

CS Team
Mortgage Loan Originator

The CS team takes a holistic approach to mortgage planning, aligning your loan with your overall financial goals. As Certified Mortgage Planning Specialists, they draw on expertise in taxation, estate planning, insurance, and real estate to... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 6 PM
Thu
8 AM to 6 PM
Fri
8 AM to 6 PM
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Reviews from Web
Apex Home Loans has been an amazing experience for us. We used them to buy our first home as a couple and then used them again for a refinance a few years later. The team is incredibly responsive and always able to answer questions in plain...
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We'd been considering buying for a few years, but when we finally took the plunge, it was quite sudden. To make matters even more complex, we found our dream home exactly one week later and immediately bid on it. We feared that it was all happening...
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Craig Strent and the whole team at Apex Home Loans were great to work with. They were very supportive in making sure I could move forward quickly with an offer when my dream home came on the market right after I started "casually" looking for...
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My wife and I had the pleasure of refinancing the mortgage on our primary home last month (December 2016), completing a major, nearly one-year remodeling project. Craig Strent and his team who helped us along the way were fantastic. The financial...
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Twice, Apex has been done outstanding work for me - when I refinanced my condo and when I purchased my house. The team was fast and efficient making is to easy for me. Even while I was on vacation in Europe, the team stayed in communication,...
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I worked with Craig and Amy Smith to close on my wife's very first home and I would recommend them to anyone! Craig and Amy made us feel very comfortable by taking the time to explain the process and documents. They were professional and very...
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My portion of the loan was via my VA benefits and my lady's was non-VA; my employer uses stone age technology so getting documents was a challenge; and we are not married. A very challenging process was made fair and simple by the professionals...
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Craig and his team assisted us with the purchase of our first home. We didn't have allot to put down for this purchase and Craig was open and honest with us about what was out there for us. He and his team were committed to helping us find...
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We worked with Craig on our home purchase 8 years ago and have refinanced twice with him since. Each time he alerted us to substantial interest rate savings opportunities. Craig and his staff patiently guided us through the process, working...
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Apex's online application makes the process much better than the previous paper-based system. We only had to work with paper at the loan's closing. This is our second loan through Apex. Our financial advisor at First Command recommended looking...
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About
The CS team takes a holistic approach to mortgage planning, aligning your loan with your overall financial goals. As Certified Mortgage Planning Specialists, they draw on expertise in taxation, estate planning, insurance, and real estate to guide long-term strategies—not just 30-day transactions. The CS team equips clients with tools for ongoing mortgage management and maximizing home equity. Certified Divorce Lending Professionals (CDLP), they specialize in guiding clients through divorce-related real estate decisions.
Products & Services
Mortgage Loan Officer
FHA Home Loan
Conventional Home Loan
Mortgage Refinance
Construction Loan
Fixed Rate Mortgages
Adjustable Rate Mortgages
DSCR Loans
Cash-Out Refinances
Bank Statement Mortgages
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Positions
- Luminate Home Loans, Inc. - Federal Mortgage Loan Originator
Memberships
- NMLS
- Economic Club of Greater Washington
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1995
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 199792
Hobbies
- Traveling
- Reading
- Spending time with Family
Disclaimer
Luminate Bank is an Equal Housing Lender | Member FDIC
Luminate Bank | NMLS ID #1281698
2523 S Wayzata Blvd. #100 Minneapolis, MN 55405 | Phone (952) 698-3300
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