Darlene Espinoza at CrossCountry Mortgage
Executive Loan Advisor / Sales Manager | NMLS #290...
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Benicia, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner consideri... Show More
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Darlene went beyond all expectations to be helpful, profesdional professional and very , very efficient. Always pleasant and answered any questions no matter how "silly" they seem to me I almost wish I had another readon reason to work her.....
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Darlene is a professional... complex issues and processes are resolved quickly under her guidance... it was very easy working with her... everything was very transparent and clear...
Reply from Darlene Espinoza
August 28th, 2026 07:16 PM
Mikhail, I'm pleased to know that you found the process transparent and easy to navigate with my assistance. Ensuring clarity and resolving complex issues swiftly is important to me. Thank you for sharing your experience.
She was Amazing. Was on top of everything.
Reply from Darlene Espinoza
July 6th, 2026 05:47 PM
Daisy, I'm happy to hear that you felt I was on top of everything. Thank you for your kind words. If you ever need further assistance, please feel free to reach out.
Thank you to Darlene for guiding me through this journey of becoming a first-time homebuyer! She was always able to explain the details and narrow everything down for me in a way that made sense. She is very knowledgeable at what she does and...
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Reply from Darlene Espinoza
May 29th, 2026 07:51 PM
Raymond, I'm glad to hear that I could assist you on your journey as a first-time homebuyer. It's important to me that the details are clear and understandable, and I'm grateful for your trust. Thank you for recommending me and my team at CrossCountry...
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Darlene is an amazing loan advisor. She kept me informed throughout the process and helped me cross some major hurdles along the way including credit card debt that was showing up under my SSN that wasn't mine! I can't say enough about Darlene...
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Reply from Darlene Espinoza
May 21st, 2026 08:54 PM
Stacy, I'm grateful for your kind words and pleased to have been able to help you navigate the loan process. Addressing challenges like the credit card debt under your SSN is part of the support I strive to provide. Thank you for your recommendation,...
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I couldn't of done this without Darlene! Her knowledge and support is outstanding being a first time howmbuyee I had a lot of doubts and no confidence in myself to get through the process but she made me feel so at ease, and I trust Her completely...
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Reply from Darlene Espinoza
May 12th, 2026 07:01 PM
Maria, I'm so pleased to hear that I could support you through your first home-buying experience. Helping you feel at ease and confident was my goal, and I'm grateful for your trust in me. If you have any further questions or need assistance...
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I think there was a misunderstanding about setting up an automatic rate lock, which caused us to miss the lock on the two days it hit 6%. I'm not sure this was Darlene's fault, as we could have misunderstood the setup, but it was a bummer to...
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Reply from Darlene Espinoza
May 8th, 2026 05:11 PM
Kyle, I appreciate you sharing your experience with me. I'm sorry to hear about the misunderstanding regarding the rate lock setup. Please feel free to reach out to me directly so we can discuss this further and find a way to assist you.
I have had the pleasure of knowing Darlene for over 20 years She started as a family friend and turned into a trusted advisor around my financial awareness and planning. In working with her, I learned how to plan ahead & make my finances work...
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Informative throughout the entire process, responsive to questions/concerns and transparent.
Reply from Darlene Espinoza
February 9th, 2026 05:50 PM
It's great to hear that you found the process informative and that I could be responsive to your questions and concerns, Janelle. Transparency is something I always strive for, so I’m glad it made a positive impact on your experience. If there's...
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Darlene was nothing but top tier in terms of availability, energy, knowledge and care. Darlene has set an extremely high bar of service and brought an immense amount of ease during such a big process for first time home buyers. Darlene is a...
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Reply from Darlene Espinoza
February 4th, 2026 05:04 PM
Gerard, I'm truly touched by your heartfelt words. Supporting first-time home buyers like you and making the process as smooth and reassuring as possible is something I deeply care about. Knowing that my availability, knowledge, and care made...
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About
Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Benicia, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #290507 | Branch NMLS #1754567
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Conventional Home Loan
Specialities
Conventional Loans
FHA Loans
VA Loans
USDA Loans
Jumbo Loans
Adjustable-Rate Mortgages (ARMs)
Fixed-Rate Mortgages
Reverse Mortgages
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Year Started
2003
Time Zone
Pacific Standard Time (PST)
Licenses
- 290507
Disclaimer
CrossCountry Mortgage, LLC
2160 Superior Avenue, Cleveland, OH 44114
NMLS3029 | MB.803095