept us updated at every step of the...
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Reply from Dave Erwin
June 30th, 2026 03:07 PM
It was great working with you. Thanks again for putting your trust in us.
Dave and West Capital Lending gave us excellent service from start to finish! We purchased a home in June of 2024 and shopped our deal in order to get the best pricing and terms available. We were thrilled when the rate that Dave came back...
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Reply from Dave Erwin
June 30th, 2026 03:07 PM
I'm thrilled to hear that you had such a positive experience, Pam! I strive to provide a smooth and stress-free process for all of my clients, and I'm glad I was able to do that for you. It was a pleasure assisting you with your home purchase...
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I had the pleasure of working with Dave as our loan agent, and I couldn’t be more impressed with his professionalism, expertise, and dedication. From the moment we first connected, Dave made the entire loan process smooth and stress-free. He...
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Reply from Dave Erwin
June 30th, 2026 03:07 PM
Sara it was wonderful working with you guys. Thank you so much for the positive feedback and look forward to working with you again soon! Dave Erwin, West Capital Lending
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About
We broker loans with 100+ lenders to compare loan products and get the best rates for my clients. We always service customers with honesty and integrity. Our goal is to provide home loans to our clients while giving them the lowest interest rates and closing costs possible.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
1st Time HomeBuyer Loans
Credit scores from 500
Home equity lines of credit (HELOC)
100% financing
Self-employed loans
Bank-statement loans
Conventional, Jumbo, FHA and VA
Investor, Bridge & Construction loans
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Memberships
- NMLS #967864
- (Equal Housing Lender)
- https://westcapitallending.com/texas-complaint
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2012
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS_ID# 967864
- PA-76714
- OH-042042
Awards
Century Club
Achievements
- Top Producer
Hobbies
- Yoga | Meditation
- Fitness
- DIY
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Disclaimer
WCL is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate based on race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract) because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC, 20580.
Copyright ©
2026
West Capital Lending, Inc.
All Rights Reserved. | NMLS# 1566096 DRE# 02022356 -
NMLS Consumer Access (https://nmlsconsumeraccess.org)
https://westcapitallending.com/texas-complaint
https://westcapitallending.com/licensing