Craig Barton
Branch Manager
California State University, Fresno
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L...... Show More
Location & Business Hours
Business Hours
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
Sat
closed
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Reviews from Web
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Not only was Craig great so were his entire staff!!! Kaitlyn was very responsive and patient in explaining the process.
Reply from Craig Barton
April 24th, 2026 04:58 PM
I'm grateful for your kind words, Danielle. It's nice to hear that both Kaitlyn and the rest of the team were able to provide you with a positive experience. If you have any more questions or need further assistance, please feel free to reach...
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Craig was a pleasure to do business with.
He made the home buying process
(which can be very strenuous at times)
enjoyable.
I highly recommend .
Craig was a pleasure to work with. We were going through escrow during the busy holiday season, and Craig continued to answer our calls, took the time to answer all our questions, and listened to all our concerns. His guidance through the process...
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Help and advice to buyer seemed number one. Very pleasant to work with. Thanks for everything!
Craig was amazin! Very helpful and informative . Responds quickly his office is on top of things .
Reply from Craig Barton
December 15th, 2025 10:27 PM
Mia, thank you so much for your kind words! It’s truly an honor to be part of one of life’s biggest milestones — purchasing your new home. I hope you and Cole create countless wonderful memories together there!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
USDA Loans
Non-QM
Specialities
Reverse Mortgages
Search Rank ScoreLearn More →
275
/850
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Education
- California State University, FresnoAmerican History (United States)Bachelor of Arts (BA)
- California State University, FresnoPhysical Education Teaching and CoachingMaster of Arts (MA)
Addresses and Serving Areas
Year Started
1993
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 235952
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.