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Crystal Himmelberg - Senior Mortgage Banker | NMLS# 292184 in Columbia, MO

Crystal Himmelberg

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Senior Mortgage Banker | NMLS# 292184

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 4:30 PM
Thu
8:30 AM to 4:30 PM
Fri
8:30 AM to 4:30 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
    G
    Griffin A
    CENTRALIA, MO
    Posted on October 16th, 2025 01:07 PM
    As a real estate agent, I have the opportunity to work with several loan officers in a professional manner. My clients have always had great experiences with Crystal, and I have an established business relationship with her and her team. When...
    read more
    Reply from Crystal Himmelberg
    October 16th, 2025 02:24 PM
    Griffin, thank you for your wonderful feedback. It's been a pleasure working alongside you, both professionally and now as your loan officer. I'm pleased that the process met your expectations and that we were able to close swiftly. If you...
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    Joshua F
    Posted on October 16th, 2025 12:00 AM
    Crystal made the process much easier than I anticipated. She requested all the documentation early so that there was virtually nothing to do for the loan once I was under contract.Crystal was exceptionally patient in answering all my questions...
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    Reply from Crystal Himmelberg
    August 12th, 2024 09:17 PM
    Hi Joshua, I'm thrilled to hear that you found the loan process with Flat Branch Home Loans to be easier than anticipated. It's always my goal to streamline things as much as possible for buyers, especially first-time homeowners. It's a big...
    read more
  • Encompass
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    Jillian H
    COLUMBIA, MO
    Posted on September 30th, 2025 04:39 PM
    I always have the best experience with Crystal, it gives me peace of mind knowing she is handling the loan. She is a wealth of knowledge.
    Reply from Crystal Himmelberg
    October 16th, 2025 02:25 PM
    Jillian, thank you for putting your trust in me! Thank you for always going above and beyond for our clients.
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    Monique R P
    HALLSVILLE, MO
    Posted on September 15th, 2025 02:18 PM
    Crystal is great, this was our second time working with her and I'm sure not our last.
    Reply from Crystal Himmelberg
    September 15th, 2025 02:36 PM
    Thank you for your kind words. I look forward to assisting you again in the future. If there's anything else you need or any questions you have, feel free to reach out.
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    Carol H
    NIXA, MO
    Posted on August 20th, 2025 11:48 PM
    Crystal walked me through the process, staying in contact with me and letting me know what was going on.
    Reply from Crystal Himmelberg
    August 21st, 2025 08:37 PM
    Carol, thank you for your kind words. Keeping clients informed every step of the way is a priority for me, and I'm glad it made a difference in your experience. If you have any further questions or need assistance down the road, don't hesitate...
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  • Encompass
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    Lydia B
    COLUMBIA, MO
    Posted on August 13th, 2025 10:12 PM
    Crystal was always very prompt in answering questions and returning calls/email. She was great to communicate with throughout the process.
    Reply from Crystal Himmelberg
    August 21st, 2025 08:39 PM
    Lydia, thank you for your kind words. I hope you are enjoying your new home. If there's anything else I can help with or if you have more questions in the future, feel free to reach out anytime.
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    Lydia B
    Posted on August 13th, 2025 12:00 AM
    Crystal was great to work with!
    Reply from Crystal Himmelberg
    August 21st, 2025 08:38 PM
    It was great working with you also! Thank you for choosing Flat Branch for your home loan. Please call or e-mail me if you have any questions in the future.
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    Lonnie S N
    WILLIAMSBURG, MO
    Posted on August 11th, 2025 03:39 PM
    Crystal was excellent in answering all of my wife and my questions. She did a great job with helping us to know what to expect as mortgage process moved through each check point. She is very pleasant and easy to talk to and understand. My wife...
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    Reply from Crystal Himmelberg
    August 21st, 2025 03:41 PM
    Lonnie, thank you for sharing your experience. I'm thrilled to hear that you and your wife felt informed and comfortable throughout the mortgage process. Answering questions and ensuring my clients know what to expect is something I focus on,...
    read more
  • Encompass
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    Debbie S G
    HIGGINSVILLE, MO
    Posted on July 28th, 2025 04:08 PM
    Crystal & the whole team kept me informed of where my loan was in the whole process. Crystal was always pleasant & helpful when I talked to her & was patient while I tried to get all the info collected & sent to her. Crystal expertly coordinated...
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    Reply from Crystal Himmelberg
    July 28th, 2025 11:16 PM
    Debbie, thank you so much for sharing your experience. It was a pleasure to assist you again. I'm glad to hear you felt well-informed throughout the process and that everything went smoothly. I truly appreciate your recommendation and look...
    read more
  • Encompass
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    Ryan B
    HIGGINSVILLE, MO
    Posted on July 28th, 2025 02:06 PM
    Crystal and her team were easy to work with and thorough.
    Reply from Crystal Himmelberg
    July 28th, 2025 07:43 PM
    Ryan, thank you for taking the time to share your experience. I'm glad to hear that you found working with us easy and thorough. I always strive to ensure the process is smooth and comprehensive for everyone involved. If you have any future...
    read more
  • 81–90 of 353
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    Specialities
    Home Loans
    What is the Search Rank Score®?
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    Positions
    • Flat Branch Home Loans - Sr. Mortgage Banker
      Jul 25th, 2024 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 292184
    Hobbies
    • Love spending time outside riding horses and ATV's
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149