Darlene Espinoza at CrossCountry Mortgage

Name: Darlene Espinoza at CrossCountry Mortgage
Address: 177 Military E, Benicia, California, 94510
Telephone: +1-510-816-2904
Rating: 4.96

Executive Loan Advisor / Sales Manager | NMLS #290...

4.96

(36)

Mortgage

Mortgage Loan Officer

Contact Info

(707) 361-5503

Benicia, CA

https://www.darleneespinoza.com/

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4.96

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4.96

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Thank you to Darlene for guiding me through this journey of becoming a first-time homebuyer! She was always able to explain the details and narrow everything down for me in a way that made sense. She is very knowledgeable at what she does and...

Darlene is an amazing loan advisor. She kept me informed throughout the process and helped me cross some major hurdles along the way including credit card debt that was showing up under my SSN that wasn't mine! I can't say enough about Darlene...

Reply from Darlene Espinoza

May 21st, 2026 08:54 PM

Stacy, I'm grateful for your kind words and pleased to have been able to help you navigate the loan process. Addressing challenges like the credit card debt under your SSN is part of the support I strive to provide. Thank you for your recommendation,...

I couldn't of done this without Darlene! Her knowledge and support is outstanding being a first time howmbuyee I had a lot of doubts and no confidence in myself to get through the process but she made me feel so at ease, and I trust Her completely...

Reply from Darlene Espinoza

May 12th, 2026 07:01 PM

Maria, I'm so pleased to hear that I could support you through your first home-buying experience. Helping you feel at ease and confident was my goal, and I'm grateful for your trust in me. If you have any further questions or need assistance...

I think there was a misunderstanding about setting up an automatic rate lock, which caused us to miss the lock on the two days it hit 6%. I'm not sure this was Darlene's fault, as we could have misunderstood the setup, but it was a bummer to...

Reply from Darlene Espinoza

May 8th, 2026 05:11 PM

Kyle, I appreciate you sharing your experience with me. I'm sorry to hear about the misunderstanding regarding the rate lock setup. Please feel free to reach out to me directly so we can discuss this further and find a way to assist you.

I have had the pleasure of knowing Darlene for over 20 years She started as a family friend and turned into a trusted advisor around my financial awareness and planning. In working with her, I learned how to plan ahead & make my finances work...

Informative throughout the entire process, responsive to questions/concerns and transparent.

Reply from Darlene Espinoza

February 9th, 2026 05:50 PM

It's great to hear that you found the process informative and that I could be responsive to your questions and concerns, Janelle. Transparency is something I always strive for, so I’m glad it made a positive impact on your experience. If there's...

Darlene was nothing but top tier in terms of availability, energy, knowledge and care. Darlene has set an extremely high bar of service and brought an immense amount of ease during such a big process for first time home buyers. Darlene is a...

Reply from Darlene Espinoza

February 4th, 2026 05:04 PM

Gerard, I'm truly touched by your heartfelt words. Supporting first-time home buyers like you and making the process as smooth and reassuring as possible is something I deeply care about. Knowing that my availability, knowledge, and care made...

Darlene continues to serve my clients at such a high level. Throughout the transaction, I continuously hear how grateful for the support, clarity and care Darlene has for them and I couldnt be any happier. She's been my lender partner now for...

Reply from Darlene Espinoza

February 2nd, 2026 04:16 PM

Thank you for the 5-Star review. If you need anything, feel free to give us a call.

Darlene went above and beyond to help me identify the loan(s) that were right for my situation. She was always available to me when I had questions about the loan process, strategy, goals, and milestones. She has a very thorough understanding...

Reply from Darlene Espinoza

January 9th, 2026 02:19 PM

Thank you for your kind words, Jan. I'm glad to have been able to assist you in identifying the right loan options for your needs and to provide support whenever questions arose. Making sure you felt valued and prioritized is important to me....

Darlene was absolutely a fantastic person to work with. She is patient and explains each step in detail. I always felt so very comfortable with her my experience could not have been better. She made the process easy. I very much enjoyed working...

Reply from Darlene Espinoza

December 18th, 2025 07:29 PM

I'm glad to know that you felt comfortable and well-informed throughout the process, Nina. Ensuring you understood every step and had a pleasant experience is always my aim. It was a pleasure working with you as well, and your recommendation...

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About

Your homeownership journey deserves personal guidance. As a dedicated mortgage loan officer in Benicia, CA. I’m here to give you just that. Whether you’re a first-time homebuyer looking for a mortgage lender or a Veteran homeowner considering a refinance, I provide a selection of mortgage loan options to fit your goals. FHA loans, VA loans, conventional loans, and jumbo mortgages are just a few I offer to help you navigate home financing with confidence. From application to closing, I’ll give you a transparent process with clear communication and expert advice every step of the way. Together, we’ll bring your homeownership dreams to life. NMLS #290507 | Branch NMLS #1754567

Products & Services

Mortgage Loan Officer

FHA Home Loan

VA Home Loan

Jumbo Home Loan

Conventional Home Loan

Specialities

Conventional Loans

FHA Loans

VA Loans

USDA Loans

Jumbo Loans