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Crystal Himmelberg - Senior Mortgage Banker | NMLS# 292184 in Columbia, MO

Crystal Himmelberg

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Senior Mortgage Banker | NMLS# 292184

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Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
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Location & Business Hours
Business Hours
Wed
8:30 AM to 4:30 PM
Thu
8:30 AM to 4:30 PM
Fri
8:30 AM to 4:30 PM
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Overall Ratings
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5 Star
96%
4 Star
3%
3 Star
0%
2 Star
0%
1 Star
1%
Reviews from Web
  • Encompass
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    Erika S
    COLUMBIA, MO
    Posted on May 12th, 2026 06:10 PM
    Crystal has been my go-to for 6+ years. She is typically the first referral I give to family, friends, clients. She is one of the hardest working people I know, and genuinely a great soul! I have all the confidence, that once I pass on Crystals...
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    Reply from Crystal Himmelberg
    May 12th, 2026 06:32 PM
    Erika, I'm truly grateful for your kind words and your continued trust over the years. Thank you for always working hard to make sure we have a smooth closing. I look forward to working with you again!
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    Fred K
    CAIRO, MO
    Posted on May 11th, 2026 10:58 PM
    This was my 2nd time working with Crystal and her team at Flat Branch, everything went very smooth and everyone was great to deal with through the whole process. I definitely recommend Crystal and her team at Flat Branch for anyone needing...
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    Reply from Crystal Himmelberg
    May 12th, 2026 02:35 PM
    Fred, thank you for your kind words and for choosing to work with me and my team again at Flat Branch. I'm pleased to hear that the process went smoothly for you. Your recommendation means a lot, and if there's anything else I can assist you...
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    Christine L B
    COLUMBIA, MO
    Posted on May 11th, 2026 12:42 PM
    Crystal spent hours on the phone with us over the course of 5 months. She was easy to communicate with and always ready to help.
    Reply from Crystal Himmelberg
    May 11th, 2026 03:19 PM
    Christine, thank you for your kind words. I'm pleased to hear that I could assist you throughout the process. If you need any further assistance or have more questions in the future, please don't hesitate to reach out.
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    Jane C M
    COLUMBIA, MO
    Posted on April 30th, 2026 11:31 PM
    It was a great experience. We are grateful for the smooth transition.
    Reply from Crystal Himmelberg
    May 1st, 2026 02:39 PM
    I'm happy to hear that you had a great experience, Jane. If you ever need assistance in the future, please don't hesitate to reach out.
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    Cameron T M
    COLUMBIA, MO
    Posted on April 29th, 2026 01:56 PM
    Experience was great, Crystal is very thorough and efficient
    Reply from Crystal Himmelberg
    April 29th, 2026 02:02 PM
    Cameron, I'm pleased to hear you had a great experience. Congratulations on your new home! If you need any further assistance, feel free to reach out.
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    Shane J M
    Fulton, MO
    Posted on April 26th, 2026 04:31 PM
    Crystal was phenomenal and was able to communicate superbly every step of the loan process. She showed up to my closing and was able to help navigate questions regarding my loan that no one else could help with. I have never had anyone from...
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    Reply from Crystal Himmelberg
    April 27th, 2026 01:59 PM
    Shane, I appreciate your kind words. Congratulations on your new home! It was a pleasure working with you. If you have any more questions or need assistance in the future, please feel free to reach out.
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    Shane M
    Posted on April 26th, 2026 12:00 AM
    Crystal was phenomenal and was able to communicate superbly every step of the loan process. She showed up to my closing and was able to help navigate questions regarding my loan that no one else could help with. I have never had anyone from...
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    Mark R
    Fulton, MO
    Posted on April 24th, 2026 05:02 PM
    Crystal Himmelberg is the real deal, and a rare breed within the mortgage industry. She made my buyers feel at peace from their very first conversation to the last. This transaction had a lot of moving parts, being a contingent purchase and...
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    Reply from Crystal Himmelberg
    April 27th, 2026 02:01 PM
    Mark, I'm so grateful for your kind words and for sharing your experience. It was my pleasure to assist your buyers and ensure everything went smoothly. Being present at the closing is important to me, and I'm happy to know it made a positive...
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    Mark R
    Posted on April 24th, 2026 12:00 AM
    Crystal Himmelberg has received a review with 5 star rating from Mark R
    Reply from Crystal Himmelberg
    April 27th, 2026 02:01 PM
    Mark, I appreciate the perfect rating! If you ever need assistance or have any questions, please feel free to reach out.
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    John W
    HALLSVILLE, MO
    Posted on April 15th, 2026 08:41 PM
    The service was great! Crystal was amazing and on top of every need and explained everything clear and percise.
    Reply from Crystal Himmelberg
    April 15th, 2026 11:10 PM
    John, I appreciate your kind words! It is always great working with you. If you have any more questions or need further assistance, feel free to reach out.
  • 31–40 of 353
    About
    Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
    Products & Services
    Mortgage Loan Officer
    Specialities
    Home Loans
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    Positions
    • Flat Branch Home Loans - Sr. Mortgage Banker
      Jul 25th, 2024 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014
    Licenses
    • NMLS# 292184
    Hobbies
    • Love spending time outside riding horses and ATV's
    Disclaimer
    Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149