
Total Mortgage, Milford, CT
Milford, CT

In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a t... Show More
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Results is the best answer to every question regarding Denise ,loans and accommodation called our home.
Denise and Team simply but sincerely gives Results and everyone is happy.
Thank you Denise.
Simply but sincerely the end result speaks volumes for itself.
My family lives in the experience.
Nico’s attention to detail is incredible. This is the level of service you get from someone who has been doing this for many years. He really knows how to instill confidence in his customer!
Cranston has received a review with 5 star rating from Harry E
Results is the best answer to every question regarding Denise ,loans and accommodation called our home.
Denise and Team simply but sincerely gives Results and everyone is happy.
Thank you Denise.
Kelly is knowledgeable, responsive, proactive, and personable.
Best Mortgage banker ever
Kelly made the entire process quick and easy. Would highly recommend Kelly and Total Mortgage!
Very responsive and helpful throughout the entire process
Kevin makes the whole process smooth and as simple as it possibly can be. He’s always been attentive and made sure things happen on time to close on time. I’ve gone back to Kevin for my home loan needs for more than 20 years because I know...
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Reply from Kevin Richardi
November 11th, 2025 06:08 PM
Thank you so much for your kind words, Carrie. I truly appreciate you taking the time out to share your experience with Embrace Home Loans and myself. It's customers like you that make my job wonderful. I'm pleased to hear that the process...
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About
In 1997, John Walsh started a mortgage company. It was a simple enough decision on its face—after years in the industry, he had the experience, the know-how, and a briefcase full of big ideas.
Over the next decade, his company grew from a tiny 3 person shop to a national lender. And when the housing crisis leveled the mortgage industry in 2007, Total Mortgage was one of the few lenders to survive intact. We owe that to a single choice John had made years earlier, as other lenders were making a killing putting borrowers in homes they would never be able to pay for, signing off on the very deals that would lead to the recession. We would only offer people the loans we knew they could afford.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Time Zone
Pacific Standard Time (PST)