

Crystal Toews
Mortgage Advisor

Our goal is to guide you down a Crystal Clear Path to saving money and building wealth through real estate. Communication, Education, Flexible and Affordable Home Loan options are pillars of our service to you. Whether you are looking to Pu... Show More
Location & Business Hours
Business Hours
Tues
8 AM to 5 PM
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
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Reviews from Web
This was my first time working through the mortgage process. Crystal is very thorough and available.
Reply from Crystal Toew
August 6th, 2025 06:48 PM
Thank you for your review Heidi, it was a pleasure working with you and getting things to come together :)
I just want to thank you again for taking the time to call me the morning of closing to explain some things I had questions about. It really helped!
Crystal linked me up with a realtor that hustled and got things done unbelievably fast! she was essentially the core of this whole operation that got me my house. She immediately detected what she felt was red flags from my previous realtor...
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Reply from Crystal Toew
August 6th, 2025 06:48 PM
I'm truly grateful for your kind words, Nicholas! It was a pleasure to assist you in your journey to homeownership. I'm delighted that I was able to make the process efficient and smooth for you. At Primary Residential Mortgage, Inc., we always...
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Crystal is such a great lender!
Very good at communicating and doing everything she can for our clients.
Will definitely use her again.
Thanks so much,
Katie
Reply from Crystal Toew
August 6th, 2025 06:48 PM
Your hustle and drive is a huge benefit to our shared clients Katie! Thank you for all you do.
Crystal & Misti hit a homerun every time! Consistency and top notch service is what sets them apart from others!
Reply from Crystal Toew
August 6th, 2025 06:48 PM
Everyone wins when the client is working with a responsive real estate agent also. Thank you for always working with speed and integrity on our shared transactions!
Enjoyed just being able to submit paperwork online. Crystal was helpful when I needed her
Reply from Crystal Toew
August 6th, 2025 06:48 PM
Thank you for taking time to leave a review. You guys were great to work with. I hope you are loving the house :)
Thank you for everything it went smoothly as always.
Reply from Crystal Toew
August 6th, 2025 06:48 PM
I'm thrilled to hear that your experience with Primary Residential Mortgage, Inc. went smoothly, Kati. It's always my goal to ensure that the mortgage process is as seamless and stress-free as possible for my clients. Your kind words and 5-star...
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Crystal as a lender is wonderful to work with!!! I enjoy working with her with my buyer clients. Always a great experience.
Reply from Crystal Toew
August 6th, 2025 06:48 PM
I appreciate your Trust! Thank you for the kind words. It's always a pleasure helping clients with you :)
It was great as the listing agent to have a lender who communicated with me. I also felt that Crystal truly cared about getting the home closed for the buyers.
Being a first-time homebuyer is intimidating. Crystal and her team obviously have a lot of experience helping people in this position, and their process is set up to be dummy-proof! With informational emails, an organized online dashboard for...
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Reply from Crystal Toew
August 6th, 2025 06:48 PM
Thanks so much for the kind words :) It was my pleasure to help you and your family bring this all together!
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About
Our goal is to guide you down a Crystal Clear Path to saving money and building wealth through real estate. Communication, Education, Flexible and Affordable Home Loan options are pillars of our service to you. Whether you are looking to Purchase a new home or Refinance an existing one - VA, FHA, USDA, Conventional, HELOC, HECM, DSCR and Bridge Loans are just the beginning of options we have to offer you. Ever heard of NEO Home Loans? NEO is the Greek word for new. We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make the best neighbors and build stronger communities for us all. We look forward to being your guide on your home buying and wealth-building journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
Fixed Rate Mortgages
Specialities
VA Home Loans
Retirement Loans
First Time Homebuyer Loans
Refinance, IRRRL
Investment Properties
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Positions
- NEO Home Loans - Branch Leader - Mortgage AdvisorAug 4th, 2025 - Current
- PRMI - Branch Manager - Loan OfficerOct 1st, 2014 - Aug 1st, 2025
Memberships
- McPherson Chamber of Commerce
- Newton Lions Club
- Veteran Mortgage Advisors
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2014
Time Zone
Central Standard Time (CST)
Licenses
- 1142776
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Videos

Awards
Scotsman Guide Top...
PRMI Top Producers...
Achievements
- Scotsman Guide Top Producer
Hobbies
- Reading
- Boating
- Gardening
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Disclaimer
BETTER MORTGAGE RESERVES THE RIGHT TO MODIFY OR DISCONTINUE PRODUCTS, PROMOTIONS AND BENEFITS AT ANY TIME WITHOUT NOTICE. Rates and Terms are subject to change at any time without notice and are subject to state restrictions. The Better Home Logo is Registered in the U.S. Patent and Trademark Office. © 2026 Better Home & Finance Holding Company and/or its affiliates. Better is a family of companies. Better Mortgage Corporation provides home loans: Better Real Estate, LLC and Better Real Estate California Inc License # 02164055 provides real estate services; Better Cover, LLC sells insurance products; and Better Settlement Services provides title insurance services; and Better Inspect, LLC provides home inspection services. All rights reserved. Home lending products offered by Better Mortgage Corporation. Better Mortgage Corporation is a direct lender. NMLS #330511. 1 World Trade Center, Floor 80, New York, NY 10007. Loans made or arranged pursuant to a California Finance Lenders Law License. Not available in all states. Equal Housing Lender. NMLS Consumer Access