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Curtiss Simmons - Mortgage Loan Officer | NMLS # 468551 in Miramar Beach, FL

Curtiss Simmons

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Mortgage Loan Officer | NMLS # 468551

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The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home b...... Show More
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Location & Business Hours
Wednesday
9:00 AM to 5:00 PM
Thursday
9:00 AM to 5:00 PM
Friday
9:00 AM to 5:00 PM
Overall Ratings
5.0
(17)
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Reviews from Web
  • 5.0
    Encompass
    J
    Jeremy S
    Smyrna, GA
    Posted on May 19th, 2026 12:29 PM
    my refi was very difficult due to issues on my side. Curtiss and his team absolutely used all of their effort, expertise and patienc. I could not be happier or more thankful for him and his team. Always going above and beyond and then some....
    read more
  • 5.0
    google
    M
    Matt W
    Posted on September 23rd, 2025 12:10 PM
    Curtiss Simmons has received a review with 5 star rating from Matt W
  • 5.0
    Encompass
    M
    Matthew W
    Santa Rosa Beach, FL
    Posted on September 23rd, 2025 12:09 PM
    Curtiss went above and beyond to make this a great experience.
    Reply from Curtiss Simmons
    September 30th, 2025 12:09 PM
    We're committed to providing exceptional service, so it's wonderful to know you had a positive experience.
  • 5.0
    google
    R
    Rachael M
    Posted on June 11th, 2025 05:31 PM
    Curtiss Simmons has received a review with 5 star rating from Rachael M
    Reply from Owner
    January 9th, 2026 11:22 AM
    Thank you Rachael!
  • 5.0
    Encompass
    R
    Rachael A
    Santa Rosa Beach, FL
    Posted on June 11th, 2025 05:31 PM
    Curtiss has been wonderful and so helpful throughout this entire stressful process, we will definitely use him again.
    Reply from Curtiss Simmons
    June 18th, 2025 05:32 PM
    We're honored to have received your positive feedback. We're here to assist you whenever you need.
  • 5.0
    Encompass
    A
    Angela H
    Port Saint Joe, FL
    Posted on February 9th, 2025 03:09 PM
    Curtiss went above and beyond to help me.
    Reply from Curtiss Simmons
    February 16th, 2025 03:11 PM
    Thank you for choosing us for your mortgage needs. Your positive review encourages us to keep delivering excellence.
  • 5.0
    google
    J
    Joel R
    Posted on January 30th, 2025 03:23 PM
    Curtiss Simmons has received a review with 5 star rating from Joel R
    Reply from Owner
    January 9th, 2026 11:19 AM
    Thank you!
  • 5.0
    Encompass
    J
    Joel R
    Niceville, FL
    Posted on January 30th, 2025 03:22 PM
    Curtiss is an amazing mortgage loan Officer. When I say amazing, I mean he rrally takes customer service to the highest level possible. No words in english language adequately describe how happy we were with Curtis and the lending experience....
    read more
    Reply from Curtiss Simmons
    February 6th, 2025 03:24 PM
    Your review means the world to us. We're here to support you every step of the way.
  • 5.0
    Encompass
    J
    John M S
    Santa Rosa Beach, FL
    Posted on September 9th, 2024 08:45 PM
    Curtiss was so knowledgeable, helpful, and so eating communicate with! He was able to clearly explain every aspect of the process with us.
    Reply from Curtiss Simmons
    September 16th, 2024 08:46 PM
    We're honored to have received your positive feedback. We're here to assist you whenever you need.
  • 5.0
    Encompass
    R
    Rebecca F I
    Freeport, FL
    Posted on January 30th, 2024 05:47 PM
    Curtiss and the team worked diligently to get my loan through very quickly as I had to move and live in a rental between homes. They were always available and responded very quickly with any questions or needs. He even helped me understand...
    read more
    Reply from Curtiss Simmons
    February 6th, 2024 05:49 PM
    Your review is greatly appreciated. We're excited to continue being your trusted lender.
  • 10 of 17
    About
    The guidance of a trustworthy and experienced mortgage professional can simplify any home financing experience. TowneBank Mortgage has a wealth of knowledge and resources to assist you in finding the best loan to meet your individual home buying needs. We pride ourselves in providing excellent customer service and establishing long lasting customer relationships. As an experienced lender with 24 years in the mortgage business, Curtiss Simmons is available to guide you through the home financing process. Whether you are purchasing your first home, an investment home, refinancing or just need mortgage advice, Curtiss can help.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    Conventional Loans
    FHA Loans
    VA Loans
    USDA Loans
    Jumbo Loans
    Adjustable-Rate Mortgages (ARMs)
    Fixed-Rate Mortgages
    Reverse Mortgages
    View All
    317
    /850
    Search Rank Score
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    Addresses and Serving Areas

    Year Started

    1997

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS # 468551
    Disclaimer
    TowneBank Mortgage. NMLS 512138. Equal Housing Lender. TowneBank Mortgage is your hometown mortgage company. As a division of TowneBank, we uphold the principles and philosophies that have been established by our hometown traditions. TowneBank Mortgage is dedicated to providing the personal experience that you expect from a hometown lender with the most advanced technology available to offer affordable loans, quick processing and exceptional service. Being a hometown lender means fast approval and a team of mortgage professionals who are committed to you. TowneBank Mortgage mortgage loan officers live in your communities and know the area. This message is intended only for specified recipients. If you are not the intended recipient you are notified that disclosing, copying, distributing, or taking any action in reliance on the contents of this information is strictly prohibited. This communication represents the originator's personal views, which may not reflect those of TowneBank. The sender believes that this e-mail, including attachments, does not contain a virus, worm, trojan horse, or other malicious code when sent. This message and its attachments could have been infected during transmission. By reading the message and any attachments, the recipient accepts full responsibility for taking protective and remedial action about viruses and other defects. If you received this email in error, please immediately notify the sender.