

Crystal Toews
Mortgage Advisor

Our goal is to guide you down a Crystal Clear Path to saving money and building wealth through real estate. Communication, Education, Flexible and Affordable Home Loan options are pillars of our service to you. Whether you are looking to Pu... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Crystal Toews has received a review with 5 star rating from Kim U
Reply from Owner
February 4th, 2026 02:22 PM
Thank you for taking time to leave a review :) It was a great experience serving a mutual client with you!
Everything was very smooth we closed 1 week early.
Reply from Crystal Toews
February 4th, 2026 02:23 PM
Kim, closing a week early is a great outcome and largely thanks to you and your prompt responses and above and beyond service on this transaction!! Thank you for sharing your experience!
Informative, kind, easy to contact.
Reply from Crystal Toews
February 4th, 2026 02:24 PM
I appreciate you leaving a review, thank you for the kind words.
The team did great, thank you for providing a great home buying experience!
Reply from Crystal Toews
February 4th, 2026 02:25 PM
Daniel, it’s great to hear that the team, and my efforts contributed to a positive home buying experience for you. Thank you for your kind feedback!
Appreciate everything that went into completing our transaction. Thanks
Reply from Crystal Toews
February 11th, 2026 04:04 PM
Sharon, it was a pleasure working with you, and I appreciate your kind words. If you need anything else, feel free to reach out.
Everything is always handled well when you and your team are involved! Efficient, helpful, supportive, caring, and just all around great!
Reply from Crystal Toews
February 11th, 2026 04:10 PM
I appreciate the positive rating. It's always a great experience for everyone when you are involved :) Thank you for your support!
Very good experience. They were honest and quick to respond.
Reply from Owner
February 11th, 2026 04:09 PM
I appreciate the positive rating. Thank you for your support! I hope you're loving the home ;)
The honesty and responsiveness was much appreciated.
Reply from Crystal Toews
February 11th, 2026 04:04 PM
I'm grateful for your kind words, Liam. I'm glad the honesty and responsiveness you experienced were helpful to you. If you ever need anything else, feel free to reach out.
Very professional and knowledgeable about the loan industry. They were able to determine our loan debt to income ratio and were very interested in working out all the details for us to buy our house. We were able to complete the process in...
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Reply from Crystal Toews
March 10th, 2026 02:15 AM
I'm happy we could work through the details swiftly and effectively for you. Thank you for considering NEO Home Loans for your recommendation.
Crystal and Misti worked their magic again and got this closed early to save my client next months rent!
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About
Our goal is to guide you down a Crystal Clear Path to saving money and building wealth through real estate. Communication, Education, Flexible and Affordable Home Loan options are pillars of our service to you. Whether you are looking to Purchase a new home or Refinance an existing one - VA, FHA, USDA, Conventional, HELOC, HECM, DSCR and Bridge Loans are just the beginning of options we have to offer you. Ever heard of NEO Home Loans? NEO is the Greek word for new. We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make the best neighbors and build stronger communities for us all. We look forward to being your guide on your home buying and wealth-building journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Specialities
VA Home Loans
Retirement Loans
First Time Homebuyer Loans
Refinance, IRRRL
Investment Properties
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Positions
- NEO Home Loans - Branch Leader - Mortgage AdvisorAug 4th, 2025 - Current
- PRMI - Branch Manager - Loan OfficerOct 1st, 2014 - Aug 1st, 2025
Memberships
- McPherson Chamber of Commerce
- Newton Lions Club
- Veteran Mortgage Advisors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- 1142776
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Videos

Awards
Scotsman Guide Top...
PRMI Top Producers...
Achievements
- Scotsman Guide Top Producer
Hobbies
- Reading
- Boating
- Gardening
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access