

Crystal Toews
Mortgage Advisor

Our goal is to guide you down a Crystal Clear Path to saving money and building wealth through real estate. Communication, Education, Flexible and Affordable Home Loan options are pillars of our service to you. Whether you are looking to Pu... Show More
Location & Business Hours
Business Hours
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8 AM to 5 PM
Sat
closed
Sun
closed
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Reviews from Web
Having you as the lender is always such a breeze! I send your information to any and all buyers who are still looking for financing options. Thank you for all your hard work, I truely appreciate it! Looking forward to working with you again!...
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Reply from Crystal Toew
August 6th, 2025 06:48 PM
It's awesome to know that you've found the process easy and recommend our services to others! Thank you for your kind words and for your valued business, I look forward to working with you again in the future!
She took the time to answer my questions, within business hours or not. She also made sure I understood everything she said. If I didn't understand something, she would explain it a different way.
Reply from Crystal Toew
August 6th, 2025 06:48 PM
Thank you for the kind words, Luke! I'm glad I was able to help you understand the process. If there's anything else I can do to help, don't hesitate to reach out!
Crystal and her team were amazing. Fast response time and great communication. Will recommend her to any friends or family.
Reply from Crystal Toew
August 6th, 2025 06:48 PM
Thank you so much, Daniel! I'm glad you had a great experience with the team and I. We really appreciate your kind words and your recommendation.
Really liked the pre-approval letter that you had for Veterans it was helpful in easing sellers mind in accepting a VA offer! Totally helped seal the deal, great communication & smooth transaction!
Reply from Crystal Toew
August 6th, 2025 06:48 PM
Thank you for your positive review, Skyler. I'm so glad to hear that my pre-approval letter for Veterans helped with the offer process. My team and I appreciate your feedback and 5-star rating. We look forward to working with you again in the...
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Crystal and Misti are terrific! They met all of the timelines and answered any questions promptly and thoroughly.
Very much appreciated the timely communication and help to allow us to meet deadlines. Thanks so much.
Crystal is fabulous! She is always available for all of our questions, and we asked a lot!! She was always super helpful and put thing in a way we could easily understand. She deserves a raise and bonus!!
Crystal is always so wonderful to work with! Very knowledgeable and communication is always on point. She will never promise something she can’t follow through with. Wonderful lender you can count on!
Unbelievable service, commitment to us as clients, and professional knowledge of the home buying process makes Crystal and Misti number one with us. We highly recommend their services to others.
Thanks so much for everything. It was a very smooth process for my sellers.
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About
Our goal is to guide you down a Crystal Clear Path to saving money and building wealth through real estate. Communication, Education, Flexible and Affordable Home Loan options are pillars of our service to you. Whether you are looking to Purchase a new home or Refinance an existing one - VA, FHA, USDA, Conventional, HELOC, HECM, DSCR and Bridge Loans are just the beginning of options we have to offer you. Ever heard of NEO Home Loans? NEO is the Greek word for new. We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make the best neighbors and build stronger communities for us all. We look forward to being your guide on your home buying and wealth-building journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Specialities
VA Home Loans
Retirement Loans
First Time Homebuyer Loans
Refinance, IRRRL
Investment Properties
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Positions
- NEO Home Loans - Branch Leader - Mortgage AdvisorAug 4th, 2025 - Current
- PRMI - Branch Manager - Loan OfficerOct 1st, 2014 - Aug 1st, 2025
Memberships
- McPherson Chamber of Commerce
- Newton Lions Club
- Veteran Mortgage Advisors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- 1142776
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Videos

Awards
Scotsman Guide Top...
PRMI Top Producers...
Achievements
- Scotsman Guide Top Producer
Hobbies
- Reading
- Boating
- Gardening
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access