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New American Funding - Cristian Soto - Sr. Loan Officer | NMLS # 2036944 in Riverside, CA

New American Funding - Cristian Soto

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Sr. Loan Officer | NMLS # 2036944

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Cristian Soto NMLS #2036944 is a trusted Sr. Loan Officer who is ready to make your dreams of owning a home a reality. Cristian Soto is committed to providing the community with the very best in customer service, so come speak with New Amer...... Show More
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Overall Ratings
4.6
(76)
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  • 0.66
    Encompass
    C
    Crystal M
    Mount Storm, WV
    Posted on April 2nd, 2026 05:39 PM
    worst mistake I made in choosing a lender!! There was next to zero communication and it took entirely too long for absolutely no reason would never recommend in fact I would steer people clear of this company. I'm 100% sure that any positive...
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    Reply from Cristian Soto
    April 13th, 2026 06:34 PM
    We sincerely apologize that your loan experience with our company was anything less than satisfactory. Please contact our Customer Service ********************* as we would like to address your concerns.
  • 5.0
    Encompass
    K
    Kiersten A H
    Charles Town, WV
    Posted on March 17th, 2026 02:27 PM
    We love Cristian! He makes every step of the process understandable, and fun! We were first time home buyers and then decided to refinanc. Cristian was professiona, friendly, and just all around amazing!
    Reply from Cristian Soto
    March 27th, 2026 02:28 PM
    I'm truly appreciative of your feedback, Kiersten. Knowing that I could make the process both understandable and enjoyable for you as first-time home buyers, and later during your refinance, means a lot to me. Being professional and approachable...
    read more
  • 4.0
    Encompass
    R
    Rachael A H
    Ankeny, IA
    Posted on March 13th, 2026 04:00 PM
    He was very personable and good at explaining the way the process would work. When we spoke with him on the phone , he gave us all the time we needed to ask questions.
    Reply from Cristian Soto
    March 23rd, 2026 04:01 PM
    It's reassuring to hear that you found me approachable and informative during our discussions, Rachael. Taking the time to address any questions ensures you feel comfortable with each step of the process. If anything else comes up or if you...
    read more
  • 5.0
    Encompass
    J
    Jhune P J A
    Las Vegas, NV
    Posted on March 7th, 2026 11:58 PM
    What I learnt throughout the process of purchasing a property is that you should have a wonderful loan officer and a real estate agent. And I am pleased I found Cristian. Throughout the process, I have felt very confident because Cristian handles...
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    Reply from Cristian Soto
    March 18th, 2026 01:43 PM
    Thank you for sharing your experience, Jhune. I'm pleased to know that you felt confident throughout the process. It’s important to me that every situation is handled with care and professionalism. If you ever have more questions or need assistance...
    read more
  • 5.0
    Encompass
    K
    Kristin C
    Burnsville, MN
    Posted on March 3rd, 2026 03:05 PM
    Cristian was friendly, informative and responsive. Had a wonderful experience!
    Reply from Cristian Soto
    March 13th, 2026 03:06 PM
    We appreciate the positive feedback and look forward to servicing your future lending needs. Please feel free to contact us, should you need any further assistance.
  • 3.83
    Encompass
    S
    Sara E H
    Dunbar, WV
    Posted on February 23rd, 2026 04:23 PM
    I was able to get a loan,with the help of all naf
  • 5.0
    Encompass
    D
    Dillon B
    Baker City, OR
    Posted on December 24th, 2025 02:35 AM
    The personability that was made to me , the knowledge and experience made the whole situation a breeze this loan officer paired with a good realtor and you'll be sipping coffee by the pool side waiting to put your feet up in your new home
    Reply from New American Funding - Cristian Sot...
    February 24th, 2026 10:35 PM
    I'm grateful for your kind words, Dillon. It's great to hear that you found the process smooth and that my approach made a difference. Wishing you many relaxing moments by the pool in your new home! If you need any more assistance in the future,...
    read more
  • 2.33
    Encompass
    K
    Kimberly Q M
    Summerville, SC
    Posted on October 18th, 2025 10:24 PM
    More communication l, better representation and updates. Not going to closing with surprises and no one to assist. This was to be a happy time but the team I had including the realtor was the worst.
    Reply from New American Funding - Cristian Sot...
    February 24th, 2026 10:35 PM
    We sincerely apologize that your loan experience with our company was anything less than satisfactory. Please contact our Customer Service ********************* as we would like to address your concerns.
  • 5.0
    Encompass
    C
    Camille A
    Locust Grove, GA
    Posted on October 12th, 2025 03:11 PM
    was responsive and easy to communicate with
    Reply from New American Funding - Cristian Sot...
    February 24th, 2026 10:35 PM
    We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
  • 5.0
    Encompass
    E
    Emily H D
    Barnwell, SC
    Posted on October 5th, 2025 03:01 PM
    Overall great experience
    Reply from New American Funding - Cristian Sot...
    February 24th, 2026 10:35 PM
    We appreciate your feedback and look forward to sharing your feedback with our management team. We look forward to making your experience even better in the future.
  • 10 of 76
    About
    Cristian Soto NMLS #2036944 is a trusted Sr. Loan Officer who is ready to make your dreams of owning a home a reality. Cristian Soto is committed to providing the community with the very best in customer service, so come speak with New American Funding today and learn how we can help you!
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
    Specialities
    Mortgage Lending
    Purchase
    Refinance
    Conventional Loan
    VA Loan
    FHA Loan
    Reverse Mortgage
    Construction Loan
    View All
    154
    /850
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    Addresses and Serving Areas

    Year Started

    2003

    Time Zone

    Pacific Standard Time (PST)
    Licenses
    • NMLS # 2036944
    Disclaimer
    NMLS Consumer Access © 2026 New American Funding, LLC. All Rights Reserved.
    NMLS ID#6606.
    Corporate Office: 1 MacArthur Place, Suite 800, Santa Ana, CA 92707. 800.450.2010
    Licensing